The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   2,922,312 15,066 SH   SOLE 0 0 0 15,066
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,138,258 3,338 SH   SOLE 0 0 0 3,338
CHEVRON CORP NEW COM 166764100   630,155 4,005 SH   SOLE 0 0 0 4,005
COSTCO WHSL CORP NEW COM 22160K105   728,110 1,352 SH   SOLE 0 0 0 1,352
CULLEN FROST BANKERS INC COM 229899109   707,978 6,584 SH   SOLE 0 0 0 6,584
CVS HEALTH CORP COM 126650100   260,942 3,775 SH   SOLE 0 0 0 3,775
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   3,283,399 105,950 SH   SOLE 0 0 0 105,950
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   6,499,802 237,914 SH   SOLE 0 0 0 237,914
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   859,251 17,842 SH   SOLE 0 0 0 17,842
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   26,450,363 974,231 SH   SOLE 0 0 0 974,231
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   760,995 13,887 SH   SOLE 0 0 0 13,887
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   252,733 5,448 SH   SOLE 0 0 0 5,448
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   238,102 5,137 SH   SOLE 0 0 0 5,137
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   1,765,321 37,063 SH   SOLE 0 0 0 37,063
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   3,185,453 120,025 SH   SOLE 0 0 0 120,025
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   2,845,663 132,233 SH   SOLE 0 0 0 132,233
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   9,806,500 404,059 SH   SOLE 0 0 0 404,059
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,247,140 51,856 SH   SOLE 0 0 0 51,856
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   171,962 13,540 SH   SOLE 0 0 0 13,540
EXXON MOBIL CORP COM 30231G102   4,049,883 37,761 SH   SOLE 0 0 0 37,761
GRIFOLS S A SP ADR REP B NVT 398438408   322,111 35,165 SH   SOLE 0 0 0 35,165
HCA HEALTHCARE INC COM 40412C101   510,675 1,683 SH   SOLE 0 0 0 1,683
HOME DEPOT INC COM 437076102   205,644 662 SH   SOLE 0 0 0 662
ISHARES TR CORE US AGGBD ET 464287226   217,523 2,221 SH   SOLE 0 0 0 2,221
ISHARES TR NATIONAL MUN ETF 464288414   2,203,704 20,647 SH   SOLE 0 0 0 20,647
ISHARES TR CRE U S REIT ETF 464288521   984,380 19,148 SH   SOLE 0 0 0 19,148
ISHARES TR CORE S&P SCP ETF 464287804   457,825 4,594 SH   SOLE 0 0 0 4,594
ISHARES TR RUS 1000 GRW ETF 464287614   895,571 3,254 SH   SOLE 0 0 0 3,254
ISHARES TR CORE S&P US GWT 464287671   11,873,837 121,608 SH   SOLE 0 0 0 121,608
ISHARES TR FLTG RATE NT ETF 46429B655   827,823 16,289 SH   SOLE 0 0 0 16,289
ISHARES TR CORE MSCI EAFE 46432F842   648,634 9,609 SH   SOLE 0 0 0 9,609
ISHARES TR SHRT NAT MUN ETF 464288158   9,329,142 89,669 SH   SOLE 0 0 0 89,669
ISHARES TR MSCI USA QLT FCT 46432F339   20,387,919 151,167 SH   SOLE 0 0 0 151,167
ISHARES TR TRS FLT RT BD 46434V860   2,422,878 47,817 SH   SOLE 0 0 0 47,817
ISHARES TR CORE DIV GRWTH 46434V621   737,789 14,318 SH   SOLE 0 0 0 14,318
ISHARES TR CORE INTL AGGR 46435G672   1,627,373 33,016 SH   SOLE 0 0 0 33,016
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   9,929,768 198,041 SH   SOLE 0 0 0 198,041
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   8,450,135 168,229 SH   SOLE 0 0 0 168,229
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   1,257,467 26,996 SH   SOLE 0 0 0 26,996
JOHNSON & JOHNSON COM 478160104   695,882 4,204 SH   SOLE 0 0 0 4,204
JPMORGAN CHASE & CO COM 46625H100   264,146 1,816 SH   SOLE 0 0 0 1,816
LOCKHEED MARTIN CORP COM 539830109   819,377 1,780 SH   SOLE 0 0 0 1,780
MARTIN MARIETTA MATLS INC COM 573284106   257,161 557 SH   SOLE 0 0 0 557
MCDONALDS CORP COM 580135101   220,012 737 SH   SOLE 0 0 0 737
MICROSOFT CORP COM 594918104   1,673,809 4,915 SH   SOLE 0 0 0 4,915
NOVARTIS AG SPONSORED ADR 66987V109   427,652 4,238 SH   SOLE 0 0 0 4,238
PROCTER AND GAMBLE CO COM 742718109   545,667 3,596 SH   SOLE 0 0 0 3,596
PROSHARES TR S&P 500 DV ARIST 74348A467   224,481 2,381 SH   SOLE 0 0 0 2,381
REGIONS FINANCIAL CORP NEW COM 7591EP100   281,942 15,822 SH   SOLE 0 0 0 15,822
SABRE CORP COM 78573M104   87,237 27,347 SH   SOLE 0 0 0 27,347
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   432,560 13,293 SH   SOLE 0 0 0 13,293
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,146,808 9,355 SH   SOLE 0 0 0 9,355
SPDR SER TR PORTFOLI S&P1500 78464A805   503,059 9,241 SH   SOLE 0 0 0 9,241
SPDR SER TR PRTFLO S&P500 VL 78464A508   343,356 7,948 SH   SOLE 0 0 0 7,948
SPDR SER TR PORTFOLIO S&P600 78468R853   343,169 8,835 SH   SOLE 0 0 0 8,835
SPDR SER TR PORTFOLIO S&P500 78464A854   1,903,156 36,522 SH   SOLE 0 0 0 36,522
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   14,017,876 286,781 SH   SOLE 0 0 0 286,781
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   447,694 1,099 SH   SOLE 0 0 0 1,099
VANGUARD INDEX FDS TOTAL STK MKT 922908769   986,020 4,476 SH   SOLE 0 0 0 4,476
VANGUARD INDEX FDS GROWTH ETF 922908736   2,938,707 10,386 SH   SOLE 0 0 0 10,386
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   256,830 4,720 SH   SOLE 0 0 0 4,720
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,969,009 146,731 SH   SOLE 0 0 0 146,731
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   6,864,362 90,726 SH   SOLE 0 0 0 90,726
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   10,636,768 65,485 SH   SOLE 0 0 0 65,485
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   309,251 2,916 SH   SOLE 0 0 0 2,916
VANGUARD WORLD FD MEGA GRWTH IND 921910816   259,581 1,103 SH   SOLE 0 0 0 1,103
WALMART INC COM 931142103   890,802 5,667 SH   SOLE 0 0 0 5,667