X0206 3 2021-10-26 0 0000101382 UMB FINANCIAL CORP UMBF 0001890549 Wilson Uma 1010 GRAND BLVD. KANSAS CITY MO 64106 1 Executive Vice President Common Stock 7501.9526 D Common Stock 226.3869 I By ESOP Stock Option (Right to Buy) 39.97 2015-01-01 2022-01-01 Common Stock 275 D Stock Option (Right to Buy) 45.58 2016-01-01 2021-10-27 Common Stock 515 D Stock Option (Right to Buy) 57.40 2017-01-01 2024-01-01 Common Stock 1007 D Stock Option (Right to Buy) 51.42 2018-02-11 2025-02-11 Common Stock 698 D Stock Option (Right to Buy) 47.68 2018-02-05 2026-02-05 Common Stock 1111 D Stock Option (Right to Buy) 75.25 2019-02-02 2027-02-02 Common Stock 922 D Options will vest 50% on 1/1/2012, 75% on 1/1/2013, and 100% on 1/1/2014 The option vests 50% on 1/1/16; 75% on 1/1/17 and 100% on 1/1/18 Options vest 50% on 1/1/2017, 75% on 1/1/2018, and 100% on 1/1/2019 Options will vest 50% on 2/11/2018, 75% on 2/11/2019, and 75% on 2/11/2020 Options will vest 50% on 2/5/2018, 75% on 2/5/2019, and 100% on 2/5/2020. Options vest 50% on 02/02/19, 75% on 02/02/20, and 100% on 02/02/21 /s/ John C. Pauls, Attorney-In-Fact for Ms. Wilson 2021-11-05