The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR QUALITY DIVRSFED 025072406 2,160 50,493 SH   OTR   0 0 50,493
ENTREPRENEURSHARES SERIES TR NON US SML CP 293828885 2,613 137,914 SH   OTR   0 0 137,914
FLEXSHARES TR INT QLTDVDYNAM 33939L829 2,167 94,009 SH   OTR   0 0 94,009
INVESCO ACTIVELY MANAGED ETF EMGRING MKTS50 46090C305 2,833 60,407 SH   OTR   0 0 60,407
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 3,923 131,923 SH   OTR   0 0 131,923
INVESCO EXCHANGE TRADED FD T DWA HEALTHCARE 46137V852 3,049 22,432 SH   OTR   0 0 22,432
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480 6,130 228,176 SH   OTR   0 0 228,176
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 4,504 17,195 SH   OTR   0 0 17,195
INVESCO QQQ TR UNIT SER 1 46090E103 7,363 26,502 SH   OTR   0 0 26,502
ISHARES TR CORE DIV GRWTH 46434V621 17,759 446,308 SH   OTR   0 0 446,308
ISHARES TR CORE MSCI TOTAL 46432F834 5,625 96,416 SH   OTR   0 0 96,416
ISHARES TR RUS TOP 200 ETF 464289446 4,419 54,418 SH   OTR   0 0 54,418
ISHARES TR U.S. TECH ETF 464287721 1,503 4,992 SH   OTR   0 0 4,992
ISHARES TR CORE TOTAL USD 46434V613 7,055 129,731 SH   OTR   0 0 129,731
ISHARES TR ISHS 1-5YR INVS 464288646 1,407 25,631 SH   OTR   0 0 25,631
ISHARES TR MRGSTR MD CP GRW 464288307 7,722 24,096 SH   OTR   0 0 24,096
ISHARES TR ISHS 5-10YR INVT 464288638 9,744 160,239 SH   OTR   0 0 160,239
ISHARES TR FALN ANGLS USD 46435G474 4,779 174,988 SH   OTR   0 0 174,988
ISHARES TR 0-5YR INVT GR CP 46434V100 3,274 62,824 SH   OTR   0 0 62,824
ISHARES TR CONV BD ETF 46435G102 7,428 91,985 SH   OTR   0 0 91,985
ISHARES TR GLOBAL 100 ETF 464287572 17,884 317,648 SH   OTR   0 0 317,648
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 285 5,604 SH   OTR   0 0 5,604
PACER FDS TR PACER US SMALL 69374H857 1,163 45,908 SH   OTR   0 0 45,908
PIMCO ETF TR INV GRD CRP BD 72201R817 7,862 68,564 SH   OTR   0 0 68,564
PRINCIPAL EXCHANGE-TRADED FD HELTHCARE INDX 74255Y409 3,105 65,159 SH   OTR   0 0 65,159
RENAISSANCE CAP GREENWICH FD INTNTL IPO ETF 759937303 10,041 310,935 SH   OTR   0 0 310,935
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 10,018 307,959 SH   OTR   0 0 307,959
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,311 77,695 SH   OTR   0 0 77,695
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,257 20,398 SH   OTR   0 0 20,398
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 8,957 231,264 SH   OTR   0 0 231,264
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 20,366 176,830 SH   OTR   0 0 176,830
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 14,143 255,748 SH   OTR   0 0 255,748
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 7,626 260,627 SH   OTR   0 0 260,627
SPDR SER TR PRTFLO S&P500 VL 78464A508 6,938 229,741 SH   OTR   0 0 229,741
SPDR SER TR PORTFLI HIGH YLD 78468R606 3,777 149,338 SH   OTR   0 0 149,338
SPDR SER TR PORTFOLIO CRPORT 78464A144 2,658 75,027 SH   OTR   0 0 75,027
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 1,560 61,864 SH   OTR   0 0 61,864
VANGUARD BD INDEX FDS INTERMED TERM 921937819 15,690 167,847 SH   OTR   0 0 167,847
VANGUARD INDEX FDS MID CAP ETF 922908629 12,053 68,380 SH   OTR   0 0 68,380
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,153 5,365 SH   OTR   0 0 5,365
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,442 15,879 SH   OTR   0 0 15,879
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,055 9,536 SH   OTR   0 0 9,536
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 10,083 99,463 SH   OTR   0 0 99,463
VANGUARD INDEX FDS LARGE CAP ETF 922908637 9,404 60,114 SH   OTR   0 0 60,114
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 8,498 47,176 SH   OTR   0 0 47,176
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 7,231 87,280 SH   OTR   0 0 87,280
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 12,386 129,288 SH   OTR   0 0 129,288
VANGUARD STAR FDS VG TL INTL STK F 921909768 5,836 111,863 SH   OTR   0 0 111,863
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 4,051 51,348 SH   OTR   0 0 51,348
VANGUARD WORLD FDS INF TECH ETF 92204A702 5,073 16,288 SH   OTR   0 0 16,288
WISDOMTREE TR EM EX ST-OWNED 97717X578 7,304 216,935 SH   OTR   0 0 216,935