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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND NATURE OF BUSINESS (Tables)
 6 Months Ended
Dec. 31, 2024
Organization, Consolidation and Presentation of Financial Statements [Abstract]  
Schedule Of Earnings (Loss) Per Share

The following table presents the factors used in the earnings per share calculation:

 

 

For the Three Months Ended

 

 

For the Six Months Ended

 

(Dollars In thousands)

 

December 31, 2024

 

 

December 31, 2023

 

 

December 31, 2024

 

 

December 31, 2023

 

Net loss

 

$

(162

)

 

$

(210

)

 

$

(168

)

 

$

(87

)

 

 

 

 

 

 

 

 

 

 

 

 

 

Weighted average number of common shares outstanding

 

 

6,587,027

 

 

 

6,632,642

 

 

 

6,599,822

 

 

 

6,632,642

 

Less: Average unallocated ESOP shares

 

 

(226,648

)

 

 

(236,874

)

 

 

(227,931

)

 

 

(238,157

)

Less: Average non-vested restricted shares

 

 

(88,800

)

 

 

(111,000

)

 

 

(88,800

)

 

 

(111,000

)

Weighted average number of common shares outstanding used to calculate basic earnings per common share

 

 

6,271,579

 

 

 

6,284,768

 

 

 

6,283,091

 

 

 

6,283,485

 

Dilutive effect of share-based compensation

 

 

-

 

 

 

-

 

 

 

-

 

 

 

-

 

Weighted average number of common shares outstanding used to calculate diluted earnings per common share

 

 

6,271,579

 

 

 

6,284,768

 

 

 

6,283,091

 

 

 

6,283,485

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loss per common share

 

 

 

 

 

 

 

 

 

 

 

 

Basic

 

$

(0.03

)

 

$

(0.03

)

 

$

(0.03

)

 

$

(0.01

)

Diluted

 

$

(0.03

)

 

$

(0.03

)

 

$

(0.03

)

 

$

(0.01

)