144 0002057455 XXXXXXXX LIVE 0001889123 Fold Holdings, Inc. 001-41168 2942 NORTH 24TH STREET SUITE 115, #42035 PHOENIX AZ 85016 8663653277 Reeves William Brian Poppic Officer Director Common Fidelity Brokerage Services LLC

900 Salem Street Smithfield RI 02917

10045 4896.94 55077187 08/21/2026 NASDAQ Common 08/20/2026 Restricted Stock Vesting Issuer N 10045 08/20/2026 Compensation N William Reeves

2942 North 24th Street Suite 115, #42035 Phoenix AZ 85016

Common 05/21/2026 7713 9378.24 William Reeves

2942 North 24th Street Suite 115, #42035 Phoenix AZ 85016

Common 05/22/2026 8698 9967.91 William Reeves

2942 North 24th Street Suite 115, #42035 Phoenix AZ 85016

Common 05/26/2026 9221 9810.22 William Reeves

2942 North 24th Street Suite 115, #42035 Phoenix AZ 85016

Common 05/27/2026 8841 8711.92 William Reeves

2942 North 24th Street Suite 115, #42035 Phoenix AZ 85016

Common 05/28/2026 8113 8044.85 William Reeves

2942 North 24th Street Suite 115, #42035 Phoenix AZ 85016

Common 06/02/2026 5639 5104.42 William Reeves

2942 North 24th Street Suite 115, #42035 Phoenix AZ 85016

Common 07/02/2026 4868 2396.51 William Reeves

2942 North 24th Street Suite 115, #42035 Phoenix AZ 85016

Common 08/03/2026 5082 2386.51 William Reeves

2942 North 24th Street Suite 115, #42035 Phoenix AZ 85016

Common 08/18/2026 9616 4340.09 William Reeves

2942 North 24th Street Suite 115, #42035 Phoenix AZ 85016

Common 08/19/2026 9480 4284.96 William Reeves

2942 North 24th Street Suite 115, #42035 Phoenix AZ 85016

Common 08/20/2026 8911 4238.07 Sale includes an amount necessary to cover a tax obligation resulting from the settlement of a vested equity award distribution. 08/21/2026 /s/ Gary Redman, as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for William Reeves