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Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Interest and dividend income:    
Interest and fees on loans $ 6,695 $ 6,502
Interest and dividends on securities:    
Taxable 3,228 2,153
Tax exempt 414 466
Interest on short-term investments and certificates of deposit 341 103
Total interest and dividend income 10,678 9,224
Interest expense:    
Deposits 1,872 1,012
Short-term borrowings 54 8
Total interest expense 1,926 1,020
Net interest income 8,752 8,204
Provision for loan losses 0 26
Net interest income, after provision for loan losses 8,752 8,178
Non-interest income:    
Customer service fees 146 127
Income on bank-owned life insurance 258 259
Gain on sale and call of securities 0 56
Other income 260 253
Total non-interest income 664 695
Non-interest expense:    
Salaries and employee benefits 4,517 4,097
Occupancy and equipment 1,028 883
Advertising 185 139
Data processing 344 350
Deposit insurance 106 90
Charitable Foundation 0 1,554
Other general and administrative 1,489 1,370
Total non-interest expense 7,669 8,483
Income before income taxes 1,747 390
Provision (benefit) for income taxes 301 (52)
Net income $ 1,446 $ 442
Net income per share:    
Net income per share, basic $ 0.23 $ 0.08
Net income per share ,diluted $ 0.23 $ 0.08
Weighted Average Shares:    
Basic 6,275,819 5,886,929
Diluted 6,275,874 5,886,929