The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS Stock 002824100 526 4,847 SH   SOLE   0 0 4,847
AMAZON INC Stock 023135106 666 6,273 SH   SOLE   0 0 6,273
AMGEN INC Stock 031162100 245 1,010 SH   SOLE   0 0 1,010
APPLE INC Stock 037833100 5,710 41,765 SH   SOLE   0 0 41,765
AUTOMATIC DATA PROCESSING INC Stock 053015103 645 3,060 SH   SOLE   0 0 3,060
BK OF AMERICA CORP Stock 060505104 665 21,380 SH   SOLE   0 0 21,380
BERKSHIRE HATHAWAY INC B Stock 084670702 548 2,007 SH   SOLE   0 0 2,007
BOEING CO Stock 097023105 623 4,558 SH   SOLE   0 0 4,558
INVESCO S&P EMER MARKETS LOW VOL ETF 46138E297 218 9,387 SH   SOLE   0 0 9,387
BRISTOL-MYERS SQUIBB CO Stock 110122108 302 3,901 SH   SOLE   0 0 3,901
CATERPILLAR INC Stock 149123101 433 2,427 SH   SOLE   0 0 2,427
CHEVRON CORP NEW Stock 166764100 755 5,216 SH   SOLE   0 0 5,216
COCA COLA CO Stock 191216100 402 6,353 SH   SOLE   0 0 6,353
EMERSON ELEC CO Stock 291011104 622 7,829 SH   SOLE   0 0 7,829
FISERV INC Stock 337738108 742 8,347 SH   SOLE   0 0 8,347
GENERAL MLS INC Stock 370334104 223 2,968 SH   SOLE   0 0 2,968
GLOBALSTAR INC Stock 378973408 14 11,955 SH   SOLE   0 0 11,955
HOME DEPOT INC Stock 437076102 807 2,944 SH   SOLE   0 0 2,944
HONEYWELL INTL INC Stock 438516106 275 1,582 SH   SOLE   0 0 1,582
INTEL CORP Stock 458140100 286 7,648 SH   SOLE   0 0 7,648
INTERNATIONAL BUSINESS MACHS Stock 459200101 385 2,731 SH   SOLE   0 0 2,731
ISHARES CORE S&P 500 ETF 464287200 11,117 29,321 SH   SOLE   0 0 29,321
ISHARES 20 YEAR TREASURY BOND ETF 464287432 4,546 39,577 SH   SOLE   0 0 39,577
ISHARES RUSSELL 1000 GROWTH ETF 464287614 274 1,253 SH   SOLE   0 0 1,253
ISHARES 5-10 YEAR INVT GRADE CORP ETF 464288638 8,982 175,916 SH   SOLE   0 0 175,916
ISHARES MSCI EAFE VALUE ETF 464288877 399 9,207 SH   SOLE   0 0 9,207
ISHARES MSCI EAFE GROWTH ETF 464288885 207 2,572 SH   SOLE   0 0 2,572
JOHNSON & JOHNSON Stock 478160104 1,154 6,504 SH   SOLE   0 0 6,504
LILLY ELI & CO Stock 532457108 210 650 SH   SOLE   0 0 650
LOCKHEED MARTIN CORP Stock 539830109 386 898 SH   SOLE   0 0 898
MCDONALDS CORP Stock 580135101 871 3,530 SH   SOLE   0 0 3,530
MICROSOFT CORP Stock 594918104 13,945 54,297 SH   SOLE   0 0 54,297
NIKE INC CL B Stock 654106103 481 4,702 SH   SOLE   0 0 4,702
NORFOLK SOUTHN CORP Stock 655844108 208 918 SH   SOLE   0 0 918
PNC FINL SVCS GROUP INC Stock 693475105 237 1,506 SH   SOLE   0 0 1,506
PACCAR INC Stock 693718108 748 9,089 SH   SOLE   0 0 9,089
PEPSICO INC Stock 713448108 526 3,161 SH   SOLE   0 0 3,161
PFIZER INC Stock 717081103 408 7,794 SH   SOLE   0 0 7,794
PROCTER AND GAMBLE CO Stock 742718109 1,068 7,428 SH   SOLE   0 0 7,428
QUALCOMM INC Stock 747525103 241 1,890 SH   SOLE   0 0 1,890
SCHWAB US AGGREGATE BOND ETF 808524839 514 10,754 SH   SOLE   0 0 10,754
SCHWAB US TIPS ETF 808524870 255 4,573 SH   SOLE   0 0 4,573
