The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
HOME DEPOT INC COM 437076102 812 2,473 SH   SOLE   0 0 2,473
JOHNSON & JOHNSON COM 478160104 327 2,023 SH   SOLE   0 0 2,023
MICROSOFT CORP COM 594918104 723 2,565 SH   SOLE   0 0 2,565
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 15,530 149,287 SH   SOLE   0 0 149,287
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,282 16,720 SH   SOLE   0 0 16,720
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 16,162 161,460 SH   SOLE   0 0 161,460
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,789 91,493 SH   SOLE   0 0 91,493
UNITED PARCEL SERVICE INC CL B 911312106 364 2,000 SH   SOLE   0 0 2,000
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 23,176 150,884 SH   SOLE   0 0 150,884
VANGUARD STAR FDS VG TL INTL STK F 921909768 13,172 208,227 SH   SOLE   0 0 208,227
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 5,542 67,631 SH   SOLE   0 0 67,631
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 32,310 378,115 SH   SOLE   0 0 378,115
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,830 34,800 SH   SOLE   0 0 34,800
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 9,338 113,310 SH   SOLE   0 0 113,310
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,909 38,409 SH   SOLE   0 0 38,409
VANGUARD INDEX FDS MID CAP ETF 922908629 24,914 105,229 SH   SOLE   0 0 105,229
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,137 5,200 SH   SOLE   0 0 5,200
WISDOMTREE TR US LARGECAP DIVD 97717W307 7,868 65,960 SH   SOLE   0 0 65,960