3M CO COM 88579Y101 31328 313 SH SOLE 0 0 313 AIR PRODS & CHEMS INC COM 009158106 89859 300 SH SOLE 0 0 300 ALTRIA GROUP INC COM 02209S103 23511 519 SH SOLE 0 0 519 AMGEN INC COM 031162100 32193 145 SH SOLE 0 0 145 AUTOMATIC DATA PROCESSING IN COM 053015103 54068 246 SH SOLE 0 0 246 BANK AMERICA CORP COM 060505104 17960 626 SH SOLE 0 0 626 BANK NEW YORK MELLON CORP COM 064058100 29650 666 SH SOLE 0 0 666 BRISTOL-MYERS SQUIBB CO COM 110122108 17778 278 SH SOLE 0 0 278 CHEVRON CORP NEW COM 166764100 61366 390 SH SOLE 0 0 390 CISCO SYS INC COM 17275R102 41392 800 SH SOLE 0 0 800 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 24516 1045 SH SOLE 0 0 1045 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 176582 6463 SH SOLE 0 0 6463 DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 8321 365 SH SOLE 0 0 365 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 232764 7086 SH SOLE 0 0 7086 DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 95140 3070 SH SOLE 0 0 3070 DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 293050 11537 SH SOLE 0 0 11537 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 434209 9360 SH SOLE 0 0 9360 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 253322 5260 SH SOLE 0 0 5260 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 97290 2820 SH SOLE 0 0 2820 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 610343 11138 SH SOLE 0 0 11138 LILLY ELI & CO COM 532457108 58622 125 SH SOLE 0 0 125 EMERSON ELEC CO COM 291011104 90390 1000 SH SOLE 0 0 1000 ESSENTIAL UTILS INC COM 29670G102 66144 1657 SH SOLE 0 0 1657 EXXON MOBIL CORP COM 30231G102 80223 748 SH SOLE 0 0 748 GENUINE PARTS CO COM 372460105 56861 336 SH SOLE 0 0 336 GOLDMAN SACHS GROUP INC COM 38141G104 38705 120 SH SOLE 0 0 120 HERSHEY CO COM 427866108 41200 165 SH SOLE 0 0 165 Hubbell Inc Cl B Title of Class 443510201 71285 215 SH SOLE 0 0 215 INTERNATIONAL BUSINESS MACHS COM 459200101 9634 72 SH SOLE 0 0 72 ISHARES TR 1 3 YR TREAS BD 464287457 643953 7942 SH SOLE 0 0 7942 ISHARES TR ISHS 5-10YR INVT 464288638 79901 1580 SH SOLE 0 0 1580 ISHARES TR BROAD USD HIGH 46435U853 54009 1530 SH SOLE 0 0 1530 ISHARES TR CORE INTL AGGR 46435G672 640257 12990 SH SOLE 0 0 12990 ISHARES TR CORE MSCI EAFE 46432F842 355213 5262 SH SOLE 0 0 5262 ISHARES INC CORE MSCI EMKT 46434G103 39791 807 SH SOLE 0 0 807 ISHARES TR CORE MSCI INTL 46435G326 32394 530 SH SOLE 0 0 530 ISHARES TR CORE MSCI TOTAL 46432F834 9735 155 SH SOLE 0 0 155 ISHARES TR CORE S&P500 ETF 464287200 2684404 6023 SH SOLE 0 0 6023 ISHARES TR CORE S&P MCP ETF 464287507 42024 161 SH SOLE 0 0 161 ISHARES TR CORE S&P SCP ETF 464287804 49064 492 SH SOLE 0 0 492 ISHARES TR CORE S&P TTL STK 464287150 400284 4091 SH SOLE 0 0 4091 ISHARES TR CORE US AGGBD ET 464287226 3839787 39202 SH SOLE 0 0 39202 ISHARES TR MSCI EAFE ETF 464287465 322214 4444 SH SOLE 0 0 4444 ISHARES TR EAFE SML CP ETF 464288273 704691 11948 SH SOLE 0 0 11948 ISHARES TR EAFE VALUE ETF 464288877 5354217 109404 SH SOLE 0 0 109404 ISHARES TR NATIONAL MUN ETF 464288414 6028041 56479 SH SOLE 0 0 56479 ISHARES TR RUS 1000 ETF 464287622 106703 438 SH SOLE 0 0 438 ISHARES TR RUS 1000 GRW ETF 464287614 251453 914 SH SOLE 0 0 914 VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 67078 425 SH SOLE 0 0 425 ISHARES TR RUS 2000 VAL ETF 464287630 114122 811 SH SOLE 0 0 