The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMCOR PLC ORD G0250X107   369,779 32,637 SH   SOLE   0 0 32,637
LINDE PLC SHS G54950103   475,906 998 SH   SOLE   0 0 998
MEDTRONIC PLC SHS G5960L103   247,402 2,748 SH   SOLE   0 0 2,748
PENTAIR PLC SHS G7S00T104   588,891 6,022 SH   SOLE   0 0 6,022
CHUBB LIMITED COM H1467J104   409,524 1,420 SH   SOLE   0 0 1,420
AFLAC INC COM 001055102   501,236 4,483 SH   SOLE   0 0 4,483
ABBOTT LABS COM 002824100   462,644 4,058 SH   SOLE   0 0 4,058
ABBVIE INC COM 00287Y109   813,860 4,121 SH   SOLE   0 0 4,121
AIR PRODS & CHEMS INC COM 009158106   300,744 1,010 SH   SOLE   0 0 1,010
ALBEMARLE CORP COM 012653101   285,647 3,016 SH   SOLE   0 0 3,016
ALPHABET INC CAP STK CL C 02079K107   328,760 1,966 SH   SOLE   0 0 1,966
ALPHABET INC CAP STK CL A 02079K305   924,928 5,577 SH   SOLE   0 0 5,577
AMAZON COM INC COM 023135106   2,195,340 11,782 SH   SOLE   0 0 11,782
AMERICAN EXPRESS CO COM 025816109   744,986 2,747 SH   SOLE   0 0 2,747
AMERIPRISE FINL INC COM 03076C106   208,596 444 SH   SOLE   0 0 444
APPLE INC COM 037833100   16,446,837 70,587 SH   SOLE   0 0 70,587
ARCHER DANIELS MIDLAND CO COM 039483102   274,459 4,594 SH   SOLE   0 0 4,594
ATMOS ENERGY CORP COM 049560105   389,389 2,807 SH   SOLE   0 0 2,807
AUTOMATIC DATA PROCESSING IN COM 053015103   439,733 1,589 SH   SOLE   0 0 1,589
BECTON DICKINSON & CO COM 075887109   285,376 1,184 SH   SOLE   0 0 1,184
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   955,040 2,075 SH   SOLE   0 0 2,075
BROWN & BROWN INC COM 115236101   359,596 3,471 SH   SOLE   0 0 3,471
BROWN FORMAN CORP CL B 115637209   267,357 5,434 SH   SOLE   0 0 5,434
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   295,462 2,677 SH   SOLE   0 0 2,677
CARDINAL HEALTH INC COM 14149Y108   370,304 3,351 SH   SOLE   0 0 3,351
CATERPILLAR INC COM 149123101   472,330 1,208 SH   SOLE   0 0 1,208
CHEVRON CORP NEW COM 166764100   438,743 2,979 SH   SOLE   0 0 2,979
CHURCH & DWIGHT CO INC COM 171340102   413,958 3,953 SH   SOLE   0 0 3,953
CINCINNATI FINL CORP COM 172062101   1,816,211 13,343 SH   SOLE   0 0 13,343
CINTAS CORP COM 172908105   550,321 2,673 SH   SOLE   0 0 2,673
CLOROX CO DEL COM 189054109   358,925 2,203 SH   SOLE   0 0 2,203
COCA COLA CO COM 191216100   540,056 7,515 SH   SOLE   0 0 7,515
COLGATE PALMOLIVE CO COM 194162103   390,669 3,763 SH   SOLE   0 0 3,763
CONSOLIDATED EDISON INC COM 209115104   319,504 3,068 SH   SOLE   0 0 3,068
CRONOS GROUP INC COM 22717L101   26,414 12,061 SH   SOLE   0 0 12,061
DBX ETF TR XTRACK USD HIGH 233051432   2,226,128 60,296 SH   SOLE   0 0 60,296
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   744,826 21,721 SH   SOLE   0 0 21,721
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   293,039 7,029 SH   SOLE   0 0 7,029
DOVER CORP COM 260003108   454,443 2,370 SH   SOLE   0 0 2,370
DUKE ENERGY CORP NEW COM NEW 26441C204   437,448 3,794 SH   SOLE   0 0 3,794
ECOLAB INC COM 278865100   351,356 1,376 SH   SOLE   0 0 1,376
EMERSON ELEC CO COM 291011104   472,288 4,318 SH   SOLE   0 0 4,318
ESSEX PPTY TR INC COM 297178105   324,701 1,099 SH   SOLE   0 0 1,099
EXPEDITORS INTL WASH INC COM 302130109   393,822 2,997 SH   SOLE   0 0 2,997
EXXON MOBIL CORP COM 30231G102   728,151 6,212 SH   SOLE   0 0 6,212
META PLATFORMS INC CL A 30303M102   1,598,832 2,793 SH   SOLE   0 0 2,793
