The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 272 5,260 SH   SOLE   0 0 5,260
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 314 5,238 SH   SOLE   0 0 5,238
ISHARES TR 1 3 YR TREAS BD 464287457 674 7,880 SH   SOLE   0 0 7,880
ISHARES TR CORE INTL AGGR 46435G672 259 4,750 SH   SOLE   0 0 4,750
ISHARES TR CORE S&P500 ETF 464287200 1,542 3,232 SH   SOLE   0 0 3,232
ISHARES TR MSCI EAFE ETF 464287465 350 4,444 SH   SOLE   0 0 4,444
ISHARES TR EAFE SML CP ETF 464288273 523 7,162 SH   SOLE   0 0 7,162
ISHARES TR EAFE VALUE ETF 464288877 5,376 106,685 SH   SOLE   0 0 106,685
ISHARES TR MICRO-CAP ETF 464288869 240 1,716 SH   SOLE   0 0 1,716
ISHARES TR S&P 500 GRWT ETF 464287309 1,422 16,994 SH   SOLE   0 0 16,994
ISHARES TR S&P 500 VAL ETF 464287408 505 3,222 SH   SOLE   0 0 3,222
ISHARES TR S&P MC 400GR ETF 464287606 254 2,984 SH   SOLE   0 0 2,984
ISHARES TR S&P SML 600 GWT 464287887 251 1,807 SH   SOLE   0 0 1,807
ISHARES TR SP SMCP600VL ETF 464287879 237 2,271 SH   SOLE   0 0 2,271
SPDR S&P 500 ETF TR TR UNIT 78462F103 29,010 61,079 SH   SOLE   0 0 61,079
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 471 9,532 SH   SOLE   0 0 9,532
VANGUARD INDEX FDS GROWTH ETF 922908736 32,185 100,297 SH   SOLE   0 0 100,297
VANGUARD BD INDEX FDS INTERMED TERM 921937819 336 3,839 SH   SOLE   0 0 3,839
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 254 1,159 SH   SOLE   0 0 1,159
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 525 7,119 SH   SOLE   0 0 7,119
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,035 12,740 SH   SOLE   0 0 12,740
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 364 4,503 SH   SOLE   0 0 4,503
VANGUARD INDEX FDS SMALL CP ETF 922908751 725 3,208 SH   SOLE   0 0 3,208
VANGUARD INDEX FDS SML CP GRW ETF 922908595 15,204 53,956 SH   SOLE   0 0 53,956
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,340 24,269 SH   SOLE   0 0 24,269
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,064 12,558 SH   SOLE   0 0 12,558
VANGUARD INDEX FDS VALUE ETF 922908744 281 1,908 SH   SOLE   0 0 1,908