The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
LINDE PLC SHS G54950103   4,115,664 10,800 SH   SOLE   10,800 0 0
MEDTRONIC PLC SHS G5960L103   3,847,063 43,667 SH   SOLE   43,667 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   5,322,192 27,827 SH   SOLE   27,827 0 0
AT&T INC COM 00206R102   1,101,437 69,056 SH   SOLE   69,056 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   3,348,604 6,848 SH   SOLE   6,848 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101   1,353,532 15,061 SH   SOLE   15,061 0 0
ALPHABET INC CAP STK CL C 02079K107   9,963,573 82,364 SH   SOLE   82,364 0 0
ALPHABET INC CAP STK CL A 02079K305   1,580,040 13,200 SH   SOLE   13,200 0 0
AMAZON COM INC COM 023135106   8,135,246 62,406 SH   SOLE   62,406 0 0
AMERICAN EXPRESS CO COM 025816109   252,590 1,450 SH   SOLE   1,450 0 0
AMERICAN TOWER CORP NEW COM 03027X100   4,289,371 22,117 SH   SOLE   22,117 0 0
ANALOG DEVICES INC COM 032654105   291,825 1,498 SH   SOLE   1,498 0 0
APPLE INC COM 037833100   12,875,147 66,377 SH   SOLE   66,377 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   384,648 1,128 SH   SOLE   1,128 0 0
BROADCOM INC COM 11135F101   274,108 316 SH   SOLE   316 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108   202,054 550 SH   SOLE   550 0 0
CHEVRON CORP NEW COM 166764100   591,636 3,760 SH   SOLE   3,760 0 0
CISCO SYS INC COM 17275R102   4,114,520 79,523 SH   SOLE   79,523 0 0
COSTCO WHSL CORP NEW COM 22160K105   3,106,991 5,771 SH   SOLE   5,771 0 0
DANAHER CORPORATION COM 235851102   256,800 1,070 SH   SOLE   1,070 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   2,255,587 13,002 SH   SOLE   13,002 0 0
DISNEY WALT CO COM 254687106   2,911,696 32,613 SH   SOLE   32,613 0 0
DUPONT DE NEMOURS INC COM 26614N102   2,550,194 35,697 SH   SOLE   35,697 0 0
EXXON MOBIL CORP COM 30231G102   1,627,841 15,178 SH   SOLE   15,178 0 0
META PLATFORMS INC CL A 30303M102   214,948 749 SH   SOLE   749 0 0
FEDEX CORP COM 31428X106   1,769,758 7,139 SH   SOLE   7,139 0 0
GILEAD SCIENCES INC COM 375558103   532,168 6,905 SH   SOLE   6,905 0 0
GSK PLC SPONSORED ADR 37733W204   2,423,235 67,992 SH   SOLE   67,992 0 0
HOME DEPOT INC COM 437076102   3,205,184 10,318 SH   SOLE   10,318 0 0
ILLUMINA INC COM 452327109   2,416,746 12,890 SH   SOLE   12,890 0 0
INTUIT COM 461202103   2,555,784 5,578 SH   SOLE   5,578 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   362,129 2,420 SH   SOLE   2,420 0 0
ISHARES TR CORE S&P TTL STK 464287150   330,406 3,377 SH   SOLE   3,377 0 0
ISHARES TR CORE S&P500 ETF 464287200   910,140 2,042 SH   SOLE   2,042 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   918,717 11,331 SH   SOLE   11,331 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,940,883 19,477 SH   SOLE   19,477 0 0
JPMORGAN CHASE & CO COM 46625H100   5,454,019 37,500 SH   SOLE   37,500 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,455,934 28,745 SH   SOLE   28,745 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   16,889,358 336,844 SH   SOLE   336,844 0 0
LOWES COS INC COM 548661107   590,883 2,618 SH   SOLE   2,618 0 0
MERCK & CO INC COM 58933Y105   2,401,958 20,816 SH   SOLE   20,816 0 0
MICROSOFT CORP COM 594918104   12,836,996 37,696 SH   SOLE   37,696 0 0
NEXTERA ENERGY INC COM 65339F101   316,240 4,262 SH   SOLE   4,262 0 0
NORFOLK SOUTHN CORP COM 655844108   589,576 2,600 SH   SOLE   2,600 0 0
NVIDIA CORPORATION COM 67066G104   260,157 615 SH   SOLE   615 0 0
ORACLE CORP COM 68389X105   1,667,855 14,005 SH   SOLE   14,005 0 0
PAYPAL HLDGS INC COM 70450Y103   2,481,755 37,191 SH   SOLE   37,191 0 0
PROCTER AND GAMBLE CO COM 742718109   3,981,051 26,236 SH   SOLE   26,236 0 0
QUALCOMM INC COM 747525103   3,809,756 32,004 SH   SOLE   32,004 0 0
QUALYS INC COM 74758T303   752,544 5,826 SH   SOLE   5,826 0 0
ROPER TECHNOLOGIES INC COM 776696106   3,447,817 7,171 SH   SOLE   7,171 0 0
SHELL PLC SPON ADS 780259305   1,580,990 26,184 SH   SOLE   26,184 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,859,942 4,196 SH   SOLE   4,196 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   2,505,882 87,040 SH   SOLE   87,040 0 0
SALESFORCE INC COM 79466L302   2,203,653 10,431 SH   SOLE   10,431 0 0
SCHWAB CHARLES CORP COM 808513105   1,124,475 19,839 SH   SOLE   19,839 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   914,150 20,871 SH   SOLE   20,871 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   4,068,735 114,130 SH   SOLE   114,130 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   705,088 14,671 SH   SOLE   14,671 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   293,277 3,539 SH   SOLE   3,539 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,907,994 14,375 SH   SOLE   14,375 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   801,926 10,812 SH   SOLE   10,812 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   1,292,764 7,613 SH   SOLE   7,613 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   375,408 4,625 SH   SOLE   4,625 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,013,019 30,051 SH   SOLE   30,051 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   1,058,497 9,863 SH   SOLE   9,863 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,286,823 18,905 SH   SOLE   18,905 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   1,810,916 27,826 SH   SOLE   27,826 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   403,358 10,702 SH   SOLE   10,702 0 0
SNOWFLAKE INC CL A 833445109   712,015 4,046 SH   SOLE   4,046 0 0
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109   3,398,072 23,091 SH   SOLE   23,091 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   3,873,994 7,425 SH   SOLE   7,425 0 0
TILRAY BRANDS INC COM 88688T100   69,503 44,553 SH   SOLE   44,553 0 0
UNION PAC CORP COM 907818108   637,596 3,116 SH   SOLE   3,116 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,982,601 151,204 SH   SOLE   151,204 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   224,538 1,989 SH   SOLE   1,989 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   1,812,383 12,748 SH   SOLE   12,748 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,398,343 108,121 SH   SOLE   108,121 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   6,992,119 92,415 SH   SOLE   92,415 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   210,473 956 SH   SOLE   956 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   8,211,373 41,286 SH   SOLE   41,286 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   3,795,240 102,050 SH   SOLE   102,050 0 0
VISA INC COM CL A 92826C839   4,166,824 17,546 SH   SOLE   17,546 0 0
WILLIAMS SONOMA INC COM 969904101   1,301,551 10,401 SH   SOLE   10,401 0 0
ZOETIS INC CL A 98978V103   3,927,077 22,804 SH   SOLE   22,804 0 0
ZUORA INC COM CL A 98983V106   257,115 23,438 SH   SOLE   23,438 0 0