FAIR ISAAC CORP COM 303250104   301,246 155 SH   SOLE   0 0 155
FARMERS & MERCHANTS BANCORP COM 30779N105   320,934 11,607 SH   SOLE   0 0 11,607
FASTENAL CO COM 311900104   225,830 3,162 SH   SOLE   0 0 3,162
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101   328,284 2,855 SH   SOLE   0 0 2,855
FLAHERTY & CRUMRINE DYNAMIC SHS 33848W106   1,015,703 47,242 SH   SOLE   0 0 47,242
FRANKLIN RESOURCES INC COM 354613101   290,678 14,426 SH   SOLE   0 0 14,426
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   236,784 2,523 SH   SOLE   0 0 2,523
GAMESTOP CORP NEW CL A 36467W109   220,449 9,614 SH   SOLE   0 0 9,614
GE VERNOVA INC COM 36828A101   467,633 1,834 SH   SOLE   0 0 1,834
GENERAL DYNAMICS CORP COM 369550108   630,677 2,087 SH   SOLE   0 0 2,087
GE AEROSPACE COM NEW 369604301   1,389,835 7,370 SH   SOLE   0 0 7,370
GENERAL MTRS CO COM 37045V100   259,411 5,785 SH   SOLE   0 0 5,785
GENUINE PARTS CO COM 372460105   396,281 2,837 SH   SOLE   0 0 2,837
GRACO INC COM 384109104   278,369 3,181 SH   SOLE   0 0 3,181
GRAINGER W W INC COM 384802104   429,051 413 SH   SOLE   0 0 413
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   309,010 6,119 SH   SOLE   0 0 6,119
GULFPORT ENERGY OPERATING CO COMMON SHARES 402635502   210,528 1,391 SH   SOLE   0 0 1,391
HIGH TIDE INC COM NEW 42981E401   24,565 11,983 SH   SOLE   0 0 11,983
HOME DEPOT INC COM 437076102   400,204 988 SH   SOLE   0 0 988
HORMEL FOODS CORP COM 440452100   227,271 7,169 SH   SOLE   0 0 7,169
HUBBELL INC COM 443510607   274,144 640 SH   SOLE   0 0 640
ILLINOIS TOOL WKS INC COM 452308109   415,905 1,587 SH   SOLE   0 0 1,587
NEW YORK LIFE INVESTMENTS ET NYLI FTSE INTERN 45409B560   770,990 27,894 SH   SOLE   0 0 27,894
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107   608,306 4,365 SH   SOLE   0 0 4,365
INTERNATIONAL BUSINESS MACHS COM 459200101   462,510 2,092 SH   SOLE   0 0 2,092
INTERPUBLIC GROUP COS INC COM 460690100   220,651 6,976 SH   SOLE   0 0 6,976
INVESCO QQQ TR UNIT SER 1 46090E103   760,052 1,557 SH   SOLE   0 0 1,557
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   217,109 4,664 SH   SOLE   0 0 4,664
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563   317,108 14,460 SH   SOLE   0 0 14,460
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   294,974 7,260 SH   SOLE   0 0 7,260
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   204,662 2,853 SH   SOLE   0 0 2,853
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   425,064 17,601 SH   SOLE   0 0 17,601
ISHARES SILVER TR ISHARES 46428Q109   425,639 14,982 SH   SOLE   0 0 14,982
ISHARES INC EM MKTS DIV ETF 464286319   7,617,296 265,411 SH   SOLE   0 0 265,411
ISHARES TR CORE S&P500 ETF 464287200   870,475 1,509 SH   SOLE   0 0 1,509
ISHARES TR ISHS 5-10YR INVT 464288638   3,824,166 71,187 SH   SOLE   0 0 71,187
ISHARES TR US OIL EQ&SV ETF 464288844   773,746 38,514 SH   SOLE   0 0 38,514
ISHARES TR MSCI INDIA ETF 46429B598   217,029 3,708 SH   SOLE   0 0 3,708
ISHARES INC MSCI EMRG CHN 46434G764   726,720 11,892 SH   SOLE   0 0 11,892
ISHARES TR CORE INTL AGGR 46435G672   1,079,048 20,823 SH   SOLE   0 0 20,823
ISHARES TR IBONDS DEC 25 46435U432   239,940 9,000 SH   SOLE   0 0 9,000
JPMORGAN CHASE & CO. COM 46625H100   227,399 1,078 SH   SOLE   0 0 1,078
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   217,573 4,288 SH   SOLE   0 0 4,288
