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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Illustrates the Impact of ASC 326 (Details) - USD ($)
Dec. 31, 2024
Jun. 30, 2024
Jul. 01, 2023
Jun. 30, 2023
Allowance for credit losses on securities held to maturity $ 119,000 $ 149,000    
Allowance for credit losses on loans 1,407,000 1,553,000    
Retained earnings 50,058,000 $ 50,226,000 $ 223,000  
Pre-ASC Adoption [Member]        
Allowance for credit losses on securities held to maturity       $ 0
Allowance for credit losses on loans       (1,747,000)
Deferred tax asset on allowance for credit losses       466,000
Allowance for credit losses on off-balance sheet exposures       0
Retained earnings       $ 50,416,000
As Reported Under ASC 326 [Member]        
Allowance for credit losses on securities held to maturity     (276,000)  
Allowance for credit losses on loans     (1,759,000)  
Deferred tax asset on allowance for credit losses     378,000  
Allowance for credit losses on off-balance sheet exposures     23,000  
Retained earnings     $ 50,193,000  
Impact of ASC 326 Adoption [Member]        
Allowance for credit losses on securities held to maturity (276,000)      
Allowance for credit losses on loans (12,000)      
Deferred tax asset on allowance for credit losses (88,000)      
Allowance for credit losses on off-balance sheet exposures 23,000      
Retained earnings $ (223,000)