The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 284 1,078 SH   SOLE 0 0 0 1,078
ISHARES TR CORE S&P SCP ETF 464287804 978 8,960 SH   SOLE 0 0 0 8,960
ISHARES TR RUS 1000 ETF 464287622 1,948 8,061 SH   SOLE 0 0 0 8,061
ISHARES TR RUS 1000 GRW ETF 464287614 352 1,286 SH   SOLE 0 0 0 1,286
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,132 2,354 SH   SOLE 0 0 0 2,354
SPDR S&P 500 ETF TR TR UNIT 78462F103 369 860 SH   SOLE 0 0 0 860
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,233 3,878 SH   SOLE 0 0 0 3,878
AUTODESK INC COM 052769106 272 954 SH   SOLE 0 0 0 954
AMAZON COM INC COM 023135106 742 226 SH   SOLE 0 0 0 226
AMGEN INC COM 031162100 253 1,190 SH   SOLE 0 0 0 1,190
ABBOTT LABS COM 002824100 365 3,093 SH   SOLE 0 0 0 3,093
ISHARES TR RUS 2000 GRW ETF 464287648 389 1,325 SH   SOLE 0 0 0 1,325
QUALCOMM INC COM 747525103 250 1,940 SH   SOLE 0 0 0 1,940
US BANCORP DEL COM NEW 902973304 301 5,072 SH   SOLE 0 0 0 5,072
JOHNSON & JOHNSON COM 478160104 233 1,442 SH   SOLE 0 0 0 1,442
PFIZER INC COM 717081103 272 6,331 SH   SOLE 0 0 0 6,331
ISHARES TR MSCI EAFE ETF 464287465 508 6,516 SH   SOLE 0 0 0 6,516
CHEVRON CORP NEW COM 166764100 223 2,195 SH   SOLE 0 0 0 2,195
MICROSOFT CORP COM 594918104 988 3,506 SH   SOLE 0 0 0 3,506
AT&T INC COM 00206R102 212 7,843 SH   SOLE 0 0 0 7,843
TRUIST FINL CORP COM 89832Q109 228 3,887 SH   SOLE 0 0 0 3,887
CISCO SYS INC COM 17275R102 235 4,324 SH   SOLE 0 0 0 4,324
INTERNATIONAL BUSINESS MACHS COM 459200101 254 1,827 SH   SOLE 0 0 0 1,827
COCA COLA CO COM 191216100 327 6,227 SH   SOLE 0 0 0 6,227
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,632 19,910 SH   SOLE 0 0 0 19,909
SPDR SER TR S&P 600 SMCP GRW 78464A201 3,056 35,077 SH   SOLE 0 0 0 35,188
ISHARES TR U.S. TECH ETF 464287721 227 2,238 SH   SOLE 0 0 0 2,238
DIAGEO PLC SPON ADR NEW 25243Q205 211 1,093 SH   SOLE 0 0 0 1,093
PROCTER AND GAMBLE CO COM 742718109 364 2,604 SH   SOLE 0 0 0 2,604
MCDONALDS CORP COM 580135101 210 873 SH   SOLE 0 0 0 873
JPMORGAN CHASE & CO COM 46625H100 222 1,358 SH   SOLE 0 0 0 1,358
UNITEDHEALTH GROUP INC COM 91324P102 216 554 SH   SOLE 0 0 0 554
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 274 858 SH   SOLE 0 0 0 858
RAYTHEON TECHNOLOGIES CORP COM 75513E101 291 3,384 SH   SOLE 0 0 0 3,384
VANGUARD INDEX FDS TOTAL STK MKT 922908769 444 2,002 SH   SOLE 0 0 0 2,002
ISHARES TR S&P 100 ETF 464287101 256 1,298 SH   SOLE 0 0 0 1,298
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 420 8,403 SH   SOLE 0 0 0 8,403
NETFLIX INC COM 64110L106 226 371 SH   SOLE 0 0 0 371
ISHARES TR CORE US AGGBD ET 464287226 4,258 37,080 SH   SOLE 0 0 0 37,080
ISHARES TR MORNINGSTAR GRWT 464287119 823 12,555 SH   SOLE 0 0 0 12,555
NOVO-NORDISK A S ADR 670100205 210 2,186 SH   SOLE 0 0 0 2,186
ALPHABET INC CAP STK CL A 02079K305 254 95 SH   SOLE 0 0 0 95
VANGUARD INDEX FDS VALUE ETF 922908744 1,454 10,743 SH   SOLE 0 0 0 10,743
VANGUARD INDEX FDS MID CAP ETF 922908629 525 2,219 SH   SOLE 0 0 0 2,219
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,170 12,821 SH   SOLE 0 0 0 12,821
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,151 11,311 SH   SOLE 0 0 0 11,311
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 254 5,735 SH   SOLE 0 0 0 5,735
ASML HOLDING N V N Y REGISTRY SHS N07059210 346 464 SH   SOLE 0 0 0 464
SALESFORCE COM INC COM 79466L302 400 1,474 SH   SOLE 0 0 0 1,474
MASTERCARD INCORPORATED CL A 57636Q104 297 853 SH   SOLE 0 0 0 853
ICON PLC SHS G4705A100 248 945 SH   SOLE 0 0 0 945
WISDOMTREE TR US TOTAL DIVIDND 97717W109 235 2,002 SH   SOLE 0 0 0 2,002
GARTNER INC COM 366651107 215 706 SH   SOLE 0 0 0 706
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 686 11,250 SH   SOLE 0 0 0 11,250
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 421 5,142 SH   SOLE 0 0 0 5,142
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,283 25,522 SH   SOLE 0 0 0 25,522
