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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMCOR PLC ORD G0250X107   268,219 29,282 SH   SOLE   0 0 29,282
LINDE PLC SHS G54950103   421,128 1,131 SH   SOLE   0 0 1,131
MEDTRONIC PLC SHS G5960L103   278,648 3,556 SH   SOLE   0 0 3,556
PENTAIR PLC SHS G7S00T104   385,068 5,947 SH   SOLE   0 0 5,947
CHUBB LIMITED COM H1467J104   328,512 1,578 SH   SOLE   0 0 1,578
AFLAC INC COM 001055102   354,828 4,623 SH   SOLE   0 0 4,623
ABBOTT LABS COM 002824100   329,976 3,407 SH   SOLE   0 0 3,407
ABBVIE INC COM 00287Y109   517,404 3,471 SH   SOLE   0 0 3,471
AIR PRODS & CHEMS INC COM 009158106   314,587 1,110 SH   SOLE   0 0 1,110
ALBEMARLE CORP COM 012653101   271,045 1,594 SH   SOLE   0 0 1,594
EA SERIES TRUST BRIDGEWAY BLUE 02072L714   161,892 16,899 SH   SOLE   0 0 16,899
ALPHABET INC CAP STK CL A 02079K305   801,387 6,124 SH   SOLE   0 0 6,124
AMAZON COM INC COM 023135106   1,008,443 7,933 SH   SOLE   0 0 7,933
AMERICAN EXPRESS CO COM 025816109   406,095 2,722 SH   SOLE   0 0 2,722
APPLE INC COM 037833100   1,768,264 10,328 SH   SOLE   0 0 10,328
ARCHER DANIELS MIDLAND CO COM 039483102   316,621 4,198 SH   SOLE   0 0 4,198
ARES CAPITAL CORP COM 04010L103   195,790 10,056 SH   SOLE   0 0 10,056
ATMOS ENERGY CORP COM 049560105   280,196 2,645 SH   SOLE   0 0 2,645
AUTOMATIC DATA PROCESSING IN COM 053015103   402,975 1,675 SH   SOLE   0 0 1,675
BECTON DICKINSON & CO COM 075887109   319,547 1,236 SH   SOLE   0 0 1,236
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   879,253 2,510 SH   SOLE   0 0 2,510
BROWN & BROWN INC COM 115236101   287,252 4,113 SH   SOLE   0 0 4,113
BROWN FORMAN CORP CL B 115637209   253,031 4,386 SH   SOLE   0 0 4,386
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   206,454 2,397 SH   SOLE   0 0 2,397
CARDINAL HEALTH INC COM 14149Y108   297,634 3,428 SH   SOLE   0 0 3,428
CATERPILLAR INC COM 149123101   357,915 1,311 SH   SOLE   0 0 1,311
CHEVRON CORP NEW COM 166764100   836,372 4,960 SH   SOLE   0 0 4,960
CHURCH & DWIGHT CO INC COM 171340102   397,674 4,340 SH   SOLE   0 0 4,340
CINCINNATI FINL CORP COM 172062101   1,336,748 13,068 SH   SOLE   0 0 13,068
CINTAS CORP COM 172908105   345,370 718 SH   SOLE   0 0 718
CLOROX CO DEL COM 189054109   310,757 2,371 SH   SOLE   0 0 2,371
COCA COLA CO COM 191216100   474,039 8,468 SH   SOLE   0 0 8,468
COLGATE PALMOLIVE CO COM 194162103   336,219 4,728 SH   SOLE   0 0 4,728
CONSOLIDATED EDISON INC COM 209115104   284,486 3,326 SH   SOLE   0 0 3,326
CORVEL CORP COM 221006109   365,966 1,861 SH   SOLE   0 0 1,861
CRONOS GROUP INC COM 22717L101   47,242 23,621 SH   SOLE   0 0 23,621
DBX ETF TR XTRACK USD HIGH 233051432   2,962,894 87,401 SH   SOLE   0 0 87,401
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   377,753 8,115 SH   SOLE   0 0 8,115
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   359,398 7,866 SH   SOLE   0 0 7,866
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   509,153 19,433 SH   SOLE   0 0 19,433
