CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Cash flows from operating activities
Net loss including noncontrolling interests	$ (114,341)	$ (130,762)
Adjustments to reconcile net income (loss) to net cash used in operating activities:
Equity method income (loss)	(86)	(721)
Depreciation and amortization	13,359	7,984
Share-based compensation	33,519	36,575
Fair value adjustment to warrant liability	(1,571)	2,435
Impairment loss on investments in loans and securities	79,911	78,327
Write-off of capitalized software	2,561	1,630
Other non-cash items	1,435	(94)
Change in operating assets and liabilities:
Fees and other receivables	(12,725)	(7,602)
Deferred tax liabilities, net	0	2
Prepaid expenses and other assets	998	4,587
Right-of-use assets	3,879	4,619
Accounts payable	6,071	2,083
Accrued expenses and other liabilities	7,793	(21,395)
Operating lease liability	(3,205)	(4,455)
Income tax receivable / payable	18,363	1,274
Net cash provided by (used in) operating activities	35,961	(25,513)
Proceeds from the sale/maturity/prepayment of:
Investments in loans and securities	66,822	91,360
Cash and restricted cash acquired from Darwin Homes, Inc.	0	1,608
Payments for the purchase of:
Investments in loans and securities	(408,459)	(273,339)
Property and equipment	(9,525)	(10,496)
Equity method and other investments	(125)	0
Net cash used in investing activities	(351,287)	(190,867)
Cash flows from financing activities
Proceeds from sale of ordinary shares, net of issuance costs	89,956	0
Proceeds from long-term debt	244,725	0
Proceeds from issuance of redeemable convertible preferred shares, net	0	74,250
Proceeds from secured borrowing	207,317	192,420
Proceeds received from noncontrolling interests	2,815	15,293
Proceeds from revolving credit facility	44,000	100,000
Proceeds from exercise of stock options	759	1,430
Proceeds from issuance of ordinary shares from the Equity Financing Purchase Agreement	5,338	0
Distributions made to noncontrolling interests	(5,318)	(28,913)
Payments made to revolving credit facility	(134,000)	(25,000)
Payments made to secured borrowing	(78,809)	(115,471)
Payments made to long-term debt	(6,375)	0
Long-term debt issuance costs	(7,974)	0
Settlement of share-based compensation in satisfaction of tax withholding requirements	0	(650)
Net cash provided by financing activities	362,434	213,359
Effect of exchange rate changes on cash, cash equivalents and restricted cash	(1,723)	(2,687)
Net increase (decrease) in cash, cash equivalents and restricted cash	45,385	(5,708)
Cash, cash equivalents and restricted cash, beginning of period	222,541	337,076
Cash, cash equivalents and restricted cash, end of period	267,926	331,368
Reconciliation of cash, cash equivalents, and restricted cash within the consolidated balance sheet to the amounts shown in the statements of cash flow above:
Cash and cash equivalents	233,593	304,047
Restricted cash - current	17,469	22,540
Restricted cash - non-current	16,864	4,781
Total cash, cash equivalents, and restricted cash	$ 267,926	$ 331,368