The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR INTLSEC DV DOG 00162Q718 9,163 333,556 SH   OTR   0 0 333,556
DBX ETF TR XTRACK MSCI ALL 233051820 642 22,201 SH   OTR   0 0 22,201
GLOBAL X FDS HELTH WELL ETF 37954Y798 6,963 319,802 SH   OTR   0 0 319,802
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 5,569 259,405 SH   OTR   0 0 259,405
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480 2,311 68,253 SH   OTR   0 0 68,253
INVESCO EXCHNG TRADED FD TR S&P INTL QULTY 46138E214 3,891 150,272 SH   OTR   0 0 150,272
INVESCO QQQ TR UNIT SER 1 46090E103 8,651 40,689 SH   OTR   0 0 40,689
ISHARES INC MSCI WORLD ETF 464286392 5,561 56,295 SH   OTR   0 0 56,295
ISHARES TR CORE DIV GRWTH 46434V621 9,114 216,629 SH   OTR   0 0 216,629
ISHARES TR YLD OPTIM BD 46434V787 20,750 808,544 SH   OTR   0 0 808,544
ISHARES TR CORE LT USDB ETF 464289479 3,326 48,846 SH   OTR   0 0 48,846
ISHARES TR RUS TOP 200 ETF 464289446 8,995 119,727 SH   OTR   0 0 119,727
ISHARES TR U.S. MED DVC ETF 464288810 3,852 14,573 SH   OTR   0 0 14,573
ISHARES TR U.S. TECH ETF 464287721 2,314 9,950 SH   OTR   0 0 9,950
ISHARES TR CORE TOTAL USD 46434V613 6,488 124,514 SH   OTR   0 0 124,514
ISHARES TR SH TR CRPORT ETF 464288646 1,457 27,172 SH   OTR   0 0 27,172
ISHARES TR MRGSTR MD CP GRW 464288307 3,759 14,295 SH   OTR   0 0 14,295
ISHARES TR INTRM TR CRP ETF 464288638 8,102 139,745 SH   OTR   0 0 139,745
ISHARES TR MSCI EAFE SMCP 46435G839 3,874 126,004 SH   OTR   0 0 126,004
ISHARES TR EAFE SML CP ETF 464288273 5,012 80,472 SH   OTR   0 0 80,472
ISHARES TR RUS MD CP GR ETF 464287481 13,205 86,548 SH   OTR   0 0 86,548
ISHARES TR CORE INTL AGGR 46435G672 1,860 33,948 SH   OTR   0 0 33,948
ISHARES TR 0-5YR INVT GR CP 46434V100 2,944 57,684 SH   OTR   0 0 57,684
ISHARES TR GLOBAL 100 ETF 464287572 6,983 129,455 SH   OTR   0 0 129,455
PIMCO ETF TR 25YR+ ZERO U S 72201R882 1,149 8,616 SH   OTR   0 0 8,616
PROSHARES TR INVT INT RT HG 74347B607 951 12,301 SH   OTR   0 0 12,301
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,602 109,753 SH   OTR   0 0 109,753
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 8,247 88,767 SH   OTR   0 0 88,767
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 6,854 118,329 SH   OTR   0 0 118,329
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 5,070 161,736 SH   OTR   0 0 161,736
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 4,080 108,535 SH   OTR   0 0 108,535
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 2,577 39,216 SH   OTR   0 0 39,216
SPDR SERIES TRUST RUSSELL YIELD 78468R770 7,699 100,995 SH   OTR   0 0 100,995
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 7,012 200,858 SH   OTR   0 0 200,858
VANECK VECTORS ETF TRUST INVT GRADE FLTG 92189F486 1,265 49,998 SH   OTR   0 0 49,998
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,762 31,144 SH   OTR   0 0 31,144
VANGUARD INDEX FDS MID CAP ETF 922908629 12,384 69,500 SH   OTR   0 0 69,500
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,751 20,071 SH   OTR   0 0 20,071
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 3,462 41,573 SH   OTR   0 0 41,573
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 12,302 134,702 SH   OTR   0 0 134,702
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,457 146,547 SH   OTR   0 0 146,547
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 3,255 39,986 SH   OTR   0 0 39,986
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 5,519 63,305 SH   OTR   0 0 63,305
VANGUARD WORLD FDS INF TECH ETF 92204A702 4,455 18,193 SH   OTR   0 0 18,193
WISDOMTREE TR US MIDCAP DIVID 97717W505 2,926 76,912 SH   OTR   0 0 76,912
WISDOMTREE TR DYNAMIC INT EQ 97717X271 4,418 134,228 SH   OTR   0 0 134,228
WISDOMTREE TR CURRNCY INT EQ 97717X263 1,364 45,010 SH   OTR   0 0 45,010
WISDOMTREE TR YIELD ENHANCD US 97717X511 15,528 297,189 SH   OTR   0 0 297,189