COMMITMENTS AND CONTINGENCIES (Tables)

6 Months Ended

Dec. 31, 2024

Commitments and Contingencies Disclosure [Abstract]

Loan Commitments

At December 31, 2024 and June 30, 2024, the following financial instruments were outstanding:

(In thousands)	December 31, 2024		June 30, 2024
Commitments to grant loans	$	3,072	$	775
Unadvanced funds on equity lines of credit		3,839		4,107
Unadvanced funds on commercial and other lines of credit		2,001		1,998

Schedule of Future Minimum Rental Payments for Operating Leases

Pursuant to the terms of these lease agreements in effect at December 31, 2024 pertaining to premises, future minimum rent commitments for the fiscal years ending 2025 through 2029 and thereafter are as follows:

	Years ending
(In thousands)	June 30,
2025	$	59
2026		117
2027		119
2028		134
2029		134
Thereafter		386
Total minimum lease payments	$	949
Less: Imputed interest		(116	)
Total lease liability	$	833