The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DBX ETF TR XTRACK MSCI EAFE 233051630 1,865 101,184 SH   OTR   0 0 101,184
DBX ETF TR XTRACK MSCI ALL 233051820 2,365 102,179 SH   OTR   0 0 102,179
FIDELITY COVINGTON TR MSCI HLTH CARE I 316092600 220 5,118 SH   OTR   0 0 5,118
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 5,178 26,481 SH   OTR   0 0 26,481
INVESCO EXCHANGE-TRADED FD T FTSE RAFI SML 46138E735 1,806 78,224 SH   OTR   0 0 78,224
INVESCO QQQ TR UNIT SER 1 46090E103 4,873 25,592 SH   OTR   0 0 25,592
ISHARES INC MSCI WORLD ETF 464286392 2,545 32,663 SH   OTR   0 0 32,663
ISHARES INC JP MRG EM CRP BD 464286251 4,866 108,248 SH   OTR   0 0 108,248
ISHARES TR CORE DIV GRWTH 46434V621 4,665 143,127 SH   OTR   0 0 143,127
ISHARES TR YLD OPTIM BD 46434V787 939 38,082 SH   OTR   0 0 38,082
ISHARES TR RUS TOP 200 ETF 464289446 2,501 40,638 SH   OTR   0 0 40,638
ISHARES TR U.S. MED DVC ETF 464288810 5,037 22,352 SH   OTR   0 0 22,352
ISHARES TR U.S. TECH ETF 464287721 3,198 15,649 SH   OTR   0 0 15,649
ISHARES TR CORE TOTAL USD 46434V613 18,585 354,002 SH   OTR   0 0 354,002
ISHARES TR INTL SEL DIV ETF 464288448 3,751 165,990 SH   OTR   0 0 165,990
ISHARES TR ULTR SH TRM BD 46434V878 1,434 28,709 SH   OTR   0 0 28,709
ISHARES TR SH TR CRPORT ETF 464288646 352 6,727 SH   OTR   0 0 6,727
ISHARES TR MRGSTR MD CP GRW 464288307 6,384 29,271 SH   OTR   0 0 29,271
ISHARES TR INTRM TR CRP ETF 464288638 14,051 255,839 SH   OTR   0 0 255,839
ISHARES TR MSCI EAFE SMCP 46435G839 7,832 342,552 SH   OTR   0 0 342,552
ISHARES TR RUS MD CP GR ETF 464287481 7,993 65,735 SH   OTR   0 0 65,735
ISHARES TR GLOBAL 100 ETF 464287572 1,925 43,096 SH   OTR   0 0 43,096
ISHARES TR CONV BD ETF 46435G102 4,499 82,768 SH   OTR   0 0 82,768
RENAISSANCE CAP GREENWICH FD INTNTL IPO ETF 759937303 676 31,654 SH   OTR   0 0 31,654
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,251 53,393 SH   OTR   0 0 53,393
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 10,456 131,278 SH   OTR   0 0 131,278
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,147 25,505 SH   OTR   0 0 25,505
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,242 51,887 SH   OTR   0 0 51,887
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5,188 182,284 SH   OTR   0 0 182,284
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,707 41,781 SH   OTR   0 0 41,781
SPDR SER TR BLMBRG BRC CNVRT 78464A359 3,925 82,013 SH   OTR   0 0 82,013
SPDR SER TR PRTFLO S&P500 GW 78464A409 18,006 503,803 SH   OTR   0 0 503,803
SPDR SER TR PRTFLO S&P500 VL 78464A508 13,659 528,594 SH   OTR   0 0 528,594
SPDR SER TR PORTFLI HIGH YLD 78468R606 3,148 139,537 SH   OTR   0 0 139,537
SPDR SER TR PORTFOLIO SHORT 78464A474 5,715 188,941 SH   OTR   0 0 188,941
SPDR SER TR PORTFOLIO CRPORT 78464A144 7,298 223,335 SH   OTR   0 0 223,335
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,157 12,953 SH   OTR   0 0 12,953
VANGUARD INDEX FDS MID CAP ETF 922908629 881 6,695 SH   OTR   0 0 6,695
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,435 47,082 SH   OTR   0 0 47,082
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,388 38,150 SH   OTR   0 0 38,150
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 6,983 85,908 SH   OTR   0 0 85,908
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,711 13,508 SH   OTR   0 0 13,508
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 531 6,094 SH   OTR   0 0 6,094
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,429 132,835 SH   OTR   0 0 132,835
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 335 4,765 SH   OTR   0 0 4,765
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 2,534 38,385 SH   OTR   0 0 38,385
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,972 9,308 SH   OTR   0 0 9,308
WISDOMTREE TR DYNAMIC INT EQ 97717X271 3,715 160,768 SH   OTR   0 0 160,768