JOHNSON & JOHNSON COM 478160104   760,711 4,694 SH   SOLE   0 0 4,694
JUMIA TECHNOLOGIES AG SPONSORED ADS 48138M105   945,180 177,000 SH   SOLE   0 0 177,000
KENVUE INC COM 49177J102   252,001 10,895 SH   SOLE   0 0 10,895
KIMBERLY-CLARK CORP COM 494368103   296,227 2,082 SH   SOLE   0 0 2,082
ELI LILLY & CO COM 532457108   1,049,839 1,185 SH   SOLE   0 0 1,185
LITHIUM AMERS CORP NEW COM SHS 53681J103   221,746 82,128 SH   SOLE   0 0 82,128
LOWES COS INC COM 548661107   744,057 2,747 SH   SOLE   0 0 2,747
MCCORMICK & CO INC COM NON VTG 579780206   315,209 3,830 SH   SOLE   0 0 3,830
MCDONALDS CORP COM 580135101   403,171 1,324 SH   SOLE   0 0 1,324
MERCK & CO INC COM 58933Y105   249,718 2,199 SH   SOLE   0 0 2,199
MICROSOFT CORP COM 594918104   1,872,819 4,352 SH   SOLE   0 0 4,352
MICROSTRATEGY INC CL A NEW 594972408   570,205 3,382 SH   SOLE   0 0 3,382
MOLINA HEALTHCARE INC COM 60855R100   223,619 649 SH   SOLE   0 0 649
NATIONAL HEALTHCARE CORP COM 635906100   272,166 2,164 SH   SOLE   0 0 2,164
NEXTERA ENERGY INC COM 65339F101   293,236 3,469 SH   SOLE   0 0 3,469
NORDSON CORP COM 655663102   263,943 1,005 SH   SOLE   0 0 1,005
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534   2,197,847 54,041 SH   SOLE   0 0 54,041
NORTHERN LTS FD TR IV INSPIRE SML/ MID 66538H641   497,703 13,132 SH   SOLE   0 0 13,132
NUCOR CORP COM 670346105   441,098 2,934 SH   SOLE   0 0 2,934
NVIDIA CORPORATION COM 67066G104   2,199,886 18,115 SH   SOLE   0 0 18,115
ORACLE CORP COM 68389X105   279,626 1,641 SH   SOLE   0 0 1,641
PPG INDS INC COM 693506107   411,156 3,104 SH   SOLE   0 0 3,104
PEPSICO INC COM 713448108   452,976 2,664 SH   SOLE   0 0 2,664
PIMCO ETF TR 25YR+ ZERO U S 72201R882   602,580 7,311 SH   SOLE   0 0 7,311
PLANET LABS PBC COM CL A 72703X106   23,248 10,425 SH   SOLE   0 0 10,425
PRICE T ROWE GROUP INC COM 74144T108   262,086 2,406 SH   SOLE   0 0 2,406
PROCTER AND GAMBLE CO COM 742718109   952,718 5,501 SH   SOLE   0 0 5,501
PROGRESSIVE CORP COM 743315103   425,809 1,678 SH   SOLE   0 0 1,678
RTX CORPORATION COM 75513E101   254,206 2,098 SH   SOLE   0 0 2,098
REALTY INCOME CORP COM 756109104   505,901 7,977 SH   SOLE   0 0 7,977
R1 RCM INC COM 77634L105   199,443 14,075 SH   SOLE   0 0 14,075
ROPER TECHNOLOGIES INC COM 776696106   363,355 653 SH   SOLE   0 0 653
S&P GLOBAL INC COM 78409V104   487,689 944 SH   SOLE   0 0 944
SPDR S&P 500 ETF TR TR UNIT 78462F103   424,229 739 SH   SOLE   0 0 739
SPDR GOLD TR GOLD SHS 78463V107   261,776 1,077 SH   SOLE   0 0 1,077
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   4,128,041 100,001 SH   SOLE   0 0 100,001
SPDR SER TR NUVEEN BLOOMBERG 78464A284   560,733 21,345 SH   SOLE   0 0 21,345
SPDR SER TR PORTFOLIO SHORT 78464A474   2,875,207 94,954 SH   SOLE   0 0 94,954
SPDR SER TR S&P DIVID ETF 78464A763   321,863 2,266 SH   SOLE   0 0 2,266
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   403,496 954 SH   SOLE   0 0 954
SPDR SER TR PORTFLI HIGH YLD 78468R606   2,468,901 102,657 SH   SOLE   0 0 102,657
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   4,302,105 46,859 SH   SOLE   0 0 46,859
SAIA INC COM 78709Y105   456,062 1,043 SH   SOLE   0 0 1,043
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   381,385 5,621 SH   SOLE   0 0 5,621
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,569,472 15,065 SH   SOLE   0 0 15,065
