The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   4,177,234 54,427 SH   SOLE   54,426 0 0
ABBOTT LABS COM 002824100   1,550,845 16,013 SH   SOLE   16,012 0 0
ABBVIE INC COM 00287Y109   455,877 3,058 SH   SOLE   3,058 0 0
ALPHABET INC CAP STK CL C 02079K107   225,464 1,710 SH   SOLE   1,710 0 0
AMERICAN ELEC PWR CO INC COM 025537101   263,947 3,509 SH   SOLE   3,509 0 0
AMGEN INC COM 031162100   2,990,693 11,128 SH   SOLE   11,127 0 0
ANALOG DEVICES INC COM 032654105   1,237,186 7,066 SH   SOLE   7,066 0 0
APPLE INC COM 037833100   2,804,124 16,378 SH   SOLE   16,378 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   451,088 1,875 SH   SOLE   1,875 0 0
BANK AMERICA CORP COM 060505104   559,165 20,422 SH   SOLE   20,422 0 0
BECTON DICKINSON & CO COM 075887109   518,353 2,005 SH   SOLE   2,005 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   6,377,724 12 SH   SOLE   12 0 0
BLACKROCK INC COM 09247X101   3,153,950 4,879 SH   SOLE   4,878 0 0
BLACKSTONE INC COM 09260D107   1,320,928 12,329 SH   SOLE   12,328 0 0
CVS HEALTH CORP COM 126650100   3,424,089 49,042 SH   SOLE   49,041 0 0
CHEVRON CORP NEW COM 166764100   3,368,307 19,976 SH   SOLE   19,975 0 0
CISCO SYS INC COM 17275R102   3,916,660 72,855 SH   SOLE   72,854 0 0
CINTAS CORP COM 172908105   962,020 2,000 SH   SOLE   2,000 0 0
COCA COLA CO COM 191216100   361,071 6,450 SH   SOLE   6,450 0 0
CONSOLIDATED EDISON INC COM 209115104   367,779 4,300 SH   SOLE   4,300 0 0
COSTCO WHSL CORP NEW COM 22160K105   736,002 1,303 SH   SOLE   1,302 0 0
DARDEN RESTAURANTS INC COM 237194105   3,366,068 23,503 SH   SOLE   23,502 0 0
DOMINION ENERGY INC COM 25746U109   2,490,963 55,764 SH   SOLE   55,763 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   2,473,682 28,027 SH   SOLE   28,027 0 0
EMERSON ELEC CO COM 291011104   3,233,327 33,482 SH   SOLE   33,481 0 0
EQUIFAX INC COM 294429105   274,770 1,500 SH   SOLE   1,500 0 0
META PLATFORMS INC CL A 30303M102   474,332 1,580 SH   SOLE   1,580 0 0
HOME DEPOT INC COM 437076102   1,616,802 5,351 SH   SOLE   5,350 0 0
ILLINOIS TOOL WKS INC COM 452308109   300,424 1,304 SH   SOLE   1,304 0 0
INTEL CORP COM 458140100   213,300 6,000 SH   SOLE   6,000 0 0
ISHARES SILVER TR ISHARES 46428Q109   639,856 31,458 SH   SOLE   31,458 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8   3,414,217 134,630 SH   SOLE   134,630 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   3,246,815 133,230 SH   SOLE   133,230 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   3,329,400 134,630 SH   SOLE   134,630 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   3,108,922 133,230 SH   SOLE   133,230 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   3,082,942 133,230 SH   SOLE   133,230 0 0
JPMORGAN CHASE & CO COM 46625H100   4,137,261 28,529 SH   SOLE   28,528 0 0
JOHNSON & JOHNSON COM 478160104   944,839 6,066 SH   SOLE   6,066 0 0
KINDER MORGAN INC DEL COM 49456B101   3,337,192 201,278 SH   SOLE   201,278 0 0
LOWES COS INC COM 548661107   1,309,556 6,301 SH   SOLE   6,300 0 0
MARKEL GROUP INC COM 570535104   1,170,630 795 SH   SOLE   795 0 0
MCDONALDS CORP COM 580135101   4,432,415 16,825 SH   SOLE   16,825 0 0
MICROSOFT CORP COM 594918104   6,108,362 19,346 SH   SOLE   19,345 0 0
MID-AMER APT CMNTYS INC COM 59522J103   1,684,809 13,096 SH   SOLE   13,096 0 0
NIKE INC CL B 654106103   699,341 7,314 SH   SOLE   7,313 0 0
NORFOLK SOUTHN CORP COM 655844108   911,136 4,627 SH   SOLE   4,626 0 0
PEPSICO INC COM 713448108   3,968,853 23,423 SH   SOLE   23,423 0 0
PFIZER INC COM 717081103   545,468 16,445 SH   SOLE   16,444 0 0
PHILLIPS 66 COM 718546104   3,770,233 31,379 SH   SOLE   31,379 0 0
PRICE T ROWE GROUP INC COM 74144T108   2,772,974 26,442 SH   SOLE   26,442 0 0
PROCTER AND GAMBLE CO COM 742718109   3,706,401 25,411 SH   SOLE   25,410 0 0
QUALCOMM INC COM 747525103   4,383,984 39,474 SH   SOLE   39,474 0 0
REALTY INCOME CORP COM 756109104   2,050,224 41,054 SH   SOLE   41,053 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   854,960 2,000 SH   SOLE   2,000 0 0
SPDR GOLD TR GOLD SHS 78463V107   2,348,008 13,695 SH   SOLE   13,695 0 0
SMUCKER J M CO COM NEW 832696405   3,328,197 27,078 SH   SOLE   27,078 0 0
SOUTHERN CO COM 842587107   4,010,948 61,974 SH   SOLE   61,973 0 0
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   214,514 28,300 SH   SOLE   28,300 0 0
STAG INDL INC COM 85254J102   2,151,501 62,344 SH   SOLE   62,344 0 0
STARBUCKS CORP COM 855244109   255,426 2,799 SH   SOLE   2,798 0 0
SYSCO CORP COM 871829107   810,748 12,275 SH   SOLE   12,274 0 0
TRAVELERS COMPANIES INC COM 89417E109   231,628 1,418 SH   SOLE   1,418 0 0
UNITED PARCEL SERVICE INC CL B 911312106   3,224,241 20,685 SH   SOLE   20,685 0 0
UNITEDHEALTH GROUP INC COM 91324P102   959,030 1,902 SH   SOLE   1,902 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,862,757 57,475 SH   SOLE   57,474 0 0
WALMART INC COM 931142103   2,845,087 17,790 SH   SOLE   17,789 0 0
WASTE MGMT INC DEL COM 94106L109   1,800,483 11,811 SH   SOLE   11,811 0 0
MEDTRONIC PLC SHS G5960L103   2,203,283 28,117 SH   SOLE   28,117 0 0
CHUBB LIMITED COM H1467J104   4,321,892 20,760 SH   SOLE   20,760 0 0