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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   9,257,418 284,756 SH   SOLE   0 0 284,756
DBX ETF TR XTRACK MSCI EAFE 233051630   6,003,259 221,196 SH   SOLE   0 0 221,196
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   5,839,557 114,210 SH   SOLE   0 0 114,210
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   13,402,317 270,208 SH   SOLE   0 0 270,208
FIDELITY COVINGTON TRUST SML MID MLTFCT 316092527   15,485,548 395,443 SH   SOLE   0 0 395,443
FLEXSHARES TR CR SCORED LONG 33939L753   4,984,860 117,437 SH   SOLE   0 0 117,437
GLOBAL X FDS US INFR DEV ETF 37954Y673   7,941,297 210,477 SH   SOLE   0 0 210,477
INVESCO EXCH TRADED FD TR II DORSEY WRGT DVLP 46138E875   9,739,950 255,776 SH   SOLE   0 0 255,776
INVESCO EXCH TRADED FD TR II S&P INTL MOMNT 46138E222   7,430,494 168,263 SH   SOLE   0 0 168,263
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   10,940,754 96,174 SH   SOLE   0 0 96,174
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498   8,360,685 133,238 SH   SOLE   0 0 133,238
INVESCO QQQ TR UNIT SER 1 46090E103   13,957,873 29,766 SH   SOLE   0 0 29,766
ISHARES GOLD TR ISHARES NEW 464285204   7,080,506 120,090 SH   SOLE   0 0 120,090
ISHARES TR 10-20 YR TRS ETF 464288653   7,966,651 76,787 SH   SOLE   0 0 76,787
ISHARES TR 7-10 YR TRSY BD 464287440   4,416,394 46,308 SH   SOLE   0 0 46,308
ISHARES TR CMBS ETF 46429B366   5,913,792 123,204 SH   SOLE   0 0 123,204
ISHARES TR CONV BD ETF 46435G102   6,632,614 79,328 SH   SOLE   0 0 79,328
ISHARES TR HIGH YLD SYSTM B 46435G250   4,615,432 98,013 SH   SOLE   0 0 98,013
ISHARES TR INTL DIV GRWTH 46435G524   5,612,072 77,472 SH   SOLE   0 0 77,472
ISHARES TR INVESTMENT GRADE 46435G219   7,065,760 156,982 SH   SOLE   0 0 156,982
ISHARES TR MSCI EAFE SMCP 46435G839   2,278,923 70,774 SH   SOLE   0 0 70,774
ISHARES TR RUS MD CP GR ETF 464287481   19,706,010 167,725 SH   SOLE   0 0 167,725
J P MORGAN EXCHANGE TRADED F SMALL & MID CAP 46641Q118   10,881,616 194,384 SH   SOLE   0 0 194,384
MORGAN STANLEY ETF TRUST EATON VANCE TOTA 61774R841   8,094,674 159,879 SH   SOLE   0 0 159,879
PACER FDS TR PAC ASSET FLTG 69374H428   8,167,101 173,436 SH   SOLE   0 0 173,436
PGIM ETF TR PGIM ULTRA SH BD 69344A107   757,438 15,231 SH   SOLE   0 0 15,231
PRINCIPAL EXCHANGE TRADED FD ACTIVE HIGH YL 74255Y102   4,997,844 262,354 SH   SOLE   0 0 262,354
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   10,663,884 346,230 SH   SOLE   0 0 346,230
SCHWAB STRATEGIC TR FUNDAMENTAL US B 808524789   9,935,695 431,799 SH   SOLE   0 0 431,799
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   10,591,446 448,600 SH   SOLE   0 0 448,600
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   15,386,003 614,457 SH   SOLE   0 0 614,457
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533   7,407,857 207,503 SH   SOLE   0 0 207,503
SPDR SER TR GLB DOW ETF 78464A706   22,440,416 160,518 SH   SOLE   0 0 160,518
SPDR SER TR PORTFOLIO SHORT 78464A474   6,768,798 224,877 SH   SOLE   0 0 224,877
TWO RDS SHARED TR AFFINITY WORLD 90214Q105   735,589 25,439 SH   SOLE   0 0 25,439
USCF ETF TR SUMMERHAVEN K1 90290T809   3,098,353 146,011 SH   SOLE   0 0 146,011
VANECK ETF TRUST IG FLOATING RATE 92189F486   8,521,640 333,528 SH   SOLE   0 0 333,528
VANGUARD BD INDEX FDS INTERMED TERM 921937819   8,441,077 110,240 SH   SOLE   0 0 110,240
VANGUARD INDEX FDS SML CP GRW ETF 922908595   11,101,043 44,092 SH   SOLE   0 0 44,092
VANGUARD INDEX FDS VALUE ETF 922908744   13,763,060 79,675 SH   SOLE   0 0 79,675
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   7,020,649 85,869 SH   SOLE   0 0 85,869
VANGUARD WELLINGTON FD US MOMENTUM 921935508   22,046,194 145,318 SH   SOLE   0 0 145,318
VANGUARD WORLD FD CONSUM STP ETF 92204A207   5,827,833 26,633 SH   SOLE   0 0 26,633
VANGUARD WORLD FD MEGA CAP INDEX 921910873   12,367,753 61,415 SH   SOLE   0 0 61,415
VICTORY PORTFOLIOS II USAA MSCI USA SM 92647N568   9,188,249 116,691 SH   SOLE   0 0 116,691
WISDOMTREE TR WISDOMTREE US VA 97717W547   13,570,869 165,156 SH   SOLE   0 0 165,156