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,733 40,754 SH   SOLE 0 0 0 40,484
TE CONNECTIVITY LTD REG SHS H84989104 200 1,461 SH   SOLE 0 0 0 1,461
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,015 29,177 SH   SOLE 0 0 0 29,177
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 493 9,775 SH   SOLE 0 0 0 10,149
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,370 17,732 SH   SOLE 0 0 0 18,527
VISA INC COM CL A 92826C839 317 1,425 SH   SOLE 0 0 0 1,425
PHILIP MORRIS INTL INC COM 718172109 286 3,014 SH   SOLE 0 0 0 3,014
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,442 39,837 SH   SOLE 0 0 0 39,837
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,382 164,912 SH   SOLE 0 0 0 164,912
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 721 8,745 SH   SOLE 0 0 0 8,745
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 272 2,717 SH   SOLE 0 0 0 2,717
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,054 7,116 SH   SOLE 0 0 0 8,017
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 923 13,685 SH   SOLE 0 0 0 13,685
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 860 28,223 SH   SOLE 0 0 0 28,223
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 10,226 145,102 SH   SOLE 0 0 0 144,269
SCHWAB STRATEGIC TR US REIT ETF 808524847 389 8,516 SH   SOLE 0 0 0 8,516
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,481 32,364 SH   SOLE 0 0 0 32,307
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,852 70,988 SH   SOLE 0 0 0 70,988
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,758 77,553 SH   SOLE 0 0 0 76,545
ISHARES TR MSCI EAFE MIN VL 46429B689 981 13,022 SH   SOLE 0 0 0 13,022
SPDR SER TR BLOMBERG BRC INV 78468R200 272 8,882 SH   SOLE 0 0 0 8,882
FACEBOOK INC CL A 30303M102 748 2,205 SH   SOLE 0 0 0 2,205
SERVICENOW INC COM 81762P102 286 460 SH   SOLE 0 0 0 460
ZOETIS INC CL A 98978V103 278 1,430 SH   SOLE 0 0 0 1,430
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 11,114 195,111 SH   SOLE 0 0 0 195,111
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 700 33,195 SH   SOLE 0 0 0 33,195
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,021 47,399 SH   SOLE 0 0 0 47,399
ISHARES TR 0-5YR HI YL CP 46434V407 5,945 130,090 SH   SOLE 0 0 0 130,038
ISHARES TR BLACKROCK ULTRA 46434V878 206 4,077 SH   SOLE 0 0 0 4,077
ALPHABET INC CAP STK CL C 02079K107 592 222 SH   SOLE 0 0 0 222
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 875 40,384 SH   SOLE 0 0 0 40,384
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 621 28,078 SH   SOLE 0 0 0 28,078
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 1,134 37,311 SH   SOLE 0 0 0 37,311
ISHARES TR IBONDS DEC21 ETF 46434VBK5 488 19,735 SH   SOLE 0 0 0 19,735
ISHARES TR IBONDS DEC23 ETF 46434VAX8 321 12,351 SH   SOLE 0 0 0 12,351
ISHARES TR IBONDS DEC22 ETF 46434VBA7 328 12,955 SH   SOLE 0 0 0 12,955
PAYPAL HLDGS INC COM 70450Y103 358 1,375 SH   SOLE 0 0 0 1,375
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,451 26,497 SH   SOLE 0 0 0 26,497
ISHARES TR CORE INTL AGGR 46435G672 435 7,907 SH   SOLE 0 0 0 7,907
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 405 9,319 SH   SOLE 0 0 0 9,319
VANGUARD WORLD FD ESG US STK ETF 921910733 370 4,626 SH   SOLE 0 0 0 4,626
LINDE PLC SHS G5494J103 219 748 SH   SOLE 0 0 0 748
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 439 8,601 SH   SOLE 0 0 0 8,601
ISHARES TR ESG AWR US AGRGT 46435U549 540 9,794 SH   SOLE 0 0 0 9,794
ISHARES TR GBL GREEN ETF 46435U440 793 14,460 SH   SOLE 0 0 0 14,460
ALCON AG ORD SHS H01301128 276 3,435 SH   SOLE 0 0 0 3,435
CLOUDFLARE INC CL A COM 18915M107 1,691 15,012 SH   SOLE 0 0 0 15,012
BROADMARK RLTY CAP INC COM 11135B100 148 14,973 SH   SOLE 0 0 0 14,973
NUSHARES ETF TR ESG HI TLD CRP 67092P854 358 14,489 SH   SOLE 0 0 0 14,489
AIRBNB INC COM CL A 009066101 225 1,339 SH   SOLE 0 0 0 1,339