The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BRISTOL-MYERS SQUIBB CO COM 110122108   2,533,419 36,552 SH   SOLE   0 0 36,552
CAMPBELL SOUP CO COM 134429109   4,233,326 76,998 SH   SOLE   0 0 76,998
CATERPILLAR INC COM 149123101   1,231,809 5,383 SH   SOLE   0 0 5,383
CELANESE CORP DEL COM 150870103   1,129,688 10,375 SH   SOLE   0 0 10,375
CLOROX CO DEL COM 189054109   225,492 1,425 SH   SOLE   0 0 1,425
COCA COLA CO COM 191216100   790,634 12,746 SH   SOLE   0 0 12,746
COLGATE PALMOLIVE CO COM 194162103   380,560 5,064 SH   SOLE   0 0 5,064
CUMMINS INC COM 231021106   1,403,057 5,873 SH   SOLE   0 0 5,873
DANAHER CORPORATION COM 235851102   289,846 1,150 SH   SOLE   0 0 1,150
DEERE & CO COM 244199105   1,220,366 2,956 SH   SOLE   0 0 2,956
DELTA AIR LINES INC DEL COM NEW 247361702   208,088 5,959 SH   SOLE   0 0 5,959
DISNEY WALT CO COM 254687106   619,404 6,186 SH   SOLE   0 0 6,186
DOLLAR TREE INC COM 256746108   822,111 5,727 SH   SOLE   0 0 5,727
DOW INC COM 260557103   1,629,768 29,729 SH   SOLE   0 0 29,729
EBAY INC. COM 278642103   1,255,215 28,290 SH   SOLE   0 0 28,290
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204   969,060 14,799 SH   SOLE   0 0 14,799
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   1,565,926 34,683 SH   SOLE   0 0 34,683
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   5,601,275 91,122 SH   SOLE   0 0 91,122
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709   1,879,456 35,535 SH   SOLE   0 0 35,535
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   6,364,711 55,855 SH   SOLE   0 0 55,855
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   840,193 19,174 SH   SOLE   0 0 19,174
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873   1,070,429 29,247 SH   SOLE   0 0 29,247
FIDELITY COVINGTON TRUST MSCI MATLS INDEX 316092881   844,532 18,524 SH   SOLE   0 0 18,524
GENERAL MLS INC COM 370334104   251,851 2,947 SH   SOLE   0 0 2,947
GILEAD SCIENCES INC COM 375558103   3,464,690 41,758 SH   SOLE   0 0 41,758
HERSHEY CO COM 427866108   271,964 1,069 SH   SOLE   0 0 1,069
HOME DEPOT INC COM 437076102   1,210,287 4,101 SH   SOLE   0 0 4,101
ILLINOIS TOOL WKS INC COM 452308109   1,702,241 6,992 SH   SOLE   0 0 6,992
INTEL CORP COM 458140100   1,982,005 60,667 SH   SOLE   0 0 60,667
INTERNATIONAL BUSINESS MACHS COM 459200101   1,878,035 14,326 SH   SOLE   0 0 14,326
ISHARES GOLD TR ISHARES NEW 464285204   771,317 20,640 SH   SOLE   0 0 20,640
ISHARES TR CORE US AGGBD ET 464287226   1,026,691 10,304 SH   SOLE   0 0 10,304
ISHARES TR MSCI EMG MKT ETF 464287234   381,776 9,675 SH   SOLE   0 0 9,675
ISHARES TR IBOXX INV CP ETF 464287242   3,054,392 27,866 SH   SOLE   0 0 27,866
ISHARES TR MSCI EAFE ETF 464287465   965,162 13,495 SH   SOLE   0 0 13,495
ISHARES TR RUSSELL 2000 ETF 464287655   1,032,044 5,785 SH   SOLE   0 0 5,785
ISHARES TR NATIONAL MUN ETF 464288414   593,863 5,512 SH   SOLE   0 0 5,512
ISHARES TR MBS ETF 464288588   2,420,825 25,555 SH   SOLE   0 0 25,555
ISHARES TR 10-20 YR TRS ETF 464288653   708,430 6,185 SH   SOLE   0 0 6,185
JOHNSON & JOHNSON COM 478160104   4,432,619 28,598 SH   SOLE   0 0 28,598
KLA CORP COM NEW 482480100   1,188,760 2,978 SH   SOLE   0 0 2,978
KELLOGG CO COM 487836108   340,023 5,078 SH   SOLE   0 0 5,078
KIMBERLY-CLARK CORP COM 494368103   547,484 4,079 SH   SOLE   0 0 4,079
LILLY ELI & CO COM 532457108   3,411,502 9,934 SH   SOLE   0 0 9,934
LOCKHEED MARTIN CORP COM 539830109   477,457 1,010 SH   SOLE   0 0 1,010
MICROSOFT CORP COM 594918104   3,945,621 13,686 SH   SOLE   0 0 13,686
MICRON TECHNOLOGY INC COM 595112103   1,127,015 18,678 SH   SOLE   0 0 18,678
