The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   1,516,617 7,392 SH   SOLE   0 0 7,392
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   366,756 755 SH   SOLE   0 0 755
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   21,410,786 393,147 SH   SOLE   0 0 393,147
CSX CORP COM 126408103   539,080 16,521 SH   SOLE   0 0 16,521
DOMINION ENERGY INC COM 25746U109   1,006,734 17,812 SH   SOLE   0 0 17,812
DUKE ENERGY CORP NEW COM NEW 26441C204   353,410 2,995 SH   SOLE   0 0 2,995
INTERNATIONAL BUSINESS MACHS COM 459200101   274,735 932 SH   SOLE   0 0 932
ISHARES TR CORE S&P500 ETF 464287200   3,619,226 5,829 SH   SOLE   0 0 5,829
ISHARES TR S&P 500 GRWT ETF 464287309   4,153,082 37,721 SH   SOLE   0 0 37,721
ISHARES TR S&P 500 VAL ETF 464287408   1,399,793 7,163 SH   SOLE   0 0 7,163
ISHARES TR RUS MD CP GR ETF 464287481   427,412 3,082 SH   SOLE   0 0 3,082
ISHARES TR RUS MID CAP ETF 464287499   1,042,572 11,336 SH   SOLE   0 0 11,336
ISHARES TR RUSSELL 2000 ETF 464287655   206,943 959 SH   SOLE   0 0 959
ISHARES TR RUSSELL 3000 ETF 464287689   627,588 1,788 SH   SOLE   0 0 1,788
ISHARES TR RUS TP200 GR ETF 464289438   1,831,323 7,429 SH   SOLE   0 0 7,429
ISHARES TR RUS TOP 200 ETF 464289446   2,907,136 18,986 SH   SOLE   0 0 18,986
ISHARES TR CORE 60/40 BALAN 464289867   210,631 3,421 SH   SOLE   0 0 3,421
ISHARES TR CORE 40/60 MODER 464289875   380,797 8,271 SH   SOLE   0 0 8,271
ISHARES TR CORE TOTAL USD 46434V613   112,607,774 2,435,816 SH   SOLE   0 0 2,435,816
ISHARES TR CORE INTL AGGR 46435G672   15,303,652 299,543 SH   SOLE   0 0 299,543
JPMORGAN CHASE & CO. COM 46625H100   207,286 715 SH   SOLE   0 0 715
MICROSOFT CORP COM 594918104   211,399 425 SH   SOLE   0 0 425
PIMCO ETF TR MULTISECTOR BD 72201R585   21,391,187 805,998 SH   SOLE   0 0 805,998
PIMCO ETF TR MUNI INCOME OPP 72201R635   2,044,790 46,230 SH   SOLE   0 0 46,230
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,655,818 5,917 SH   SOLE   0 0 5,917
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   5,566,116 130,232 SH   SOLE   0 0 130,232
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   16,294,350 402,429 SH   SOLE   0 0 402,429
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,458,350 103,162 SH   SOLE   0 0 103,162
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   695,782 28,469 SH   SOLE   0 0 28,469
UNITED PARCEL SERVICE INC CL B 911312106   271,529 2,690 SH   SOLE   0 0 2,690
VANGUARD WORLD FD MEGA GRWTH IND 921910816   313,075 855 SH   SOLE   0 0 855
VANGUARD WORLD FD MEGA CAP INDEX 921910873   458,837 2,040 SH   SOLE   0 0 2,040
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   267,964 2,085 SH   SOLE   0 0 2,085
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,710,836 75,685 SH   SOLE   0 0 75,685
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   200,515 353 SH   SOLE   0 0 353
VANGUARD INDEX FDS MID CAP ETF 922908629   22,499,171 80,403 SH   SOLE   0 0 80,403
VANGUARD INDEX FDS LARGE CAP ETF 922908637   134,587,137 471,739 SH   SOLE   0 0 471,739
VANGUARD INDEX FDS GROWTH ETF 922908736   540,109 1,232 SH   SOLE   0 0 1,232
VANGUARD INDEX FDS VALUE ETF 922908744   381,051 2,156 SH   SOLE   0 0 2,156
VANGUARD INDEX FDS SMALL CP ETF 922908751   11,679,559 49,285 SH   SOLE   0 0 49,285
VANGUARD INDEX FDS TOTAL STK MKT 922908769   627,312 2,064 SH   SOLE   0 0 2,064