The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   277,405 2,654 SH   SOLE 0 0 0 2,654
ABBVIE INC COM 00287Y109   235,456 1,461 SH   SOLE 0 0 0 1,461
ALPHABET INC CAP STK CL A 02079K305   330,626 3,120 SH   SOLE 0 0 0 3,120
AMAZON COM INC COM 023135106   833,735 8,115 SH   SOLE 0 0 0 8,115
AMERIPRISE FINL INC COM 03076C106   345,887 1,110 SH   SOLE 0 0 0 1,110
APPLE INC COM 037833100   1,432,924 8,672 SH   SOLE 0 0 0 8,672
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   390,167 1,205 SH   SOLE 0 0 0 1,205
CADENCE DESIGN SYSTEM INC COM 127387108   2,609,078 12,240 SH   SOLE 0 0 0 12,240
COLUMBIA ETF TR I DIVERSIFID FXD 19761L508   4,135,972 233,407 SH   SOLE 0 0 0 233,407
COSTCO WHSL CORP NEW COM 22160K105   568,100 1,150 SH   SOLE 0 0 0 1,150
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   4,594,618 87,400 SH   SOLE 0 0 0 87,400
DISNEY WALT CO COM 254687106   319,355 3,184 SH   SOLE 0 0 0 3,184
EATON CORP PLC SHS G29183103   530,108 3,251 SH   SOLE 0 0 0 3,251
EXXON MOBIL CORP COM 30231G102   16,405,541 143,030 SH   SOLE 0 0 0 143,030
INTEL CORP COM 458140100   408,082 12,697 SH   SOLE 0 0 0 12,697
INVESCO QQQ TR UNIT SER 1 46090E103   10,463,526 32,817 SH   SOLE 0 0 0 32,817
ISHARES INC JP MORGAN EM ETF 464286517   817,259 22,797 SH   SOLE 0 0 0 22,797
ISHARES INC CORE MSCI EMKT 46434G103   423,819 8,562 SH   SOLE 0 0 0 8,562
ISHARES TR JPMORGAN USD EMG 464288281   672,906 7,885 SH   SOLE 0 0 0 7,885
ISHARES TR ISHS 5-10YR INVT 464288638   234,840 4,602 SH   SOLE 0 0 0 4,602
ISHARES TR CORE MSCI TOTAL 46432F834   1,004,096 15,865 SH   SOLE 0 0 0 15,865
ISHARES TR CORE S&P SCP ETF 464287804   14,640,549 152,728 SH   SOLE 0 0 0 152,728
ISHARES TR PFD AND INCM SEC 464288687   699,041 22,355 SH   SOLE 0 0 0 22,355
ISHARES TR MSCI EAFE MIN VL 46429B689   322,850 4,650 SH   SOLE 0 0 0 4,650
ISHARES TR TIPS BD ETF 464287176   354,262 3,240 SH   SOLE 0 0 0 3,240
ISHARES TR MSCI USA MIN VOL 46429B697   10,268,332 138,780 SH   SOLE 0 0 0 138,780
ISHARES TR MSCI USA QLT FCT 46432F339   220,424 1,761 SH   SOLE 0 0 0 1,761
ISHARES TR S&P 500 GRWT ETF 464287309   419,252 6,495 SH   SOLE 0 0 0 6,495
ISHARES TR RUS 1000 ETF 464287622   834,549 3,672 SH   SOLE 0 0 0 3,672
ISHARES TR IBOXX INV CP ETF 464287242   898,949 8,270 SH   SOLE 0 0 0 8,270
ISHARES TR IBOXX HI YD ETF 464288513   865,222 11,524 SH   SOLE 0 0 0 11,524
ISHARES TR CORE US AGGBD ET 464287226   2,384,380 24,109 SH   SOLE 0 0 0 24,109
ISHARES TR USD INV GRDE ETF 464288620   1,161,813 23,061 SH   SOLE 0 0 0 23,061
ISHARES TR ESG AWR MSCI USA 46435G425   221,063 2,425 SH   SOLE 0 0 0 2,425
ISHARES TR CORE S&P MCP ETF 464287507   6,942,750 27,781 SH   SOLE 0 0 0 27,781
ISHARES TR RUSSELL 2000 ETF 464287655   357,739 2,001 SH   SOLE 0 0 0 2,001
ISHARES TR CORE MSCI EAFE 46432F842   1,318,359 19,294 SH   SOLE 0 0 0 19,294
ISHARES TR S&P 500 VAL ETF 464287408   372,642 2,427 SH   SOLE 0 0 0 2,427
ISHARES TR RUS MID CAP ETF 464287499   604,779 8,636 SH   SOLE 0 0 0 8,636
ISHARES TR S&P MC 400VL ETF 464287705   253,406 2,480 SH   SOLE 0 0 0 2,480
ISHARES TR CORE S&P500 ETF 464287200   35,144,636 84,527 SH   SOLE 0 0 0 84,527
ISHARES TR U.S. REAL ES ETF 464287739   1,372,780 16,177 SH   SOLE 0 0 0 16,177
ISHARES TR MSCI INTL QUALTY 46434V456   16,607,484 460,807 SH   SOLE 0 0 0 460,807
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   29,054,037 606,050 SH   SOLE 0 0 0 606,050
JOHN HANCOCK EXCHANGE TRADED MULTIFACTR SML 47804J842   738,237 23,055 SH   SOLE 0 0 0 23,055
KIMCO RLTY CORP COM 49446R109   222,404 11,632 SH   SOLE 0 0 0 11,632
META PLATFORMS INC CL A 30303M102   285,393 1,304 SH   SOLE 0 0 0 1,304
MICROSOFT CORP COM 594918104   508,866 1,762 SH   SOLE 0 0 0 1,762
NVIDIA CORPORATION COM 67066G104   2,032,463 7,527 SH   SOLE 0 0 0 7,527
NXP SEMICONDUCTORS N V COM N6596X109   366,471 2,100 SH   SOLE 0 0 0 2,100
PACER FDS TR LUNT LRGCP MULTI 69374H816   8,515,656 245,904 SH   SOLE 0 0 0 245,904
PALANTIR TECHNOLOGIES INC CL A 69608A108   267,951 30,449 SH   SOLE 0 0 0 30,449
SCHLUMBERGER LTD COM STK 806857108   280,447 5,387 SH   SOLE 0 0 0 5,387
SCHWAB CHARLES CORP COM 808513105   274,035 5,193 SH   SOLE 0 0 0 5,193
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,389,173 26,127 SH   SOLE 0 0 0 26,127
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,188,361 3,496 SH   SOLE 0 0 0 3,496
SPDR S&P 500 ETF TR TR UNIT 78462F103   510,508 1,233 SH   SOLE 0 0 0 1,233
STARBUCKS CORP COM 855244109   387,858 3,581 SH   SOLE 0 0 0 3,581
TESLA INC COM 88160R101   325,450 1,740 SH   SOLE 0 0 0 1,740
THE TRADE DESK INC COM CL A 88339J105   938,196 15,330 SH   SOLE 0 0 0 15,330
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,760,932 4,631 SH   SOLE 0 0 0 4,631
VANGUARD INDEX FDS SMALL CP ETF 922908751   222,674 1,175 SH   SOLE 0 0 0 1,175
VANGUARD INDEX FDS MID CAP ETF 922908629   1,328,375 6,284 SH   SOLE 0 0 0 6,284
VISA INC COM CL A 92826C839   349,347 1,496 SH   SOLE 0 0 0 1,496
YETI HLDGS INC COM 98585X104   605,973 15,502 SH   SOLE 0 0 0 15,502