MOTOROLA SOLUTIONS INC COM NEW 620076307   1,848,360 6,460 SH   SOLE   0 0 6,460
NRG ENERGY INC COM NEW 629377508   1,367,616 39,884 SH   SOLE   0 0 39,884
GEN DIGITAL INC COM 668771108   2,361,456 137,614 SH   SOLE   0 0 137,614
PACCAR INC COM 693718108   1,651,884 22,567 SH   SOLE   0 0 22,567
PACKAGING CORP AMER COM 695156109   265,721 1,914 SH   SOLE   0 0 1,914
PEPSICO INC COM 713448108   993,353 5,449 SH   SOLE   0 0 5,449
PFIZER INC COM 717081103   3,422,929 83,895 SH   SOLE   0 0 83,895
PHILIP MORRIS INTL INC COM 718172109   2,406,058 24,741 SH   SOLE   0 0 24,741
PROCTER AND GAMBLE CO COM 742718109   1,071,015 7,203 SH   SOLE   0 0 7,203
PROGRESSIVE CORP COM 743315103   295,848 2,068 SH   SOLE   0 0 2,068
QUALCOMM INC COM 747525103   2,196,374 17,216 SH   SOLE   0 0 17,216
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,343,384 48,030 SH   SOLE   0 0 48,030
SMUCKER J M CO COM NEW 832696405   407,431 2,589 SH   SOLE   0 0 2,589
TEXAS INSTRS INC COM 882508104   2,645,784 14,224 SH   SOLE   0 0 14,224
THERMO FISHER SCIENTIFIC INC COM 883556102   288,761 501 SH   SOLE   0 0 501
TYSON FOODS INC CL A 902494103   251,635 4,242 SH   SOLE   0 0 4,242
VANECK MERK GOLD TR GOLD TRUST 921078101   7,043,660 368,778 SH   SOLE   0 0 368,778
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   8,651,666 180,922 SH   SOLE   0 0 180,922
VANGUARD INDEX FDS TOTAL STK MKT 922908769   235,327 1,153 SH   SOLE   0 0 1,153
WALMART INC COM 931142103   1,241,382 8,419 SH   SOLE   0 0 8,419
WARNER BROS DISCOVERY INC COM SER A 934423104   440,210 29,153 SH   SOLE   0 0 29,153
WEST PHARMACEUTICAL SVSC INC COM 955306105   563,360 1,626 SH   SOLE   0 0 1,626
WEYERHAEUSER CO MTN BE COM NEW 962166104   1,089,613 36,164 SH   SOLE   0 0 36,164
RAYTHEON TECHNOLOGIES CORP COM 75513E101   269,503 2,752 SH   SOLE   0 0 2,752
INVESCO QQQ TR UNIT SER 1 46090E103   747,125 2,328 SH   SOLE   0 0 2,328
TARGET CORP COM 87612E106   389,230 2,350 SH   SOLE   0 0 2,350
TRAVELERS COMPANIES INC COM 89417E109   441,895 2,578 SH   SOLE   0 0 2,578
ABBOTT LABS COM 002824100   515,717 5,093 SH   SOLE   0 0 5,093
ABBVIE INC COM 00287Y109   3,247,898 20,380 SH   SOLE   0 0 20,380
ALPHABET INC CAP STK CL A 02079K305   1,993,319 19,216 SH   SOLE   0 0 19,216
ALTRIA GROUP INC COM 02209S103   202,039 4,528 SH   SOLE   0 0 4,528
AMAZON COM INC COM 023135106   589,579 5,708 SH   SOLE   0 0 5,708
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505   454,358 9,024 SH   SOLE   0 0 9,024
AMERICAN EXPRESS CO COM 025816109   718,852 4,358 SH   SOLE   0 0 4,358
AMGEN INC COM 031162100   2,795,418 11,563 SH   SOLE   0 0 11,563
ELEVANCE HEALTH INC COM 036752103   406,472 884 SH   SOLE   0 0 884
APPLE INC COM 037833100   5,307,892 32,189 SH   SOLE   0 0 32,189
ARCHER DANIELS MIDLAND CO COM 039483102   231,014 2,900 SH   SOLE   0 0 2,900
ARISTA NETWORKS INC COM 040413106   2,738,619 16,315 SH   SOLE   0 0 16,315
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   243,311 788 SH   SOLE   0 0 788
BIOGEN INC COM 09062X103   684,232 2,461 SH   SOLE   0 0 2,461
BOEING CO COM 097023105   496,024 2,335 SH   SOLE   0 0 2,335
BROADCOM INC COM 11135F101   1,422,115 2,217 SH   SOLE   0 0 2,217
CME GROUP INC COM 12572Q105   507,720 2,651 SH   SOLE   0 0 2,651
CISCO SYS INC COM 17275R102   3,180,123 60,834 SH   SOLE   0 0 60,834
COMCAST CORP NEW CL A 20030N101   203,122 5,358 SH   SOLE   0 0 5,358
CORTEVA INC COM 22052L104   2,259,755 37,469 SH   SOLE   0 0 37,469
COSTCO WHSL CORP NEW COM 22160K105   511,776 1,030 SH   SOLE   0 0 1,030
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   279,682 6,285 SH   SOLE   0 0 6,285
