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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   3,754,631 37,372 SH   SOLE   0 0 37,372
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   935,022 11,422 SH   SOLE   0 0 11,422
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198   828,601 15,813 SH   SOLE   0 0 15,813
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   791,510 9,162 SH   SOLE   0 0 9,162
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   783,830 5,120 SH   SOLE   0 0 5,120
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   1,285,612 26,983 SH   SOLE   0 0 26,983
INVESCO QQQ TR UNIT SER 1 46090E103   1,219,855 3,768 SH   SOLE   0 0 3,768
ISHARES TR 0-3 MNTH TREASRY 46436E718   351,236 3,492 SH   SOLE   0 0 3,492
ISHARES TR MODERT ALLOC ETF 464289875   3,106,569 77,861 SH   SOLE   0 0 77,861
ISHARES TR MSCI USA MMENTM 46432F396   353,560 2,542 SH   SOLE   0 0 2,542
ISHARES TR RUS 1000 GRW ETF 464287614   832,677 3,365 SH   SOLE   0 0 3,365
ISHARES TR RUS TOP 200 ETF 464289446   2,798,733 28,721 SH   SOLE   0 0 28,721
ISHARES TR RUS TP200 GR ETF 464289438   832,059 5,913 SH   SOLE   0 0 5,913
ISHARES TR SHORT TREAS BD 464288679   2,911,651 26,323 SH   SOLE   0 0 26,323
ISHARES TR TRS FLT RT BD 46434V860   3,043,211 60,095 SH   SOLE   0 0 60,095
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   353,967 7,085 SH   SOLE   0 0 7,085
JANUS DETROIT STR TR HENDERSN CAP ETF 47103U100   579,840 11,546 SH   SOLE   0 0 11,546
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   443,599 9,092 SH   SOLE   0 0 9,092
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   5,746,032 88,065 SH   SOLE   0 0 88,065
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   3,285,665 87,899 SH   SOLE   0 0 87,899
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   3,246,886 47,967 SH   SOLE   0 0 47,967
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   188,478,035 2,046,063 SH   SOLE   0 0 2,046,063
SPDR SER TR MSCI USA STRTGIC 78468R812   2,662,564 22,943 SH   SOLE   0 0 22,943
SPDR SER TR PORTFOLIO S&P500 78464A854   2,704,322 56,105 SH   SOLE   0 0 56,105
SPDR SER TR PRTFLO S&P500 GW 78464A409   3,758,222 20,642 SH   SOLE   0 0 20,642
SPDR SER TR S&P TRANSN ETF 78464A532   3,304,922 45,604 SH   SOLE   0 0 45,604
TIMOTHY PLAN HIG DV STK ETF 887432326   1,082,446 34,666 SH   SOLE   0 0 34,666
TIMOTHY PLAN US LRGMD CP CORE 887432359   1,093,902 31,757 SH   SOLE   0 0 31,757
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   1,326,577 17,864 SH   SOLE   0 0 17,864
VANGUARD INDEX FDS GROWTH ETF 922908736   734,601 2,932 SH   SOLE   0 0 2,932
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   2,521,219 40,034 SH   SOLE   0 0 40,034
VANGUARD WORLD FD MEGA GRWTH IND 921910816   2,834,116 13,837 SH   SOLE   0 0 13,837
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   3,329,114 13,182 SH   SOLE   0 0 13,182
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   750,087 7,771 SH   SOLE   0 0 7,771
WISDOMTREE TR INTRST RATE HDGE 97717W380   348,424 8,004 SH   SOLE   0 0 8,004