STARBUCKS CORP Stock 855244109 2,475 32,406 SH   SOLE   0 0 32,406
VANGUARD S&P 500 ETF 922908363 561 1,613 SH   SOLE   0 0 1,613
VANGUARD MID-CAP INDEX FUND ETF 922908629 318 1,619 SH   SOLE   0 0 1,619
WALMART INC Stock 931142103 303 2,497 SH   SOLE   0 0 2,497
WELLS FARGO CO NEW Stock 949746101 268 6,843 SH   SOLE   0 0 6,843
AT&T INC Stock 00206R102 207 9,900 SH   SOLE   0 0 9,900
ABBVIE INC Stock 00287Y109 957 6,251 SH   SOLE   0 0 6,251
ALPHABET INC CAP STK Stock 02079K107 207 95 SH   SOLE   0 0 95
ALPHABET INC CAP STK CL A Stock 02079K305 246 113 SH   SOLE   0 0 113
CISCO SYS INC Stock 17275R102 465 10,918 SH   SOLE   0 0 10,918
COLUMBIA DIVERSIFIED FIXED INCOME ALLOC ETF 19761L508 800 45,322 SH   SOLE   0 0 45,322
COSTCO WHSL CORP NEW Stock 22160K105 2,322 4,846 SH   SOLE   0 0 4,846
EXXON MOBIL CORP Stock 30231G102 429 5,021 SH   SOLE   0 0 5,021
META PLATFORMS INC CL A Stock 30303M102 367 2,281 SH   SOLE   0 0 2,281
ISHARES U.S. TREASURY BOND ETF 46429B267 475 19,898 SH   SOLE   0 0 19,898
ISHARES MSCI USA SMALL-CAP MULTIFACTOR ETF 46434V290 2,318 49,442 SH   SOLE   0 0 49,442
ISHARES CORE TOTAL USD BOND MARKET ETF 46434V613 322 6,878 SH   SOLE   0 0 6,878
ISHARES CORE DIVIDEND GROWTH ETF 46434V621 9,753 204,730 SH   SOLE   0 0 204,730
ISHARES ESG AWARE MSCI USA ETF 46435G425 957 11,407 SH   SOLE   0 0 11,407
ISHARES INTERNATIONAL DIVIDEND GROWTH ETF 46435G524 257 4,486 SH   SOLE   0 0 4,486
ISHARES MSCI USA MID-CAP MULTIFACTOR ETF 46435U143 2,330 71,737 SH   SOLE   0 0 71,737
JPMORGAN CHASE & CO Stock 46625H100 450 3,996 SH   SOLE   0 0 3,996
MERCK & CO INC Stock 58933Y105 446 4,864 SH   SOLE   0 0 4,864
NEXTERA ENERGY INC Stock 65339F101 993 12,821 SH   SOLE   0 0 12,821
NVIDIA CORPORATION Stock 67066G104 1,274 8,403 SH   SOLE   0 0 8,403
SPDR ICE PREFERRED SECURITIES ETF 78464A292 2,261 63,084 SH   SOLE   0 0 63,084
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF 78464A359 2,619 40,576 SH   SOLE   0 0 40,576
SPDR S&P DIVIDEND ETF 78464A763 317 2,676 SH   SOLE   0 0 2,676
SPDR PORTFOLIO S&P 500 ETF 78464A854 1,201 27,094 SH   SOLE   0 0 27,094
SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF 78468R788 363 9,109 SH   SOLE   0 0 9,109
SALESFORCE INC Stock 79466L302 292 1,769 SH   SOLE   0 0 1,769
REAL ESTATE SELECT SECTOR SPDR FUND ETF 81369Y860 4,861 118,988 SH   SOLE   0 0 118,988
3M CO Stock 88579Y101 681 5,264 SH   SOLE   0 0 5,264
UNITEDHEALTH GROUP INC Stock 91324P102 260 506 SH   SOLE   0 0 506
VERIZONMUNICATIONS INC Stock 92343V104 509 10,048 SH   SOLE   0 0 10,048
WISDOMTREE ENHANCED MODITY STGY FUND ETF 97717Y683 3,090 131,737 SH   SOLE   0 0 131,737
ZACKS EARNINGS CONSISTENT PORTFOLIO ETF 98888G105 6,001 268,653 SH   SOLE   0 0 268,653
88 ENERGY LTD ORD SHS Stock Q3394D101 0 121,500 SH   SOLE   0 0 121,500