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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   1,627,272 6,984 SH   SOLE   0 0 6,984
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   315,278 685 SH   SOLE   0 0 685
CSX CORP COM 126408103   522,128 15,121 SH   SOLE   0 0 15,121
DOMINION ENERGY INC COM 25746U109   812,759 14,064 SH   SOLE   0 0 14,064
DUKE ENERGY CORP NEW COM NEW 26441C204   286,982 2,489 SH   SOLE   0 0 2,489
INTERNATIONAL BUSINESS MACHS COM 459200101   207,594 939 SH   SOLE   0 0 939
ISHARES TR CORE S&P500 ETF 464287200   3,569,362 6,188 SH   SOLE   0 0 6,188
ISHARES TR S&P 500 GRWT ETF 464287309   3,645,107 38,069 SH   SOLE   0 0 38,069
ISHARES TR S&P 500 VAL ETF 464287408   1,530,631 7,763 SH   SOLE   0 0 7,763
ISHARES TR RUS MD CP GR ETF 464287481   400,311 3,413 SH   SOLE   0 0 3,413
ISHARES TR RUS MID CAP ETF 464287499   1,135,596 12,884 SH   SOLE   0 0 12,884
ISHARES TR CORE S&P MCP ETF 464287507   324,251 5,203 SH   SOLE   0 0 5,203
ISHARES TR RUSSELL 2000 ETF 464287655   453,708 2,054 SH   SOLE   0 0 2,054
ISHARES TR RUSSELL 3000 ETF 464287689   680,252 2,082 SH   SOLE   0 0 2,082
ISHARES TR RUS TP200 VL ETF 464289420   297,611 3,662 SH   SOLE   0 0 3,662
ISHARES TR RUS TP200 GR ETF 464289438   1,864,044 8,471 SH   SOLE   0 0 8,471
ISHARES TR RUS TOP 200 ETF 464289446   3,070,861 21,866 SH   SOLE   0 0 21,866
ISHARES TR GRWT ALLOCAT ETF 464289867   466,930 7,882 SH   SOLE   0 0 7,882
ISHARES TR MODERT ALLOC ETF 464289875   479,474 10,629 SH   SOLE   0 0 10,629
ISHARES TR CORE TOTAL USD 46434V613   116,551,838 2,473,511 SH   SOLE   0 0 2,473,511
ISHARES TR CORE INTL AGGR 46435G672   15,108,121 291,550 SH   SOLE   0 0 291,550
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,624,442 6,317 SH   SOLE   0 0 6,317
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   4,262,449 103,257 SH   SOLE   0 0 103,257
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   12,801,687 340,833 SH   SOLE   0 0 340,833
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,497,893 37,551 SH   SOLE   0 0 37,551
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   646,407 9,527 SH   SOLE   0 0 9,527
UNITED PARCEL SERVICE INC CL B 911312106   412,156 3,023 SH   SOLE   0 0 3,023
VANGUARD WORLD FD MEGA GRWTH IND 921910816   453,628 1,409 SH   SOLE   0 0 1,409
VANGUARD WORLD FD MEGA CAP INDEX 921910873   596,570 2,887 SH   SOLE   0 0 2,887
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   454,381 3,796 SH   SOLE   0 0 3,796
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   9,163,260 179,250 SH   SOLE   0 0 179,250
VANGUARD INDEX FDS MID CAP ETF 922908629   18,462,560 69,979 SH   SOLE   0 0 69,979
VANGUARD INDEX FDS LARGE CAP ETF 922908637   109,044,713 414,162 SH   SOLE   0 0 414,162
VANGUARD INDEX FDS GROWTH ETF 922908736   467,243 1,217 SH   SOLE   0 0 1,217
VANGUARD INDEX FDS VALUE ETF 922908744   484,606 2,776 SH   SOLE   0 0 2,776
VANGUARD INDEX FDS SMALL CP ETF 922908751   9,323,776 39,306 SH   SOLE   0 0 39,306
VANGUARD INDEX FDS TOTAL STK MKT 922908769   782,654 2,764 SH   SOLE   0 0 2,764