The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Stock 88579Y101   290,369 1,507 SH   SOLE   1,507 0 0
ABBOTT LABS COM Stock 002824100   665,951 5,557 SH   SOLE   5,557 0 0
ABBVIE INC COM Stock 00287Y109   246,417 2,277 SH   SOLE   2,277 0 0
AFLAC INC COM Stock 001055102   253,239 4,948 SH   SOLE   4,948 0 0
ALLSTATE CORP COM Stock 020002101   238,992 2,080 SH   SOLE   2,080 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   560,599 271 SH   SOLE   271 0 0
ALPS O'SHARES U.S. QUALITY DIVIDEND ETF ETF 00162Q387   269,046 6,743 SH   SOLE   6,743 0 0
AMAZON COM INC COM Stock 023135106   677,604 219 SH   SOLE   219 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100   336,357 1,407 SH   SOLE   1,407 0 0
AMPHENOL CORP NEW CL A Stock 032095101   413,368 6,266 SH   SOLE   6,266 0 0
APPLE INC COM Stock 037833100   539,543 4,417 SH   SOLE   4,417 0 0
APTIV PLC SHS Stock G6095L109   380,466 2,759 SH   SOLE   2,759 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   231,630 1,229 SH   SOLE   1,229 0 0
BANCO BILBAO VIZCAYA ARGENTARI SPONSORED ADR ADR 05946K101   78,013 14,945 SH   SOLE   14,945 0 0
CDW CORP COM Stock 12514G108   444,707 2,683 SH   SOLE   2,683 0 0
CEMEX SAB DE CV SPON ADR NEW ADR 151290889   102,278 14,674 SH   SOLE   14,674 0 0
CENCORA INC COM Stock 03073E105   214,179 1,814 SH   SOLE   1,814 0 0
COCA COLA CO COM Stock 191216100   762,608 14,468 SH   SOLE   14,468 0 0
COMPANHIA SIDERURGICA NACIONAL SPONSORED ADR ADR 20440W105   86,122 12,854 SH   SOLE   12,854 0 0
CORNING INC COM Stock 219350105   9,360,924 215,144 SH   SOLE   215,144 0 0
CVS HEALTH CORP COM Stock 126650100   235,395 3,129 SH   SOLE   3,129 0 0
DICKS SPORTING GOODS INC COM Stock 253393102   250,686 3,292 SH   SOLE   3,292 0 0
DISCOVERY INC COM SER A Stock 934423104   268,322 6,174 SH   SOLE   6,174 0 0
FACEBOOK INC CL A Stock 30303M102   593,772 2,016 SH   SOLE   2,016 0 0
FIRST HORIZON NATL CORP COM Stock 320517105   242,405 14,335 SH   SOLE   14,335 0 0
FOX CORP CL A COM Stock 35137L105   208,607 5,777 SH   SOLE   5,777 0 0
FRANKLIN/LIBERTYQ INTL EQUITY HEDGED ETF ETF 35473P108   205,878 7,696 SH   SOLE   7,696 0 0
GENERAL DYNAMICS CORP COM Stock 369550108   213,878 1,178 SH   SOLE   1,178 0 0
HANNON ARMSTRONG SUST. INFRASTRUCTURE REIT 41068X100   216,193 3,854 SH   SOLE   3,854 0 0
HARTFORD FINL SVCS GROUP INC COM Stock 416515104   250,329 3,748 SH   SOLE   3,748 0 0
HUNTINGTON INGALLS INDS INC COM Stock 446413106   220,465 1,071 SH   SOLE   1,071 0 0
INTERNATIONAL FLAVORS&FRAGRANC COM Stock 459506101   348,467 2,496 SH   SOLE   2,496 0 0
INVESCO S&P 500 INDUSTRIALS ETF ETF 46137V324   1,735,209 9,766 SH   SOLE   9,766 0 0
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354   10,039,291 172,645 SH   SOLE   172,645 0 0
IQVIA HLDGS INC COM Stock 46266C105   706,506 3,658 SH   SOLE   3,658 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457   3,131,651 36,309 SH   SOLE   36,309 0 0
ISHARES 3-7 YEAR TREASURY BOND ETF ETF 464288661   830,127 6,391 SH   SOLE   6,391 0 0
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440   6,941,355 61,466 SH   SOLE   61,466 0 0
ISHARES HIGH YIELD CORPORATE BOND ETF ETF 464288513   844,251 9,684 SH   SOLE   9,684 0 0
ISHARES MINIMUM VOLATILITY ETF ETF 46429B697   430,922 6,228 SH   SOLE   6,228 0 0
ISHARES MSCI USA SMALL-CAP MIN VOL FACTOR ETF ETF 46435G433   1,797,673 48,784 SH   SOLE   48,784 0 0
ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438   2,915,558 21,671 SH   SOLE   21,671 0 0
ISHARES TIPS BOND ETF ETF 464287176   1,325,991 10,566 SH   SOLE   10,566 0 0
ISHARES U.S. AEROSPACE & DEFENSE ETF ETF 464288760   491,365 4,720 SH   SOLE   4,720 0 0
JOHNSON & JOHNSON COM Stock 478160104   276,150 1,680 SH   SOLE   1,680 0 0
KIMCO RLTY CORP COM REIT 49446R109   227,588 12,138 SH   SOLE   12,138 0 0
KINDER MORGAN Stock 49456B101   561,774 33,740 SH   SOLE   33,740 0 0