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,184,565 46,490 SH   SOLE   0 0 46,490
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   202,779 8,066 SH   SOLE   0 0 8,066
EXXON MOBIL CORP COM 30231G102   783,630 7,146 SH   SOLE   0 0 7,146
META PLATFORMS INC CL A 30303M102   3,681,436 17,370 SH   SOLE   0 0 17,370
HP INC COM 40434L105   1,222,486 41,652 SH   SOLE   0 0 41,652
HEWLETT PACKARD ENTERPRISE C COM 42824C109   1,108,864 69,609 SH   SOLE   0 0 69,609
INTERCONTINENTAL EXCHANGE IN COM 45866F104   214,316 2,055 SH   SOLE   0 0 2,055
ISHARES TR US TREAS BD ETF 46429B267   3,631,779 155,337 SH   SOLE   0 0 155,337
JPMORGAN CHASE & CO COM 46625H100   256,450 1,968 SH   SOLE   0 0 1,968
JUNIPER NETWORKS INC COM 48203R104   1,537,536 44,670 SH   SOLE   0 0 44,670
MERCK & CO INC COM 58933Y105   3,611,745 33,948 SH   SOLE   0 0 33,948
NETAPP INC COM 64110D104   1,116,462 17,486 SH   SOLE   0 0 17,486
NVIDIA CORPORATION COM 67066G104   464,431 1,672 SH   SOLE   0 0 1,672
ORACLE CORP COM 68389X105   3,343,406 35,982 SH   SOLE   0 0 35,982
ORGANON & CO COMMON STOCK 68622V106   576,946 24,530 SH   SOLE   0 0 24,530
OTIS WORLDWIDE CORP COM 68902V107   4,022,089 47,655 SH   SOLE   0 0 47,655
QUEST DIAGNOSTICS INC COM 74834L100   231,603 1,637 SH   SOLE   0 0 1,637
REGENERON PHARMACEUTICALS COM 75886F107   2,880,561 3,506 SH   SOLE   0 0 3,506
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,864,502 6,997 SH   SOLE   0 0 6,997
SPDR S&P 500 ETF TR TR UNIT 78462F953   723,206 107,700 SH Put SOLE   0 0 107,700
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   876,683 27,294 SH   SOLE   0 0 27,294
SPDR SER TR PORTFOLIO SHORT 78464A474   1,285,735 43,393 SH   SOLE   0 0 43,393
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,177,012 28,905 SH   SOLE   0 0 28,905
SPDR SER TR PORTFOLIO AGRGTE 78464A649   3,335,498 129,333 SH   SOLE   0 0 129,333
SPDR SER TR PORTFOLIO LN TSR 78464A664   1,605,853 52,003 SH   SOLE   0 0 52,003
SPDR SER TR PORTFLI INTRMDIT 78464A672   2,791,958 96,474 SH   SOLE   0 0 96,474
SPDR SER TR PORTFOLI S&P1500 78464A805   247,813 4,914 SH   SOLE   0 0 4,914
SPDR SER TR PORTFOLIO S&P400 78464A847   689,243 15,686 SH   SOLE   0 0 15,686
SPDR SER TR PORTFOLIO S&P500 78464A854   749,744 15,571 SH   SOLE   0 0 15,571
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   415,778 907 SH   SOLE   0 0 907
SPDR SER TR PORTFOLIO SH TSR 78468R101   1,027,551 35,154 SH   SOLE   0 0 35,154
SPDR SER TR PORTFOLIO S&P600 78468R853   377,247 9,988 SH   SOLE   0 0 9,988
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408   218,818 5,450 SH   SOLE   0 0 5,450
SELECT SECTOR SPDR TR ENERGY 81369Y506   286,509 3,459 SH   SOLE   0 0 3,459
SKYWORKS SOLUTIONS INC COM 83088M102   1,350,829 11,450 SH   SOLE   0 0 11,450
TESLA INC COM 88160R101   1,249,325 6,022 SH   SOLE   0 0 6,022
UNITEDHEALTH GROUP INC COM 91324P102   502,363 1,063 SH   SOLE   0 0 1,063
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,551,765 52,162 SH   SOLE   0 0 52,162
VERIZON COMMUNICATIONS INC COM 92343V104   668,714 17,195 SH   SOLE   0 0 17,195
VISA INC COM CL A 92826C839   221,627 983 SH   SOLE   0 0 983
XCEL ENERGY INC COM 98389B100   304,154 4,510 SH   SOLE   0 0 4,510
AMCOR PLC ORD G0250X107   1,559,462 137,035 SH   SOLE   0 0 137,035
EATON CORP PLC SHS G29183103   1,298,103 7,576 SH   SOLE   0 0 7,576
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   1,312,889 19,856 SH   SOLE   0 0 19,856
GARMIN LTD SHS H2906T109   1,424,900 14,119 SH   SOLE   0 0 14,119
TE CONNECTIVITY LTD SHS H84989104   1,203,199 9,174 SH   SOLE   0 0 9,174
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   1,158,597 12,340 SH   SOLE   0 0 12,340