The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   289,185 2,656 SH   SOLE 0 0 0 2,656
ABBVIE INC COM 00287Y109   220,344 1,363 SH   SOLE 0 0 0 1,363
ALPHABET INC CAP STK CL A 02079K305   375,690 2,426 SH   SOLE 0 0 0 2,426
ALTRIA GROUP INC COM 02209S103   370,229 9,041 SH   SOLE 0 0 0 9,041
AMAZON COM INC COM 023135106   1,381,373 7,523 SH   SOLE 0 0 0 7,523
AMERICAN CENTY ETF TR US SML CP VALU 025072877   3,399,226 38,553 SH   SOLE 0 0 0 38,553
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372   3,489,658 74,629 SH   SOLE 0 0 0 74,629
AMERIPRISE FINL INC COM 03076C106   456,410 1,110 SH   SOLE 0 0 0 1,110
APPLE INC COM 037833100   1,308,301 7,576 SH   SOLE 0 0 0 7,576
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   486,316 1,215 SH   SOLE 0 0 0 1,215
CADENCE DESIGN SYSTEM INC COM 127387108   3,462,813 11,483 SH   SOLE 0 0 0 11,483
CONFLUENT INC CLASS A COM 20717M103   325,238 11,448 SH   SOLE 0 0 0 11,448
COSTCO WHSL CORP NEW COM 22160K105   730,643 1,017 SH   SOLE 0 0 0 1,017
CULLEN FROST BANKERS INC COM 229899109   216,000 2,000 SH   SOLE 0 0 0 2,000
DBX ETF TR XTRACK MSCI EAFE 233051200   8,956,096 223,233 SH   SOLE 0 0 0 223,233
DELL TECHNOLOGIES INC CL C 24703L202   254,116 2,157 SH   SOLE 0 0 0 2,157
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   8,337,448 142,960 SH   SOLE 0 0 0 142,960
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   4,196,255 166,783 SH   SOLE 0 0 0 166,783
EATON CORP PLC SHS G29183103   982,097 3,115 SH   SOLE 0 0 0 3,115
EXXON MOBIL CORP COM 30231G102   17,048,536 142,451 SH   SOLE 0 0 0 142,451
INTEL CORP COM 458140100   461,028 12,697 SH   SOLE 0 0 0 12,697
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   8,926,705 85,456 SH   SOLE 0 0 0 85,456
INVESCO QQQ TR UNIT SER 1 46090E103   4,746,339 11,011 SH   SOLE 0 0 0 11,011
ISHARES TR S&P 500 GRWT ETF 464287309   407,484 4,947 SH   SOLE 0 0 0 4,947
ISHARES TR RUS 1000 ETF 464287622   833,083 3,006 SH   SOLE 0 0 0 3,006
ISHARES TR CORE S&P MCP ETF 464287507   2,139,806 37,370 SH   SOLE 0 0 0 37,370
ISHARES TR S&P 500 VAL ETF 464287408   376,292 2,119 SH   SOLE 0 0 0 2,119
ISHARES TR CORE MSCI EAFE 46432F842   549,479 7,670 SH   SOLE 0 0 0 7,670
ISHARES TR RUS MID CAP ETF 464287499   282,978 3,555 SH   SOLE 0 0 0 3,555
ISHARES TR CORE S&P500 ETF 464287200   31,434,853 62,008 SH   SOLE 0 0 0 62,008
ISHARES TR MSCI INTL QUALTY 46434V456   17,626,785 461,193 SH   SOLE 0 0 0 461,193
ISHARES TR S&P 100 ETF 464287101   204,618 853 SH   SOLE 0 0 0 853
ISHARES TR CORE MSCI TOTAL 46432F834   422,301 6,416 SH   SOLE 0 0 0 6,416
ISHARES TR CORE S&P SCP ETF 464287804   16,071,627 155,221 SH   SOLE 0 0 0 155,221
ISHARES TR MSCI USA MIN VOL 46429B697   10,368,881 129,643 SH   SOLE 0 0 0 129,643
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   6,394,491 126,774 SH   SOLE 0 0 0 126,774
JOHN HANCOCK EXCHANGE TRADED MULTIFACTR SML 47804J842   215,793 5,977 SH   SOLE 0 0 0 5,977
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   35,811,884 661,224 SH   SOLE 0 0 0 661,224
JOHNSON & JOHNSON COM 478160104   443,803 3,007 SH   SOLE 0 0 0 3,007
JPMORGAN CHASE & CO COM 46625H100   216,359 1,183 SH   SOLE 0 0 0 1,183
META PLATFORMS INC CL A 30303M102   524,246 1,048 SH   SOLE 0 0 0 1,048
MICROSOFT CORP COM 594918104   687,056 1,661 SH   SOLE 0 0 0 1,661
NIKE INC CL B 654106103   461,217 4,954 SH   SOLE 0 0 0 4,954
NUTANIX INC CL A 67059N108   396,890 6,500 SH   SOLE 0 0 0 6,500
NXP SEMICONDUCTORS N V COM N6596X109   286,947 1,247 SH   SOLE 0 0 0 1,247
PACER FDS TR LUNT LRGCP MULTI 69374H816   10,588,928 235,563 SH   SOLE 0 0 0 235,563
PALANTIR TECHNOLOGIES INC CL A 69608A108   502,058 22,925 SH   SOLE 0 0 0 22,925
PAYPAL HLDGS INC COM 70450Y103   202,978 3,196 SH   SOLE 0 0 0 3,196
ROYAL CARIBBEAN GROUP COM V7780T103   254,340 2,000 SH   SOLE 0 0 0 2,000
SCHLUMBERGER LTD COM STK 806857108   278,605 5,392 SH   SOLE 0 0 0 5,392
SCHWAB CHARLES CORP COM 808513105   369,897 5,193 SH   SOLE 0 0 0 5,193
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   600,300 1,591 SH   SOLE 0 0 0 1,591
SPDR S&P 500 ETF TR TR UNIT 78462F103   345,046 684 SH   SOLE 0 0 0 684
STARBUCKS CORP COM 855244109   205,516 2,413 SH   SOLE 0 0 0 2,413
TESLA INC COM 88160R101   244,088 1,512 SH   SOLE 0 0 0 1,512
THE TRADE DESK INC COM CL A 88339J105   755,232 9,325 SH   SOLE 0 0 0 9,325
VANGUARD INDEX FDS MID CAP ETF 922908629   254,912 1,075 SH   SOLE 0 0 0 1,075
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,466,771 3,164 SH   SOLE 0 0 0 3,164
YETI HLDGS INC COM 98585X104   346,722 9,241 SH   SOLE 0 0 0 9,241