The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   304,400 3,143 SH   SOLE   0 0 3,143
ABBVIE INC COM 00287Y109   396,649 2,661 SH   SOLE   0 0 2,661
ADOBE INC COM 00724F101   206,000 404 SH   SOLE   0 0 404
ALPHABET INC CAP STK CL C 02079K107   12,817,793 97,215 SH   SOLE   0 0 97,215
ALPHABET INC CAP STK CL A 02079K305   3,015,538 23,044 SH   SOLE   0 0 23,044
AMAZON COM INC COM 023135106   2,651,088 20,855 SH   SOLE   0 0 20,855
AMERICAN EXPRESS CO COM 025816109   491,432 3,294 SH   SOLE   0 0 3,294
APPLE INC COM 037833100   16,471,955 96,209 SH   SOLE   0 0 96,209
AUTOMATIC DATA PROCESSING IN COM 053015103   245,242 1,014 SH   SOLE   0 0 1,014
BANK AMERICA CORP COM 060505104   296,498 10,829 SH   SOLE   0 0 10,829
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,491,577 4,258 SH   SOLE   0 0 4,258
BNY MELLON ETF TRUST CORE BOND ETF 09661T602   13,643,807 338,598 SH   SOLE   0 0 338,598
BONDBLOXX ETF TRUST BLOOMBERG ONE YR 09789C861   13,296,459 267,373 SH   SOLE   0 0 267,373
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   78,698,741 1,565,521 SH   SOLE   0 0 1,565,521
CENTESSA PHARMACEUTICALS PLC SPONSORED ADS 152309100   4,503,741 696,096 SH   SOLE   0 0 696,096
CHEVRON CORP NEW COM 166764100   878,342 5,209 SH   SOLE   0 0 5,209
CONOCOPHILLIPS COM 20825C104   1,004,136 8,340 SH   SOLE   0 0 8,340
COSTCO WHSL CORP NEW COM 22160K105   246,323 436 SH   SOLE   0 0 436
DIAGEO PLC SPON ADR NEW 25243Q205   5,781,290 38,142 SH   SOLE   0 0 38,142
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674   307,914 6,176 SH   SOLE   0 0 6,176
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   14,976,342 285,318 SH   SOLE   0 0 285,318
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,888,454 40,717 SH   SOLE   0 0 40,717
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   336,741 12,137 SH   SOLE   0 0 12,137
EXXON MOBIL CORP COM 30231G102   747,278 6,355 SH   SOLE   0 0 6,355
FARFETCH LTD ORD SH CL A 30744W107   52,950 25,335 SH   SOLE   0 0 25,335
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   590,137 12,902 SH   SOLE   0 0 12,902
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   532,820 11,279 SH   SOLE   0 0 11,279
INTUIT COM 461202103   313,717 614 SH   SOLE   0 0 614
INTUITIVE SURGICAL INC COM NEW 46120E602   218,048 746 SH   SOLE   0 0 746
INVESCO EXCH TRADED FD TR II INTL CORP BD 46138E636   9,473,693 455,466 SH   SOLE   0 0 455,466
INVESCO QQQ TR UNIT SER 1 46090E103   539,644 1,504 SH   SOLE   0 0 1,504
ISHARES INC JP MORGAN EM ETF 464286517   1,641,433 47,127 SH   SOLE   0 0 47,127
ISHARES TR CORE US AGGBD ET 464287226   18,081,173 192,271 SH   SOLE   0 0 192,271
ISHARES TR CORE S&P500 ETF 464287200   449,968 1,043 SH   SOLE   0 0 1,043
ISHARES TR RUS 1000 VAL ETF 464287598   304,541 1,993 SH   SOLE   0 0 1,993
ISHARES TR 0-5 YR TIPS ETF 46429B747   357,732 3,691 SH   SOLE   0 0 3,691
ISHARES TR RUS 1000 ETF 464287622   896,481 3,800 SH   SOLE   0 0 3,800
ISHARES TR CORE MSCI EAFE 46432F842   7,988,538 124,142 SH   SOLE   0 0 124,142
ISHARES TR RUSSELL 3000 ETF 464287689   11,161,218 45,358 SH   SOLE   0 0 45,358
ISHARES TR ESG AWR MSCI USA 46435G425   405,247 4,297 SH   SOLE   0 0 4,297
ISHARES TR USD GRN BOND ETF 46435U440   478,152 10,595 SH   SOLE   0 0 10,595
JPMORGAN CHASE & CO COM 46625H100   644,000 4,441 SH   SOLE   0 0 4,441
LOWES COS INC COM 548661107   374,943 1,804 SH   SOLE   0 0 1,804
MARRIOTT INTL INC NEW CL A 571903202   654,938 3,332 SH   SOLE   0 0 3,332
META PLATFORMS INC CL A 30303M102   2,786,849 9,283 SH   SOLE   0 0 9,283
MICROSOFT CORP COM 594918104   1,892,848 5,995 SH   SOLE   0 0 5,995
MONGODB INC CL A 60937P106   316,116 914 SH   SOLE   0 0 914
MORGAN STANLEY COM NEW 617446448   392,343 4,804 SH   SOLE   0 0 4,804
NVIDIA CORPORATION COM 67066G104   235,765 542 SH   SOLE   0 0 542
PALANTIR TECHNOLOGIES INC CL A 69608A108   906,208 56,638 SH   SOLE   0 0 56,638
PFIZER INC COM 717081103   210,085 6,334 SH   SOLE   0 0 6,334
PHILLIPS 66 COM 718546104   394,092 3,280 SH   SOLE   0 0 3,280
PROCORE TECHNOLOGIES INC COM 74275K108   1,155,119 17,684 SH   SOLE   0 0 17,684
PROCTER AND GAMBLE CO COM 742718109   633,324 4,342 SH   SOLE   0 0 4,342
SPDR S&P 500 ETF TR TR UNIT 78462F103   299,915 699 SH   SOLE   0 0 699
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   452,696 988 SH   SOLE   0 0 988
STARBUCKS CORP COM 855244109   289,691 3,174 SH   SOLE   0 0 3,174
THERMO FISHER SCIENTIFIC INC COM 883556102   603,772 1,192 SH   SOLE   0 0 1,192
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   28,636,426 377,590 SH   SOLE   0 0 377,590
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   6,756,404 283,050 SH   SOLE   0 0 283,050
VANECK ETF TRUST PREFERRED SECURT 92189F429   16,056,399 955,170 SH   SOLE   0 0 955,170
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   697,381 9,994 SH   SOLE   0 0 9,994
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,010,949 10,636 SH   SOLE   0 0 10,636
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,805,929 9,655 SH   SOLE   0 0 9,655
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   304,287 2,116 SH   SOLE   0 0 2,116
VANGUARD INDEX FDS TOTAL STK MKT 922908769   82,552,581 388,647 SH   SOLE   0 0 388,647
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   16,689,631 288,100 SH   SOLE   0 0 288,100
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   14,063,793 358,679 SH   SOLE   0 0 358,679
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   10,275,700 96,758 SH   SOLE   0 0 96,758
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   13,602,263 203,383 SH   SOLE   0 0 203,383
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,869,284 20,061 SH   SOLE   0 0 20,061
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   456,428 2,923 SH   SOLE   0 0 2,923
VANGUARD STAR FDS VG TL INTL STK F 921909768   3,188,508 59,576 SH   SOLE   0 0 59,576
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   39,146,145 895,383 SH   SOLE   0 0 895,383
VIVANI MEDICAL INC COMMON STOCK 92854B109   1,684,246 1,651,222 SH   SOLE   0 0 1,651,222