144 0001890549 XXXXXXXX LIVE 0000101382 UMB FINANCIAL CORP 001-38481 1010 GRAND AVE KANSAS CITY MO 64106 8168607000 Wilson Uma Officer Common Merrill

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282 34716.00 75928255 09/09/2025 Nasdaq Common 02/12/2023 restricted stock vest UMB Financial N 282 02/12/2023 NA Y 09/09/2025 Uma Wilson