LABORATORY CORP AMER HLDGS COM NEW Stock 50540R409   223,406 876 SH   SOLE   876 0 0
LOGITECH INTL S A SHS Stock H50430232   421,553 4,034 SH   SOLE   4,034 0 0
LOWES COS INC COM Stock 548661107   284,890 1,498 SH   SOLE   1,498 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   668,306 1,877 SH   SOLE   1,877 0 0
MERCADOLIBRE INC COM Stock 58733R102   412,199 280 SH   SOLE   280 0 0
METLIFE INC COM Stock 59156R108   246,807 4,060 SH   SOLE   4,060 0 0
MICROSOFT CORP COM Stock 594918104   1,177,435 4,994 SH   SOLE   4,994 0 0
NEWELL BRANDS INC COM Stock 651229106   222,542 8,310 SH   SOLE   8,310 0 0
NEXTERA ENERGY INC COM Stock 65339F101   679,625 8,989 SH   SOLE   8,989 0 0
NIKE INC CL B Stock 654106103   533,428 4,014 SH   SOLE   4,014 0 0
OMEGA HEALTHCARE INVS INC COM REIT 681936100   10,165,741 277,525 SH   SOLE   277,525 0 0
PHILIP MORRIS INTL INC COM Stock 718172109   204,313 2,302 SH   SOLE   2,302 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105   216,982 1,237 SH   SOLE   1,237 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   253,143 1,869 SH   SOLE   1,869 0 0
PULTE GROUP INC COM Stock 745867101   202,209 3,856 SH   SOLE   3,856 0 0
REALTY INCOME CORP COM REIT 756109104   3,416,720 53,807 SH   SOLE   53,807 0 0
ROBERT HALF INTL INC COM Stock 770323103   224,061 2,870 SH   SOLE   2,870 0 0
SCHWAB CHARLES CORP COM Stock 808513105   561,917 8,621 SH   SOLE   8,621 0 0
SCHWAB INTERNATIONAL LARGE COMPANY ETF ETF 808524755   385,027 11,995 SH   SOLE   11,995 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   2,771,054 21,352 SH   SOLE   21,352 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508   1,447,266 19,445 SH   SOLE   19,445 0 0
SCHWAB U.S. TIPS ETF ETF 808524870   1,512,070 24,723 SH   SOLE   24,723 0 0
SCHWAB US AGGREGATE BOND ETF ETF 808524839   2,144,576 39,751 SH   SOLE   39,751 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   3,503,234 48,042 SH   SOLE   48,042 0 0
SHOPIFY INC CL A Stock 82509L107   274,412 248 SH   SOLE   248 0 0
SNAP ON INC COM Stock 833034101   247,815 1,074 SH   SOLE   1,074 0 0
SONY CORP SPONSORED ADR ADR 835699307   319,726 3,016 SH   SOLE   3,016 0 0
SPDR BARCLAYS CONVERTIBLE BOND ETF ETF 78464A359   869,090 10,427 SH   SOLE   10,427 0 0
SPDR S&P 600 SMALL CAP GROWTH ETF ETF 78464A201   218,402 2,544 SH   SOLE   2,544 0 0
SPDR S&P 600 SMALL CAP VALUE ETF ETF 78464A300   273,847 3,340 SH   SOLE   3,340 0 0
STERICYCLE INC COM Stock 858912108   345,314 5,115 SH   SOLE   5,115 0 0
SUN COMMUNITIES INC REIT 866674104   3,111,708 20,739 SH   SOLE   20,739 0 0
TARGET CORP COM Stock 87612E106   383,102 1,934 SH   SOLE   1,934 0 0
TEMPUR SEALY INTL INC COM Stock 88023U101   232,997 6,373 SH   SOLE   6,373 0 0
THE CIGNA GROUP COM Stock 125523100   204,270 845 SH   SOLE   845 0 0
TJX COS INC NEW COM Stock 872540109   341,073 5,156 SH   SOLE   5,156 0 0
TRACTOR SUPPLY CO COM Stock 892356106   221,350 1,250 SH   SOLE   1,250 0 0
TWILIO INC CL A Stock 90138F102   336,671 988 SH   SOLE   988 0 0
UDR INC COM REIT 902653104   281,060 6,408 SH   SOLE   6,408 0 0
UNION PAC CORP COM Stock 907818108   692,302 3,141 SH   SOLE   3,141 0 0
VANGUARD SMALL-CAP VALUE INDEX ETF 922908611   979,976 5,917 SH   SOLE   5,917 0 0
VANGUARD TOTAL STOCK INDEX ETF 922908769   563,230 2,725 SH   SOLE   2,725 0 0
VENTAS HEALTHCARE INC COM REIT 92276F100   2,799,820 52,490 SH   SOLE   52,490 0 0
VERISK ANALYTICS INC COM Stock 92345Y106   317,689 1,798 SH   SOLE   1,798 0 0
VERIZON COMMUNICATIONS Stock 92343V104   597,903 10,282 SH   SOLE   10,282 0 0
VIACOMCBS INC CL B Stock 92556H206   223,471 4,955 SH   SOLE   4,955 0 0
WEYERHAEUSER (PLUM CREEK TIMBER) REIT 962166104   6,565,802 184,433 SH   SOLE   184,433 0 0
WILLIAMS SONOMA INC COM Stock 969904101   323,814 1,807 SH   SOLE   1,807 0 0
ZOETIS INC CL A Stock 98978V103   389,763 2,475 SH   SOLE   2,475 0 0