811 ISHARES TR MICRO-CAP ETF 464288869 317520 2905 SH SOLE 0 0 2905 ISHARES TR S&P 500 GRWT ETF 464287309 1186138 16829 SH SOLE 0 0 16829 ISHARES TR S&P 500 VAL ETF 464287408 519277 3222 SH SOLE 0 0 3222 ISHARES TR S&P MC 400GR ETF 464287606 223797 2984 SH SOLE 0 0 2984 ISHARES TR S&P MC 400VL ETF 464287705 154307 1440 SH SOLE 0 0 1440 ISHARES TR S&P SML 600 GWT 464287887 207642 1807 SH SOLE 0 0 1807 ISHARES TR SP SMCP600VL ETF 464287879 215986 2271 SH SOLE 0 0 2271 ISHARES TR SHORT TREAS BD 464288679 160152 1450 SH SOLE 0 0 1450 ISHARES TR SHRT NAT MUN ETF 464288158 5122770 49238 SH SOLE 0 0 49238 ISHARES TR US TREAS BD ETF 46429B267 79902 3489 SH SOLE 0 0 3489 JOHNSON & JOHNSON COM 478160104 76699 463 SH SOLE 0 0 463 JPMORGAN CHASE & CO COM 46625H100 42178 290 SH SOLE 0 0 290 KIMBERLY-CLARK CORP COM 494368103 16705 121 SH SOLE 0 0 121 Ky Rrl Wtr Fin C Title of Class 49140MC49 5079 5000 SH SOLE 0 0 5000 MCDONALDS CORP COM 580135101 101459 340 SH SOLE 0 0 340 MERCK & CO INC COM 58933Y105 32309 280 SH SOLE 0 0 280 MICROSOFT CORP COM 594918104 151200 444 SH SOLE 0 0 444 MONDELEZ INTL INC CL A 609207105 24143 331 SH SOLE 0 0 331 Nuveen MA Municipal Bond Fund Title of Class 67065N811 333932 35984 SH SOLE 0 0 35984 ORGANON & CO COMMON STOCK 68622V106 583 28 SH SOLE 0 0 28 PEPSICO INC COM 713448108 58715 317 SH SOLE 0 0 317 PFIZER INC COM 717081103 32829 895 SH SOLE 0 0 895 PHILIP MORRIS INTL INC COM 718172109 38462 394 SH SOLE 0 0 394 PNC FINL SVCS GROUP INC COM 693475105 15492 123 SH SOLE 0 0 123 PROCTER AND GAMBLE CO COM 742718109 78146 515 SH SOLE 0 0 515 PUBLIC SVC ENTERPRISE GRP IN COM 744573106 24293 388 SH SOLE 0 0 388 RAYTHEON TECHNOLOGIES CORP COM 75513E101 60147 614 SH SOLE 0 0 614 SNAP ON INC COM 833034101 53315 185 SH SOLE 0 0 185 SPDR S&P 500 ETF TR TR UNIT 78462F103 25787105 58173 SH SOLE 0 0 58173 UNITEDHEALTH GROUP INC COM 91324P102 50467 105 SH SOLE 0 0 105 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 36455 670 SH SOLE 0 0 670 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 71359 1545 SH SOLE 0 0 1545 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 399840 9829 SH SOLE 0 0 9829 VANGUARD INDEX FDS GROWTH ETF 922908736 27676745 97812 SH SOLE 0 0 97812 VANGUARD BD INDEX FDS INTERMED TERM 921937819 2377979 31609 SH SOLE 0 0 31609 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 558526 7067 SH SOLE 0 0 7067 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 75749 907 SH SOLE 0 0 907 VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 213322 1058 SH SOLE 0 0 1058 VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 986300 13939 SH SOLE 0 0 13939 VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 1162275 16793 SH SOLE 0 0 16793 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 12446682 164508 SH SOLE 0 0 164508 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 566699 7499 SH SOLE 0 0 7499 VANGUARD INDEX FDS SMALL CP ETF 922908751 738742 3714 SH SOLE 0 0 3714 VANGUARD INDEX FDS SML CP GRW ETF 922908595 13011415 56635 SH SOLE 0 0 56635 VANGUARD INDEX FDS SM CP VAL ETF 922908611 3976160 24040 SH SOLE 0 0 24040 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1020290 14036 SH SOLE 0 0 14036 VANGUARD STAR FDS VG TL INTL STK F 921909768 322400 5749 SH SOLE 0 0 5749 VANGUARD INDEX FDS VALUE ETF 922908744 234942 1653 SH SOLE 0 0 1653