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   618,382 18,177 SH   SOLE   0 0 18,177
DOVER CORP COM 260003108   350,456 2,512 SH   SOLE   0 0 2,512
ECOLAB INC COM 278865100   267,829 1,581 SH   SOLE   0 0 1,581
EMERSON ELEC CO COM 291011104   339,842 3,519 SH   SOLE   0 0 3,519
ESSEX PPTY TR INC COM 297178105   264,065 1,245 SH   SOLE   0 0 1,245
EXPEDITORS INTL WASH INC COM 302130109   350,545 3,058 SH   SOLE   0 0 3,058
EXXON MOBIL CORP COM 30231G102   736,176 6,261 SH   SOLE   0 0 6,261
META PLATFORMS INC CL A 30303M102   1,237,165 4,121 SH   SOLE   0 0 4,121
FARMERS & MERCHANTS BANCORP COM 30779N105   203,471 11,607 SH   SOLE   0 0 11,607
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101   282,149 3,113 SH   SOLE   0 0 3,113
FLAHERTY & CRUMRINE DYNAMIC SHS 33848W106   935,699 55,796 SH   SOLE   0 0 55,796
FRANKLIN RESOURCES INC COM 354613101   273,375 11,122 SH   SOLE   0 0 11,122
GAMESTOP CORP NEW CL A 36467W109   212,597 12,916 SH   SOLE   0 0 12,916
GENERAL DYNAMICS CORP COM 369550108   419,499 1,898 SH   SOLE   0 0 1,898
GENERAL ELECTRIC CO COM NEW 369604301   811,990 7,345 SH   SOLE   0 0 7,345
GENUINE PARTS CO COM 372460105   366,297 2,537 SH   SOLE   0 0 2,537
GRAINGER W W INC COM 384802104   371,526 537 SH   SOLE   0 0 537
HORMEL FOODS CORP COM 440452100   287,629 7,563 SH   SOLE   0 0 7,563
IDEXX LABS INC COM 45168D104   244,871 560 SH   SOLE   0 0 560
ILLINOIS TOOL WKS INC COM 452308109   383,696 1,666 SH   SOLE   0 0 1,666
INDEXIQ ETF TR FTSE INTERNL EQT 45409B560   1,072,122 46,332 SH   SOLE   0 0 46,332
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107   431,155 4,981 SH   SOLE   0 0 4,981
INTERNATIONAL BUSINESS MACHS COM 459200101   340,511 2,427 SH   SOLE   0 0 2,427
INTERPUBLIC GROUP COS INC COM 460690100   232,404 8,109 SH   SOLE   0 0 8,109
INVESCO QQQ TR UNIT SER 1 46090E103   583,388 1,628 SH   SOLE   0 0 1,628
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563   277,487 14,460 SH   SOLE   0 0 14,460
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230   1,245,468 47,724 SH   SOLE   0 0 47,724
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   2,509,718 111,543 SH   SOLE   0 0 111,543
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   198,924 10,888 SH   SOLE   0 0 10,888
ISHARES INC EM MKTS DIV ETF 464286319   5,537,364 232,467 SH   SOLE   0 0 232,467
ISHARES TR CORE S&P500 ETF 464287200   218,603 509 SH   SOLE   0 0 509
ISHARES TR 20 YR TR BD ETF 464287432   267,932 3,021 SH   SOLE   0 0 3,021
ISHARES TR MRGSTR MD CP VAL 464288406   210,611 3,476 SH   SOLE   0 0 3,476
ISHARES TR ISHS 5-10YR INVT 464288638   4,445,442 91,376 SH   SOLE   0 0 91,376
ISHARES TR US OIL EQ&SV ETF 464288844   496,835 20,667 SH   SOLE   0 0 20,667
ISHARES TR FLTG RATE NT ETF 46429B655   225,646 4,434 SH   SOLE   0 0 4,434
ISHARES TR CORE INTL AGGR 46435G672   1,073,209 22,001 SH   SOLE   0 0 22,001
JOHNSON & JOHNSON COM 478160104   654,839 4,204 SH   SOLE   0 0 4,204
