The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   1,885,588 14,512 SH   SOLE 0 0 0 14,512
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,006,705 3,259 SH   SOLE 0 0 0 3,259
CHEVRON CORP NEW COM 166764100   596,612 3,324 SH   SOLE 0 0 0 3,324
COSTCO WHSL CORP NEW COM 22160K105   606,849 1,329 SH   SOLE 0 0 0 1,329
CULLEN FROST BANKERS INC COM 229899109   880,281 6,584 SH   SOLE 0 0 0 6,584
CVS HEALTH CORP COM 126650100   348,312 3,738 SH   SOLE 0 0 0 3,738
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   2,409,719 89,183 SH   SOLE 0 0 0 89,183
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   6,397,527 255,492 SH   SOLE 0 0 0 255,492
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   2,441,312 58,671 SH   SOLE 0 0 0 58,671
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   19,409,348 799,397 SH   SOLE 0 0 0 799,397
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   382,960 7,487 SH   SOLE 0 0 0 7,487
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   961,488 21,877 SH   SOLE 0 0 0 21,877
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   444,467 14,621 SH   SOLE 0 0 0 14,621
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   225,054 4,883 SH   SOLE 0 0 0 4,883
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   2,246,964 46,998 SH   SOLE 0 0 0 46,998
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   2,899,519 120,763 SH   SOLE 0 0 0 120,763
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   1,667,160 78,826 SH   SOLE 0 0 0 78,826
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   4,475,222 200,234 SH   SOLE 0 0 0 200,234
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,142,668 50,876 SH   SOLE 0 0 0 50,876
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,733,126 51,766 SH   SOLE 0 0 0 51,766
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   160,724 13,540 SH   SOLE 0 0 0 13,540
EXXON MOBIL CORP COM 30231G102   3,687,384 33,431 SH   SOLE 0 0 0 33,431
FIRST TR EXCH TRADED FD III ULTRA SHT DUR MU 33740J104   503,159 25,221 SH   SOLE 0 0 0 25,221
GENERAL DYNAMICS CORP COM 369550108   223,314 900 SH   SOLE 0 0 0 900
GRIFOLS S A SP ADR REP B NVT 398438408   298,903 35,165 SH   SOLE 0 0 0 35,165
HCA HEALTHCARE INC COM 40412C101   398,484 1,661 SH   SOLE 0 0 0 1,661
INVESCO QQQ TR UNIT SER 1 46090E103   279,086 1,048 SH   SOLE 0 0 0 1,048
ISHARES TR CORE S&P SCP ETF 464287804   421,923 4,458 SH   SOLE 0 0 0 4,458
ISHARES TR RUS 1000 GRW ETF 464287614   584,081 2,726 SH   SOLE 0 0 0 2,726
ISHARES TR CORE S&P US GWT 464287671   8,831,573 108,336 SH   SOLE 0 0 0 108,336
ISHARES TR COHEN STEER REIT 464287564   222,925 4,065 SH   SOLE 0 0 0 4,065
ISHARES TR SELECT DIVID ETF 464287168   401,196 3,327 SH   SOLE 0 0 0 3,327
ISHARES TR NATIONAL MUN ETF 464288414   2,548,064 24,148 SH   SOLE 0 0 0 24,148
ISHARES TR CRE U S REIT ETF 464288521   966,146 19,538 SH   SOLE 0 0 0 19,538
ISHARES TR FLTG RATE NT ETF 46429B655   423,641 8,417 SH   SOLE 0 0 0 8,417
ISHARES TR CORE MSCI EAFE 46432F842   1,293,445 20,984 SH   SOLE 0 0 0 20,984
ISHARES TR SHRT NAT MUN ETF 464288158   9,898,298 94,929 SH   SOLE 0 0 0 94,929
ISHARES TR MSCI USA QLT FCT 46432F339   15,196,352 133,348 SH   SOLE 0 0 0 133,348
ISHARES TR TRS FLT RT BD 46434V860   639,854 12,693 SH   SOLE 0 0 0 12,693
ISHARES TR CORE DIV GRWTH 46434V621   710,308 14,206 SH   SOLE 0 0 0 14,206
ISHARES TR CORE INTL AGGR 46435G672   1,967,712 41,382 SH   SOLE 0 0 0 41,382
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   9,192,982 183,383 SH   SOLE 0 0 0 183,383
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   6,991,222 140,697 SH   SOLE 0 0 0 140,697
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   510,343 11,111 SH   SOLE 0 0 0 11,111
JOHNSON & JOHNSON COM 478160104   714,041 4,042 SH   SOLE 0 0 0 4,042
JPMORGAN CHASE & CO COM 46625H100   224,176 1,672 SH   SOLE 0 0 0 1,672
LOCKHEED MARTIN CORP COM 539830109   867,779 1,784 SH   SOLE 0 0 0 1,784
MICROSOFT CORP COM 594918104   1,149,480 4,793 SH   SOLE 0 0 0 4,793
NOVARTIS AG SPONSORED ADR 66987V109   385,556 4,250 SH   SOLE 0 0 0 4,250
PROCTER AND GAMBLE CO COM 742718109   534,789 3,529 SH   SOLE 0 0 0 3,529
PROSHARES TR S&P 500 DV ARIST 74348A467   214,266 2,381 SH   SOLE 0 0 0 2,381
REGIONS FINANCIAL CORP NEW COM 7591EP100   334,367 15,509 SH   SOLE 0 0 0 15,509
SABRE CORP COM 78573M104   353,150 57,144 SH   SOLE 0 0 0 57,144
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   448,311 15,100 SH   SOLE 0 0 0 15,100
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,524,736 9,217 SH   SOLE 0 0 0 9,217
SPDR SER TR PORTFOLI S&P1500 78464A805   484,093 10,237 SH   SOLE 0 0 0 10,237
SPDR SER TR PRTFLO S&P500 VL 78464A508   296,408 7,622 SH   SOLE 0 0 0 7,622
SPDR SER TR PORTFOLIO S&P500 78464A854   1,601,023 35,594 SH   SOLE 0 0 0 35,594
SPDR SER TR PORTFOLIO S&P600 78468R853   326,437 8,830 SH   SOLE 0 0 0 8,830
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   12,186,885 256,945 SH   SOLE 0 0 0 256,945
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   385,489 1,097 SH   SOLE 0 0 0 1,097
VANGUARD INDEX FDS GROWTH ETF 922908736   2,444,406 11,470 SH   SOLE 0 0 0 11,470
VANGUARD INDEX FDS TOTAL STK MKT 922908769   766,385 4,008 SH   SOLE 0 0 0 4,008
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,989,160 127,993 SH   SOLE 0 0 0 127,993
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   234,407 4,675 SH   SOLE 0 0 0 4,675
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   6,186,921 82,284 SH   SOLE 0 0 0 82,284
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   9,312,552 61,327 SH   SOLE 0 0 0 61,327
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   315,490 2,916 SH   SOLE 0 0 0 2,916
WALMART INC COM 931142103   797,512 5,625 SH   SOLE 0 0 0 5,625