MINIMUM REGULATORY CAPITAL REQUIREMENTS (Tables)

6 Months Ended

Dec. 31, 2024

Regulatory Capital Requirements Under Banking Regulations Abstract [Abstract]

Summary of Bank's Actual Capital Amounts and Ratios

The Bank’s actual capital amounts and ratios as of December 31, 2024 and June 30, 2024 are also presented in the table below.

	Actual					Minimum Capital Requirement					Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions
(Dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
December 31, 2024
Total capital (to risk weighted assets)	$	65,501		34.4	%	$	15,249		8.0	%	$	19,062		10.0	%
Common equity Tier 1 capital (to risk weighted assets)		63,918		33.5			8,578		4.5			12,390		6.5
Tier 1 capital (to risk weighted assets)		63,918		33.5			11,437		6.0			15,249		8.0
Tier 1 capital (to adjusted total assets)		63,918		17.7			14,460		4.0			18,075		5.0
June 30, 2024
Total capital (to risk weighted assets)	$	65,532		33.8	%	$	15,501		8.0	%	$	19,377		10.0	%
Common equity Tier 1 capital (to risk weighted assets)		63,799		32.9			8,719		4.5			12,595		6.5
Tier 1 capital (to risk weighted assets)		63,799		32.9			11,626		6.0			15,501		8.0
Tier 1 capital (to adjusted total assets)		63,799		17.8			14,317		4.0			17,896		5.0