The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
LINDE PLC SHS G54950103   3,886,424 10,862 SH   SOLE   10,862 0 0
MEDTRONIC PLC SHS G5960L103   3,476,892 43,751 SH   SOLE   43,751 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   4,999,998 28,772 SH   SOLE   28,772 0 0
AT&T INC COM 00206R102   1,368,410 69,675 SH   SOLE   69,675 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   2,614,398 6,788 SH   SOLE   6,788 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101   1,179,529 15,206 SH   SOLE   15,206 0 0
ALPHABET INC CAP STK CL C 02079K107   8,835,967 84,056 SH   SOLE   84,056 0 0
ALPHABET INC CAP STK CL A 02079K305   1,455,608 13,900 SH   SOLE   13,900 0 0
AMAZON COM INC COM 023135106   6,778,476 65,209 SH   SOLE   65,209 0 0
AMERICAN EXPRESS CO COM 025816109   235,712 1,450 SH   SOLE   1,450 0 0
AMERICAN TOWER CORP NEW COM 03027X100   2,695,509 13,249 SH   SOLE   13,249 0 0
ANALOG DEVICES INC COM 032654105   292,290 1,498 SH   SOLE   1,498 0 0
APPLE INC COM 037833100   14,227,948 85,902 SH   SOLE   85,902 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   437,025 1,414 SH   SOLE   1,414 0 0
BROADCOM INC COM 11135F101   200,474 316 SH   SOLE   316 0 0
CHEVRON CORP NEW COM 166764100   650,128 3,846 SH   SOLE   3,846 0 0
CISCO SYS INC COM 17275R102   4,247,012 81,957 SH   SOLE   81,957 0 0
COSTCO WHSL CORP NEW COM 22160K105   3,010,769 6,049 SH   SOLE   6,049 0 0
DANAHER CORPORATION COM 235851102   266,409 1,070 SH   SOLE   1,070 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   2,457,970 13,433 SH   SOLE   13,433 0 0
DISNEY WALT CO COM 254687106   3,054,218 30,674 SH   SOLE   30,674 0 0
DUPONT DE NEMOURS INC COM 26614N102   2,531,080 36,045 SH   SOLE   36,045 0 0
EXXON MOBIL CORP COM 30231G102   1,866,545 16,228 SH   SOLE   16,228 0 0
FEDEX CORP COM 31428X106   1,624,613 7,173 SH   SOLE   7,173 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100   425,311 30,842 SH   SOLE   30,842 0 0
GILEAD SCIENCES INC COM 375558103   567,039 6,905 SH   SOLE   6,905 0 0
GSK PLC SPONSORED ADR 37733W204   2,276,809 62,293 SH   SOLE   62,293 0 0
HOME DEPOT INC COM 437076102   3,133,065 10,622 SH   SOLE   10,622 0 0
ILLUMINA INC COM 452327109   2,915,276 12,663 SH   SOLE   12,663 0 0
INTUIT COM 461202103   2,401,802 5,461 SH   SOLE   5,461 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   349,628 2,440 SH   SOLE   2,440 0 0
ISHARES TR CORE S&P TTL STK 464287150   304,437 3,377 SH   SOLE   3,377 0 0
ISHARES TR CORE S&P500 ETF 464287200   846,307 2,062 SH   SOLE   2,062 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   938,372 11,406 SH   SOLE   11,406 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,838,296 19,377 SH   SOLE   19,377 0 0
JPMORGAN CHASE & CO COM 46625H100   4,899,111 38,149 SH   SOLE   38,149 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,466,933 28,945 SH   SOLE   28,945 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   17,011,600 338,809 SH   SOLE   338,809 0 0
LOWES COS INC COM 548661107   531,454 2,618 SH   SOLE   2,618 0 0
MERCK & CO INC COM 58933Y105   2,253,978 20,711 SH   SOLE   20,711 0 0
MICROSOFT CORP COM 594918104   11,471,979 39,947 SH   SOLE   39,947 0 0
NEXTERA ENERGY INC COM 65339F101   327,776 4,248 SH   SOLE   4,248 0 0
NORFOLK SOUTHN CORP COM 655844108   594,558 2,900 SH   SOLE   2,900 0 0
NVIDIA CORPORATION COM 67066G104   592,985 2,160 SH   SOLE   2,160 0 0
ORACLE CORP COM 68389X105   1,317,974 14,021 SH   SOLE   14,021 0 0
PAYPAL HLDGS INC COM 70450Y103   2,355,036 31,292 SH   SOLE   31,292 0 0
PROCTER AND GAMBLE CO COM 742718109   4,061,318 27,034 SH   SOLE   27,034 0 0
QUALCOMM INC COM 747525103   3,874,342 31,679 SH   SOLE   31,679 0 0
QUALYS INC COM 74758T303   746,427 5,826 SH   SOLE   5,826 0 0
ROPER TECHNOLOGIES INC COM 776696106   3,260,095 7,460 SH   SOLE   7,460 0 0
SHELL PLC SPON ADS 780259305   1,611,498 27,084 SH   SOLE   27,084 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,724,532 4,220 SH   SOLE   4,220 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   2,618,477 89,490 SH   SOLE   89,490 0 0
SALESFORCE INC COM 79466L302   2,121,872 10,760 SH   SOLE   10,760 0 0
SCHWAB CHARLES CORP COM 808513105   978,150 19,563 SH   SOLE   19,563 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   861,074 20,910 SH   SOLE   20,910 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,791,529 107,990 SH   SOLE   107,990 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   728,828 14,935 SH   SOLE   14,935 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   288,560 3,607 SH   SOLE   3,607 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,234,844 17,069 SH   SOLE   17,069 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   837,941 11,180 SH   SOLE   11,180 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   1,164,209 7,870 SH   SOLE   7,870 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   407,935 4,799 SH   SOLE   4,799 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,053,126 33,003 SH   SOLE   33,003 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   1,001,899 10,111 SH   SOLE   10,111 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,903,888 19,367 SH   SOLE   19,367 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   2,050,015 35,109 SH   SOLE   35,109 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   428,145 11,559 SH   SOLE   11,559 0 0
SNOWFLAKE INC CL A 833445109   628,870 4,046 SH   SOLE   4,046 0 0
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109   2,782,758 22,877 SH   SOLE   22,877 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   4,299,455 7,462 SH   SOLE   7,462 0 0
TILRAY BRANDS INC COM 88688T100   110,937 44,553 SH   SOLE   44,553 0 0
UNION PAC CORP COM 907818108   708,302 3,616 SH   SOLE   3,616 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,029,878 154,401 SH   SOLE   154,401 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   233,389 1,989 SH   SOLE   1,989 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   1,951,633 13,271 SH   SOLE   13,271 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,253,106 104,731 SH   SOLE   104,731 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   6,954,595 90,993 SH   SOLE   90,993 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,724,268 41,457 SH   SOLE   41,457 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   2,245,697 56,638 SH   SOLE   56,638 0 0
VISA INC COM CL A 92826C839   4,101,295 18,015 SH   SOLE   18,015 0 0
WILLIAMS SONOMA INC COM 969904101   1,196,945 10,051 SH   SOLE   10,051 0 0
ZOETIS INC CL A 98978V103   3,593,174 21,507 SH   SOLE   21,507 0 0
ZUORA INC COM CL A 98983V106   242,261 25,938 SH   SOLE   25,938 0 0