The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   3,816,854 54,683 SH   SOLE   54,682 0 0
ABBOTT LABS COM 002824100   1,735,488 15,919 SH   SOLE   15,918 0 0
ABBVIE INC COM 00287Y109   410,146 3,044 SH   SOLE   3,044 0 0
ALPHABET INC CAP STK CL C 02079K107   206,859 1,710 SH   SOLE   1,710 0 0
ALTRIA GROUP INC COM 02209S103   221,635 4,893 SH   SOLE   4,892 0 0
AMERICAN ELEC PWR CO INC COM 025537101   295,458 3,509 SH   SOLE   3,509 0 0
AMGEN INC COM 031162100   2,466,544 11,110 SH   SOLE   11,109 0 0
ANALOG DEVICES INC COM 032654105   1,376,527 7,066 SH   SOLE   7,066 0 0
APPLE INC COM 037833100   3,164,920 16,317 SH   SOLE   16,316 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   412,106 1,875 SH   SOLE   1,875 0 0
BANK AMERICA CORP COM 060505104   583,788 20,348 SH   SOLE   20,348 0 0
BECTON DICKINSON & CO COM 075887109   529,340 2,005 SH   SOLE   2,005 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   6,213,720 12 SH   SOLE   12 0 0
BLACKROCK INC COM 09247X101   3,388,216 4,902 SH   SOLE   4,902 0 0
BLACKSTONE INC COM 09260D107   1,146,912 12,336 SH   SOLE   12,336 0 0
CVS HEALTH CORP COM 126650100   3,341,761 48,340 SH   SOLE   48,340 0 0
CISCO SYS INC COM 17275R102   3,740,635 72,297 SH   SOLE   72,296 0 0
CINTAS CORP COM 172908105   745,620 1,500 SH   SOLE   1,500 0 0
COCA COLA CO COM 191216100   388,419 6,450 SH   SOLE   6,450 0 0
CONSOLIDATED EDISON INC COM 209115104   388,720 4,300 SH   SOLE   4,300 0 0
COSTCO WHSL CORP NEW COM 22160K105   701,267 1,303 SH   SOLE   1,302 0 0
DARDEN RESTAURANTS INC COM 237194105   3,951,033 23,648 SH   SOLE   23,647 0 0
DOMINION ENERGY INC COM 25746U109   2,061,618 39,807 SH   SOLE   39,807 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   2,494,686 27,799 SH   SOLE   27,799 0 0
EMERSON ELEC CO COM 291011104   3,032,865 33,553 SH   SOLE   33,553 0 0
META PLATFORMS INC CL A 30303M102   489,301 1,705 SH   SOLE   1,705 0 0
FRANCHISE GROUP INC COM 35180X105   257,760 9,000 SH   SOLE   9,000 0 0
HOME DEPOT INC COM 437076102   1,612,756 5,192 SH   SOLE   5,191 0 0
ILLINOIS TOOL WKS INC COM 452308109   346,359 1,385 SH   SOLE   1,384 0 0
INTEL CORP COM 458140100   200,640 6,000 SH   SOLE   6,000 0 0
ISHARES SILVER TR ISHARES 46428Q109   657,158 31,458 SH   SOLE   31,458 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8   3,243,569 128,255 SH   SOLE   128,255 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   3,092,725 126,855 SH   SOLE   126,855 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   3,157,638 128,255 SH   SOLE   128,255 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   2,977,287 126,855 SH   SOLE   126,855 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   2,978,555 126,855 SH   SOLE   126,855 0 0
JPMORGAN CHASE & CO COM 46625H100   4,164,167 28,632 SH   SOLE   28,631 0 0
JOHNSON & JOHNSON COM 478160104   1,010,393 6,104 SH   SOLE   6,104 0 0
KINDER MORGAN INC DEL COM 49456B101   3,412,883 198,193 SH   SOLE   198,192 0 0
LOWES COS INC COM 548661107   1,419,791 6,291 SH   SOLE   6,290 0 0
MARKEL GROUP INC COM 570535104   892,151 645 SH   SOLE   645 0 0
MCDONALDS CORP COM 580135101   4,996,095 16,742 SH   SOLE   16,742 0 0
MICROSOFT CORP COM 594918104   6,490,950 19,061 SH   SOLE   19,060 0 0
MID-AMER APT CMNTYS INC COM 59522J103   1,950,221 12,842 SH   SOLE   12,842 0 0
NIKE INC CL B 654106103   806,583 7,308 SH   SOLE   7,307 0 0
NORFOLK SOUTHN CORP COM 655844108   1,048,926 4,626 SH   SOLE   4,625 0 0
PEPSICO INC COM 713448108   4,302,154 23,227 SH   SOLE   23,227 0 0
PFIZER INC COM 717081103   685,168 18,680 SH   SOLE   18,679 0 0
PHILLIPS 66 COM 718546104   3,054,153 32,021 SH   SOLE   32,020 0 0
PRICE T ROWE GROUP INC COM 74144T108   2,924,480 26,107 SH   SOLE   26,106 0 0
PROCTER AND GAMBLE CO COM 742718109   3,870,905 25,510 SH   SOLE   25,510 0 0
QUALCOMM INC COM 747525103   4,645,490 39,025 SH   SOLE   39,024 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   265,961 2,715 SH   SOLE   2,715 0 0
REALTY INCOME CORP COM 756109104   2,402,824 40,188 SH   SOLE   40,187 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   886,560 2,000 SH   SOLE   2,000 0 0
SPDR GOLD TR GOLD SHS 78463V107   783,497 4,395 SH   SOLE   4,395 0 0
SMUCKER J M CO COM NEW 832696405   3,969,436 26,880 SH   SOLE   26,880 0 0
SOUTHERN CO COM 842587107   4,309,189 61,341 SH   SOLE   61,340 0 0
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   220,457 28,300 SH   SOLE   28,300 0 0
STAG INDL INC COM 85254J102   2,216,986 61,789 SH   SOLE   61,788 0 0
STARBUCKS CORP COM 855244109   275,698 2,783 SH   SOLE   2,783 0 0
SYSCO CORP COM 871829107   905,171 12,199 SH   SOLE   12,199 0 0
TRAVELERS COMPANIES INC COM 89417E109   244,848 1,410 SH   SOLE   1,409 0 0
UNITED PARCEL SERVICE INC CL B 911312106   3,673,057 20,491 SH   SOLE   20,491 0 0
UNITEDHEALTH GROUP INC COM 91324P102   916,041 1,906 SH   SOLE   1,905 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,934,343 52,012 SH   SOLE   52,012 0 0
WALMART INC COM 931142103   2,785,051 17,719 SH   SOLE   17,718 0 0
WASTE MGMT INC DEL COM 94106L109   2,044,126 11,787 SH   SOLE   11,787 0 0
MEDTRONIC PLC SHS G5960L103   2,436,418 27,655 SH   SOLE   27,655 0 0
CHUBB LIMITED COM H1467J104   3,954,093 20,534 SH   SOLE   20,534 0 0