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DEPOSITS (Tables)
6 Months Ended
Dec. 31, 2024
Statistical Disclosure for Banks [Abstract]  
Summary of Deposit Balance

A summary of deposit balances, by type, is as follows:

(In thousands)

 

December 31, 2024

 

 

June 30, 2024

 

NOW and demand

 

$

57,117

 

 

$

62,386

 

Regular and other

 

 

52,103

 

 

 

54,192

 

Money market deposits

 

 

22,047

 

 

 

21,956

 

Total non-certificate accounts

 

 

131,267

 

 

 

138,534

 

Term certificates of $250,000 or more

 

 

26,220

 

 

 

26,113

 

Term certificates less than $250,000

 

 

112,871

 

 

 

106,194

 

Total certificate accounts

 

 

139,091

 

 

 

132,307

 

Total deposits

 

$

270,358

 

 

$

270,841

 

Summary of Accounts By Maturity

A summary of certificate accounts by maturity is as follows:

 

 

December 31, 2024

 

 

June 30, 2024

 

(Dollars in thousands)

 

Amount

 

 

Weighted Average Rate

 

 

Amount

 

 

Weighted Average Rate

 

Due within 3 months

 

$

53,073

 

 

 

4.31

%

 

$

47,453

 

 

 

4.84

%

Over 3 months to 1 year

 

 

80,312

 

 

 

4.16

 

 

 

74,112

 

 

 

4.17

 

Over 1 year to 2 years

 

 

3,157

 

 

 

0.52

 

 

 

8,200

 

 

 

2.43

 

Over 2 years to 3 years

 

 

2,067

 

 

 

2.62

 

 

 

2,231

 

 

 

2.44

 

Over 3 years to 5 years

 

 

482

 

 

 

0.64

 

 

 

311

 

 

 

0.65

 

 

 

$

139,091

 

 

 

4.10

%

 

$

132,307

 

 

 

4.27

%