Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Cash flows from operating activities
Net income	$ 1,446,000	$ 442,000
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Provision for loan losses	0	26,000
Gain on sale and call odf securities	0	(56,000)
Amortization of securities, net	437,000	581,000
Contribution of stock to the Colonial Federal Savings Bank Charitable Foundation	0	1,303,000
Net change in deferred loan costs and fees	2,000	(18,000)
Increase in cash surrender value of bank-owned life insurance	(258,000)	(259,000)
Deferred income tax expense (benefit)	2,000	(407,000)
Depreciation and amortization, net	235,000	255,000
ESOP expense	87,000	51,000
Stock-based compensation	109,000	0
Net change in:
Net increase in accrued interest receivable	(98,000)	(119,000)
Other, net	91,000	85,000
Net cash provided by operating activities	2,053,000	1,884,000
Cash flows from investing activities:
Maturities of certificates of deposit	0	980,000
Activity in securities available for sale:
Maturities, prepayments and calls	48,000	89,000
Sales	0	2,031,000
Activity in securities held to maturity:
Maturities, prepayments and calls	13,668,000	22,246,000
Purchases	(16,768,000)	(62,944,000)
Loan originations and payments, net	(3,320,000)	1,814,000
Additions to premises and equipment	(314,000)	(130,000)
Purchase of bank-owned life insurance	0	(635,000)
Purchase of Federal Home Loan Bank stock	(190,000)	0
Redemption of Federal Home Loan Bank Stock		262,000
Net cash used in investing activities	(6,876,000)	(36,287,000)
Cash flows from financing activities:
Net (decrease) increase in deposits	(23,699,000)	2,401,000
Net increase (decrease) in short-term borrowings	3,675,000	(918,000)
Proceeds from sale of common stock, net	0	26,482,000
Common stock purchased by ESOP	0	(2,556,000)
Net increase (decrease) in mortgagors' escrow accounts	41,000	(17,000)
Net cash (used in) provided by financing activities	(19,983,000)	25,392,000
Net change in cash and cash equivalents	(24,806,000)	(9,011,000)
Cash and cash equivalents at beginning of year	31,667,000	40,678,000
Cash and cash equivalents at end of year	6,861,000	31,667,000
Supplemental information:
Interest paid on deposits and short term borrowings	1,926,000	1,020,000
Income taxes paid	540,000	381,000
Adoption of ASU 2016-02, detailed in Notes 1 and 10	$ 1,044,000	$ 0