The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   5,361,227 28,321 SH   SOLE 0 0 0 28,321
AMAZON COM INC COM 023135106   245,936 1,121 SH   SOLE 0 0 0 1,121
AMERICAN CENTY ETF TR US EQT ETF 025072885   280,931 2,898 SH   SOLE 0 0 0 2,898
AMGEN INC COM 031162100   2,988,238 11,465 SH   SOLE 0 0 0 11,465
APPLE INC COM 037833100   5,320,779 21,247 SH   SOLE 0 0 0 21,247
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,073,744 11,193 SH   SOLE 0 0 0 11,193
BOEING CO COM 097023105   2,733,234 15,442 SH   SOLE 0 0 0 15,442
CHENIERE ENERGY INC COM NEW 16411R208   3,630,873 16,898 SH   SOLE 0 0 0 16,898
CISCO SYS INC COM 17275R102   3,534,389 59,703 SH   SOLE 0 0 0 59,703
COMCAST CORP NEW CL A 20030N101   738,966 19,690 SH   SOLE 0 0 0 19,690
COSTCO WHSL CORP NEW COM 22160K105   4,086,181 4,460 SH   SOLE 0 0 0 4,460
DISNEY WALT CO COM 254687106   3,294,067 29,583 SH   SOLE 0 0 0 29,583
ELI LILLY & CO COM 532457108   562,016 728 SH   SOLE 0 0 0 728
FEDEX CORP COM 31428X106   3,604,400 12,812 SH   SOLE 0 0 0 12,812
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108   8,859,552 295,220 SH   SOLE 0 0 0 295,220
HOME DEPOT INC COM 437076102   2,419,129 6,219 SH   SOLE 0 0 0 6,219
HONEYWELL INTL INC COM 438516106   3,459,538 15,315 SH   SOLE 0 0 0 15,315
ISHARES TR S&P MC 400VL ETF 464287705   275,787 2,207 SH   SOLE 0 0 0 2,207
ISHARES TR S&P MC 400GR ETF 464287606   375,177 4,126 SH   SOLE 0 0 0 4,126
ISHARES TR CORE S&P SCP ETF 464287804   3,237,682 28,100 SH   SOLE 0 0 0 28,100
ISHARES TR SP SMCP600VL ETF 464287879   821,852 7,567 SH   SOLE 0 0 0 7,567
ISHARES TR S&P SML 600 GWT 464287887   573,563 4,237 SH   SOLE 0 0 0 4,237
ISHARES TR RUS 1000 GRW ETF 464287614   229,704 572 SH   SOLE 0 0 0 572
ISHARES TR RUSSELL 2000 ETF 464287655   440,594 1,994 SH   SOLE 0 0 0 1,994
ISHARES TR RUS MID CAP ETF 464287499   229,752 2,599 SH   SOLE 0 0 0 2,599
ISHARES TR GLOBAL 100 ETF 464287572   2,348,344 23,304 SH   SOLE 0 0 0 23,304
ISHARES TR GLOBAL TECH ETF 464287291   11,385,315 134,340 SH   SOLE 0 0 0 134,340
ISHARES TR 0-3 MNTH TREASRY 46436E718   48,408,055 482,536 SH   SOLE 0 0 0 482,536
JOHNSON & JOHNSON COM 478160104   2,618,924 18,109 SH   SOLE 0 0 0 18,109
MERCK & CO INC COM 58933Y105   2,813,593 28,283 SH   SOLE 0 0 0 28,283
MICROSOFT CORP COM 594918104   5,088,281 12,072 SH   SOLE 0 0 0 12,072
NIKE INC CL B 654106103   2,000,639 26,439 SH   SOLE 0 0 0 26,439
PAYPAL HLDGS INC COM 70450Y103   3,360,912 39,378 SH   SOLE 0 0 0 39,378
PEPSICO INC COM 713448108   2,736,016 17,993 SH   SOLE 0 0 0 17,993
PFIZER INC COM 717081103   1,584,383 59,720 SH   SOLE 0 0 0 59,720
PGIM ETF TR PGIM ULTRA SH BD 69344A107   53,868,778 1,087,160 SH   SOLE 0 0 0 1,087,160
PIMCO ETF TR MULTISECTOR BD 72201R585   2,644,410 102,022 SH   SOLE 0 0 0 102,022
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   8,361,780 88,028 SH   SOLE 0 0 0 88,028
PIMCO ETF TR ACTIVE BD ETF 72201R775   21,621,050 239,118 SH   SOLE 0 0 0 239,118
SALESFORCE INC COM 79466L302   4,529,503 13,548 SH   SOLE 0 0 0 13,548
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   424,578 18,704 SH   SOLE 0 0 0 18,704
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   2,923,116 71,874 SH   SOLE 0 0 0 71,874
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   10,552,038 108,997 SH   SOLE 0 0 0 108,997
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   4,775,903 63,098 SH   SOLE 0 0 0 63,098
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   249,307 2,963 SH   SOLE 0 0 0 2,963
SELECT SECTOR SPDR TR ENERGY 81369Y506   9,171,959 107,074 SH   SOLE 0 0 0 107,074
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   7,712,008 159,570 SH   SOLE 0 0 0 159,570
SELECT SECTOR SPDR TR INDL 81369Y704   6,745,190 51,193 SH   SOLE 0 0 0 51,193
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   25,772,982 110,842 SH   SOLE 0 0 0 110,842
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,788,528 60,915 SH   SOLE 0 0 0 60,915
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   9,099,650 66,146 SH   SOLE 0 0 0 66,146
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   8,731,074 38,917 SH   SOLE 0 0 0 38,917
SPDR S&P 500 ETF TR TR UNIT 78462F103   392,674 670 SH   SOLE 0 0 0 670
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   4,613,301 50,457 SH   SOLE 0 0 0 50,457
SPDR SER TR PORTFOLIO S&P500 78464A854   3,215,224 46,638 SH   SOLE 0 0 0 46,638
STARBUCKS CORP COM 855244109   2,781,665 30,484 SH   SOLE 0 0 0 30,484
T-MOBILE US INC COM 872590104   3,651,536 16,543 SH   SOLE 0 0 0 16,543
UNION PAC CORP COM 907818108   3,014,689 13,220 SH   SOLE 0 0 0 13,220
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,809,188 6,460 SH   SOLE 0 0 0 6,460
VANGUARD INDEX FDS MID CAP ETF 922908629   3,565,755 13,500 SH   SOLE 0 0 0 13,500
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,518,290 17,753 SH   SOLE 0 0 0 17,753
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   263,632 5,513 SH   SOLE 0 0 0 5,513
VANGUARD WORLD FD MATERIALS ETF 92204A801   4,419,988 23,531 SH   SOLE 0 0 0 23,531
VANGUARD WORLD FD FINANCIALS ETF 92204A405   353,738 2,996 SH   SOLE 0 0 0 2,996
VANGUARD WORLD FD ENERGY ETF 92204A306   862,999 7,114 SH   SOLE 0 0 0 7,114
VISA INC COM CL A 92826C839   4,940,337 15,632 SH   SOLE 0 0 0 15,632
WALMART INC COM 931142103   3,923,268 43,423 SH   SOLE 0 0 0 43,423