The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108 11,267 578,674 SH   OTR   0 0 578,674
BARCLAYS BANK PLC ETN LKD 48 06746P555 9,822 530,718 SH   OTR   0 0 530,718
CAMBRIA ETF TR CAMBRIA FGN SHR 132061300 1,938 83,322 SH   OTR   0 0 83,322
COLUMBIA ETF TR II EM CORE EX ETF 19762B202 1,724 68,123 SH   OTR   0 0 68,123
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 2,346 48,874 SH   OTR   0 0 48,874
FRANKLIN TEMPLETON ETF TR LIBERTYQ GBL 35473P306 9,682 304,745 SH   OTR   0 0 304,745
FRANKLIN TEMPLETON ETF TR LIBERTY SR LN 35473P595 17,239 744,902 SH   OTR   0 0 744,902
GLOBAL X FDS US INFR DEV ETF 37954Y673 4,797 210,678 SH   OTR   0 0 210,678
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420 2,206 56,208 SH   OTR   0 0 56,208
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 700 9,842 SH   OTR   0 0 9,842
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 18,391 231,040 SH   OTR   0 0 231,040
ISHARES GOLD TR ISHARES NEW 464285204 12,916 376,444 SH   OTR   0 0 376,444
ISHARES INC JP MRG EM CRP BD 464286251 3,652 85,271 SH   OTR   0 0 85,271
ISHARES TR BLACKROCK ULTRA 46434V878 13,185 263,496 SH   OTR   0 0 263,496
ISHARES TR GLOBAL 100 ETF 464287572 5,014 78,264 SH   OTR   0 0 78,264
ISHARES U S ETF TR INFLATION HEDG 46431W580 14,073 542,112 SH   OTR   0 0 542,112
J P MORGAN EXCHANGE TRADED F DIVERSFED RTRN 46641Q886 20,600 255,237 SH   OTR   0 0 255,237
J P MORGAN EXCHANGE TRADED F DIVERSFD EQT ETF 46641Q845 4,510 120,515 SH   OTR   0 0 120,515
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 7,332 259,000 SH   OTR   0 0 259,000
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 7,405 145,486 SH   OTR   0 0 145,486
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 15,671 270,232 SH   OTR   0 0 270,232
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 14,573 562,031 SH   OTR   0 0 562,031
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 27,664 386,213 SH   OTR   0 0 386,213
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 11,303 391,924 SH   OTR   0 0 391,924
SPDR SER TR RUSSELL YIELD 78468R770 13,312 149,372 SH   OTR   0 0 149,372
SPDR SER TR PORTFLI HIGH YLD 78468R606 24,431 1,088,232 SH   OTR   0 0 1,088,232
VANECK ETF TRUST INVESTMENT GRD 92189F486 3,141 127,272 SH   OTR   0 0 127,272
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,905 32,738 SH   OTR   0 0 32,738
VANGUARD INDEX FDS VALUE ETF 922908744 15,276 115,829 SH   OTR   0 0 115,829
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 4,350 24,805 SH   OTR   0 0 24,805
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 6,059 58,703 SH   OTR   0 0 58,703
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 4,988 58,447 SH   OTR   0 0 58,447
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 14,284 350,094 SH   OTR   0 0 350,094
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 7,233 118,000 SH   OTR   0 0 118,000
WISDOMTREE TR GLB US QTLY DIV 97717W844 8,584 270,884 SH   OTR   0 0 270,884