The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMGEN INC COM 031162100   291,837 1,314 SH   SOLE 0 0 0 1,314
APPLE INC COM 037833100   1,196,520 6,169 SH   SOLE 0 0 0 6,169
BOEING CO COM 097023105   222,198 1,052 SH   SOLE 0 0 0 1,052
BROWN & BROWN INC COM 115236101   567,148 8,239 SH   SOLE 0 0 0 8,239
CARNIVAL CORP COMMON STOCK 143658300   368,653 19,578 SH   SOLE 0 0 0 19,578
COMCAST CORP NEW CL A 20030N101   305,393 7,350 SH   SOLE 0 0 0 7,350
DISNEY WALT CO COM 254687106   201,210 2,254 SH   SOLE 0 0 0 2,254
HUBBELL INC COM 443510607   268,473 810 SH   SOLE 0 0 0 810
INVESCO QQQ TR UNIT SER 1 46090E103   357,968 969 SH   SOLE 0 0 0 969
ISHARES TR S&P 500 GRWT ETF 464287309   283,881 4,028 SH   SOLE 0 0 0 4,028
ISHARES TR RUS MDCP VAL ETF 464287473   404,419 3,682 SH   SOLE 0 0 0 3,682
ISHARES TR RUS 2000 GRW ETF 464287648   323,047 1,331 SH   SOLE 0 0 0 1,331
ISHARES TR CORE S&P SCP ETF 464287804   6,898,346 69,226 SH   SOLE 0 0 0 69,226
ISHARES TR CORE MSCI EAFE 46432F842   11,025,049 163,334 SH   SOLE 0 0 0 163,334
ISHARES TR CORE S&P MCP ETF 464287507   19,530,459 74,692 SH   SOLE 0 0 0 74,692
ISHARES TR S&P MC 400VL ETF 464287705   301,185 2,811 SH   SOLE 0 0 0 2,811
ISHARES TR RUS MD CP GR ETF 464287481   998,197 10,330 SH   SOLE 0 0 0 10,330
ISHARES TR CORE S&P500 ETF 464287200   19,961,163 44,785 SH   SOLE 0 0 0 44,785
JOHNSON & JOHNSON COM 478160104   410,336 2,479 SH   SOLE 0 0 0 2,479
JPMORGAN CHASE & CO COM 46625H100   483,019 3,321 SH   SOLE 0 0 0 3,321
MCDONALDS CORP COM 580135101   617,419 2,069 SH   SOLE 0 0 0 2,069
MICROSOFT CORP COM 594918104   877,998 2,578 SH   SOLE 0 0 0 2,578
PROCTER AND GAMBLE CO COM 742718109   562,654 3,708 SH   SOLE 0 0 0 3,708
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   214,733 6,370 SH   SOLE 0 0 0 6,370
VANGUARD INDEX FDS SM CP VAL ETF 922908611   259,239 1,567 SH   SOLE 0 0 0 1,567
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,515,547 6,880 SH   SOLE 0 0 0 6,880
VANGUARD INDEX FDS VALUE ETF 922908744   436,322 3,071 SH   SOLE 0 0 0 3,071
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   9,070,923 114,778 SH   SOLE 0 0 0 114,778
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   289,125 1,780 SH   SOLE 0 0 0 1,780
WALMART INC COM 931142103   207,655 1,321 SH   SOLE 0 0 0 1,321