KIMBERLY-CLARK CORP COM 494368103   320,615 2,653 SH   SOLE   0 0 2,653
LAKELAND FINL CORP COM 511656100   211,909 4,465 SH   SOLE   0 0 4,465
LOCKHEED MARTIN CORP COM 539830109   222,661 544 SH   SOLE   0 0 544
LOWES COS INC COM 548661107   555,764 2,674 SH   SOLE   0 0 2,674
MACYS INC COM 55616P104   204,591 17,622 SH   SOLE   0 0 17,622
MCCORMICK & CO INC COM NON VTG 579780206   323,361 4,275 SH   SOLE   0 0 4,275
MCDONALDS CORP COM 580135101   375,665 1,426 SH   SOLE   0 0 1,426
MERCK & CO INC COM 58933Y105   229,270 2,227 SH   SOLE   0 0 2,227
MICROSOFT CORP COM 594918104   1,620,130 5,131 SH   SOLE   0 0 5,131
MICROSTRATEGY INC CL A NEW 594972408   252,776 770 SH   SOLE   0 0 770
NEXTERA ENERGY INC COM 65339F101   287,539 5,019 SH   SOLE   0 0 5,019
NORDSON CORP COM 655663102   221,831 994 SH   SOLE   0 0 994
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534   1,860,720 59,524 SH   SOLE   0 0 59,524
NORTHERN LTS FD TR IV INSPIRE SML/ MID 66538H641   459,649 15,125 SH   SOLE   0 0 15,125
NUCOR CORP COM 670346105   475,460 3,041 SH   SOLE   0 0 3,041
NVIDIA CORPORATION COM 67066G104   2,099,849 4,827 SH   SOLE   0 0 4,827
OMNICELL COM COM 68213N109   215,471 4,784 SH   SOLE   0 0 4,784
PPG INDS INC COM 693506107   379,276 2,922 SH   SOLE   0 0 2,922
PEPSICO INC COM 713448108   427,328 2,522 SH   SOLE   0 0 2,522
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   498,304 14,857 SH   SOLE   0 0 14,857
PRICE T ROWE GROUP INC COM 74144T108   310,625 2,962 SH   SOLE   0 0 2,962
PROCTER AND GAMBLE CO COM 742718109   717,340 4,918 SH   SOLE   0 0 4,918
PROGRESSIVE CORP COM 743315103   277,068 1,989 SH   SOLE   0 0 1,989
PROSHARES TR BITCOIN STRATE 74347G440   347,860 25,189 SH   SOLE   0 0 25,189
REALTY INCOME CORP COM 756109104   289,902 5,805 SH   SOLE   0 0 5,805
R1 RCM INC COM 77634L105   247,208 16,404 SH   SOLE   0 0 16,404
ROPER TECHNOLOGIES INC COM 776696106   355,946 735 SH   SOLE   0 0 735
S&P GLOBAL INC COM 78409V104   428,991 1,174 SH   SOLE   0 0 1,174
SPDR GOLD TR GOLD SHS 78463V107   320,612 1,870 SH   SOLE   0 0 1,870
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,839,821 84,594 SH   SOLE   0 0 84,594
SPDR SER TR PORTFOLIO INTRMD 78464A375   253,896 8,073 SH   SOLE   0 0 8,073
SPDR SER TR PORTFOLIO SHORT 78464A474   6,719,968 229,194 SH   SOLE   0 0 229,194
SPDR SER TR S&P DIVID ETF 78464A763   260,613 2,266 SH   SOLE   0 0 2,266
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   319,416 954 SH   SOLE   0 0 954
SPDR SER TR BLOOMBERG INVT 78468R200   989,522 32,211 SH   SOLE   0 0 32,211
SPDR SER TR PORTFLI HIGH YLD 78468R606   1,799,721 80,273 SH   SOLE   0 0 80,273
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   3,421,096 37,259 SH   SOLE   0 0 37,259
SAIA INC COM 78709Y105   603,556 1,514 SH   SOLE   0 0 1,514
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   621,320 8,544 SH   SOLE   0 0 8,544
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   677,706 19,956 SH   SOLE   0 0 19,956
