The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR MSCI ACWI ETF 464288257 65 1,006 SH   SOLE   0 0 1,006
ALPS ETF TR ALERIAN MLP 00162Q452 11,259 257,947 SH   SOLE   0 0 257,947
SPDR SER TR SPDR BLOOMBERG 78468R663 1,294 14,152 SH   SOLE   0 0 14,152
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 28 355 SH   SOLE   0 0 355
ISHARES TR MSCI EMG MKT ETF 464287234 5,726 146,597 SH   SOLE   0 0 146,597
ISHARES TR MSCI EAFE ETF 464287465 655 11,150 SH   SOLE   0 0 11,150
ISHARES TR EAFE GRWTH ETF 464288885 3,230 46,767 SH   SOLE   0 0 46,767
ISHARES TR EAFE VALUE ETF 464288877 18,663 412,718 SH   SOLE   0 0 412,718
ISHARES TR JPMORGAN USD EMG 464288281 1 8 SH   SOLE   0 0 8
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 3,507 85,606 SH   SOLE   0 0 85,606
ISHARES TR GOV/CRED BD ETF 464288596 99 892 SH   SOLE   0 0 892
SPDR GOLD TR GOLD SHS 78463V107 255 2,101 SH   SOLE   0 0 2,101
WORLD GOLD TR SPDR GLD MINIS 98149E204 110,484 8,618,087 SH   SOLE   0 0 8,618,087
ISHARES TR RUS 1000 VAL ETF 464287598 5,679 51,139 SH   SOLE   0 0 51,139
ISHARES TR RUS 1000 GRW ETF 464287614 5,467 41,758 SH   SOLE   0 0 41,758
ISHARES TR RUS 2000 VAL ETF 464287630 5,592 52,002 SH   SOLE   0 0 52,002
ISHARES TR RUS 2000 GRW ETF 464287648 2,023 12,044 SH   SOLE   0 0 12,044
ISHARES TR RUS MD CP GR ETF 464287481 8,386 147,506 SH   SOLE   0 0 147,506
ISHARES TR RUS MID CAP ETF 464287499 690 14,840 SH   SOLE   0 0 14,840
ISHARES TR RUS MDCP VAL ETF 464287473 3,729 48,843 SH   SOLE   0 0 48,843
ISHARES TR U.S. ENERGY ETF 464287796 181 5,822 SH   SOLE   0 0 5,822
SPDR SER TR S&P 400 MDCP VAL 78464A839 6,260 141,118 SH   SOLE   0 0 141,118
VANGUARD WORLD FD MEGA CAP INDEX 921910873 85 984 SH   SOLE   0 0 984
VANGUARD WORLD FD MEGA GRWTH IND 921910816 52 489 SH   SOLE   0 0 489
SPDR SER TR DJ REIT ETF 78464A607 85 985 SH   SOLE   0 0 985
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,645 73,949 SH   SOLE   0 0 73,949
ISHARES TR EAFE SML CP ETF 464288273 10,182 196,482 SH   SOLE   0 0 196,482
ISHARES TR SHORT TREAS BD 464288679 165,494 1,500,398 SH   SOLE   0 0 1,500,398
ISHARES SILVER TR ISHARES 46428Q109 15 1,040 SH   SOLE   0 0 1,040
PROSHARES TR PSHS ULTSH 20YRS 74347B201 7 200 SH   SOLE   0 0 200
ISHARES INC MSCI WORLD ETF 464286392 737 9,346 SH   SOLE   0 0 9,346
ISHARES TR MSCI USA MIN VOL 46429B697 91 1,745 SH   SOLE   0 0 1,745
VANGUARD INDEX FDS SML CP GRW ETF 922908595 364 2,418 SH   SOLE   0 0 2,418
VANGUARD INDEX FDS SM CP VAL ETF 922908611 199 1,742 SH   SOLE   0 0 1,742
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 8 101 SH   SOLE   0 0 101
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 406 8,914 SH   SOLE   0 0 8,914
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 252 3,379 SH   SOLE   0 0 3,379
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 4,872 51,457 SH   SOLE   0 0 51,457
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 15,301 163,945 SH   SOLE   0 0 163,945
SELECT SECTOR SPDR TR ENERGY 81369Y506 475 8,278 SH   SOLE   0 0 8,278