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   527,775 12,835 SH   SOLE   0 0 12,835
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,717,420 36,141 SH   SOLE   0 0 36,141
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   407,612 8,322 SH   SOLE   0 0 8,322
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,058,281 19,733 SH   SOLE   0 0 19,733
SHERWIN WILLIAMS CO COM 824348106   432,814 1,134 SH   SOLE   0 0 1,134
SMITH A O CORP COM 831865209   366,804 4,083 SH   SOLE   0 0 4,083
SMUCKER J M CO COM NEW 832696405   277,803 2,294 SH   SOLE   0 0 2,294
SOUTHERN CO COM 842587107   270,540 3,000 SH   SOLE   0 0 3,000
STANLEY BLACK & DECKER INC COM 854502101   301,426 2,737 SH   SOLE   0 0 2,737
SYSCO CORP COM 871829107   427,691 5,479 SH   SOLE   0 0 5,479
TARGET CORP COM 87612E106   315,065 2,021 SH   SOLE   0 0 2,021
TESLA INC COM 88160R101   693,843 2,652 SH   SOLE   0 0 2,652
3M CO COM 88579Y101   223,413 1,634 SH   SOLE   0 0 1,634
US FOODS HLDG CORP COM 912008109   248,214 4,036 SH   SOLE   0 0 4,036
UNITEDHEALTH GROUP INC COM 91324P102   219,763 376 SH   SOLE   0 0 376
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   950,298 7,408 SH   SOLE   0 0 7,408
VANGUARD WORLD FD MEGA CAP INDEX 921910873   339,670 1,644 SH   SOLE   0 0 1,644
VANGUARD BD INDEX FDS INTERMED TERM 921937819   9,590,529 122,375 SH   SOLE   0 0 122,375
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   568,280 4,433 SH   SOLE   0 0 4,433
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   7,384,092 83,644 SH   SOLE   0 0 83,644
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   2,730,528 41,141 SH   SOLE   0 0 41,141
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   580,133 12,124 SH   SOLE   0 0 12,124
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   4,651,798 57,267 SH   SOLE   0 0 57,267
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   5,917,943 70,662 SH   SOLE   0 0 70,662
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,408,918 27,561 SH   SOLE   0 0 27,561
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   786,526 1,491 SH   SOLE   0 0 1,491
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   224,456 2,304 SH   SOLE   0 0 2,304
VANGUARD INDEX FDS SML CP GRW ETF 922908595   391,430 1,464 SH   SOLE   0 0 1,464
VANGUARD INDEX FDS SM CP VAL ETF 922908611   507,572 2,528 SH   SOLE   0 0 2,528
VANGUARD INDEX FDS MID CAP ETF 922908629   963,507 3,652 SH   SOLE   0 0 3,652
VANGUARD INDEX FDS LARGE CAP ETF 922908637   473,659 1,799 SH   SOLE   0 0 1,799
VANGUARD INDEX FDS VALUE ETF 922908744   209,765 1,202 SH   SOLE   0 0 1,202
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,322,683 5,576 SH   SOLE   0 0 5,576
VANGUARD INDEX FDS TOTAL STK MKT 922908769   365,629 1,291 SH   SOLE   0 0 1,291
VISA INC COM CL A 92826C839   1,169,128 4,252 SH   SOLE   0 0 4,252
WALMART INC COM 931142103   1,297,003 16,062 SH   SOLE   0 0 16,062
WEST PHARMACEUTICAL SVSC INC COM 955306105   310,966 1,036 SH   SOLE   0 0 1,036
WILLSCOT HLDGS CORP COM CL A 971378104   502,261 13,358 SH   SOLE   0 0 13,358
WISDOMTREE TR US TOTAL DIVIDND 97717W109   546,958 7,133 SH   SOLE   0 0 7,133
WISDOMTREE TR US HIGH DIVIDEND 97717W208   234,031 2,495 SH   SOLE   0 0 2,495
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   216,147 4,304 SH   SOLE   0 0 4,304