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   640,318 14,477 SH   SOLE   0 0 14,477
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   422,629 8,825 SH   SOLE   0 0 8,825
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,162,785 23,030 SH   SOLE   0 0 23,030
SHERWIN WILLIAMS CO COM 824348106   346,868 1,360 SH   SOLE   0 0 1,360
SMITH A O CORP COM 831865209   256,264 3,875 SH   SOLE   0 0 3,875
SMUCKER J M CO COM NEW 832696405   235,987 1,920 SH   SOLE   0 0 1,920
STANLEY BLACK & DECKER INC COM 854502101   231,684 2,772 SH   SOLE   0 0 2,772
SYSCO CORP COM 871829107   367,832 5,569 SH   SOLE   0 0 5,569
TARGET CORP COM 87612E106   274,247 2,480 SH   SOLE   0 0 2,480
TESLA INC COM 88160R101   589,018 2,354 SH   SOLE   0 0 2,354
3M CO COM 88579Y101   330,198 3,527 SH   SOLE   0 0 3,527
UNITEDHEALTH GROUP INC COM 91324P102   751,708 1,491 SH   SOLE   0 0 1,491
VANECK ETF TRUST IG FLOATING RATE 92189F486   768,614 30,392 SH   SOLE   0 0 30,392
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   461,910 2,973 SH   SOLE   0 0 2,973
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   913,817 9,012 SH   SOLE   0 0 9,012
VANGUARD BD INDEX FDS INTERMED TERM 921937819   10,106,986 139,773 SH   SOLE   0 0 139,773
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   4,805,716 67,373 SH   SOLE   0 0 67,373
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   2,522,701 42,642 SH   SOLE   0 0 42,642
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   274,901 7,011 SH   SOLE   0 0 7,011
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   205,621 2,871 SH   SOLE   0 0 2,871
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   3,150,147 41,460 SH   SOLE   0 0 41,460
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   328,571 6,831 SH   SOLE   0 0 6,831
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   512,975 1,306 SH   SOLE   0 0 1,306
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   220,322 2,912 SH   SOLE   0 0 2,912
VANGUARD INDEX FDS SML CP GRW ETF 922908595   451,816 2,110 SH   SOLE   0 0 2,110
VANGUARD INDEX FDS SM CP VAL ETF 922908611   564,276 3,538 SH   SOLE   0 0 3,538
VANGUARD INDEX FDS LARGE CAP ETF 922908637   468,678 2,395 SH   SOLE   0 0 2,395
VANGUARD INDEX FDS VALUE ETF 922908744   332,909 2,414 SH   SOLE   0 0 2,414
VILLAGE FARMS INTL INC COM 92707Y108   8,784 11,015 SH   SOLE   0 0 11,015
VISA INC COM CL A 92826C839   930,850 4,047 SH   SOLE   0 0 4,047
WALMART INC COM 931142103   634,424 3,967 SH   SOLE   0 0 3,967
WALGREENS BOOTS ALLIANCE INC COM 931427108   265,568 11,941 SH   SOLE   0 0 11,941
WEST PHARMACEUTICAL SVSC INC COM 955306105   392,470 1,046 SH   SOLE   0 0 1,046
WILLSCOT MOBIL MINI HLDNG CO COM CL A 971378104   508,937 12,237 SH   SOLE   0 0 12,237
WISDOMTREE TR US TOTAL DIVIDND 97717W109   347,324 5,772 SH   SOLE   0 0 5,772
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   523,227 10,398 SH   SOLE   0 0 10,398