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MINIMUM REGULATORY CAPITAL REQUIREMENTS (Tables)
12 Months Ended
Jun. 30, 2023
Regulatory Capital Requirements Under Banking Regulations Abstract [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

The Bank’s actual capital amounts and ratios as of June 30, 2023 and 2022 are also presented in the table below.

 

 

 

Actual

 

 

Minimum Capital Requirement

 

 

Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions

 

(Dollars in thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

June 30, 2023

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk weighted assets)

 

$

65,141

 

 

 

32.9

%

 

$

15,850

 

 

 

8.0

%

 

$

19,813

 

 

 

10.0

%

Common equity Tier 1 capital (to risk weighted assets)

 

 

63,394

 

 

 

32.0

 

 

 

8,916

 

 

 

4.5

 

 

 

12,878

 

 

 

6.5

 

Tier 1 capital (to risk weighted assets)

 

 

63,394

 

 

 

32.0

 

 

 

11,888

 

 

 

6.0

 

 

 

15,850

 

 

 

8.0

 

Tier 1 capital (to adjusted total assets)

 

 

63,394

 

 

 

18.2

 

 

 

13,950

 

 

 

4.0

 

 

 

17,438

 

 

 

5.0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

June 30, 2022

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk weighted assets)

 

$

65,237

 

 

 

34.9

%

 

$

14,936

 

 

 

8.0

%

 

$

18,670

 

 

 

10.0

%

Common equity Tier 1 capital (to risk weighted assets)

 

 

63,490

 

 

 

34.0

 

 

 

8,401

 

 

 

4.5

 

 

 

12,135

 

 

 

6.5

 

Tier 1 capital (to risk weighted assets)

 

 

63,490

 

 

 

34.0

 

 

 

11,202

 

 

 

6.0

 

 

 

14,936

 

 

 

8.0

 

Tier 1 capital (to adjusted total assets)

 

 

63,490

 

 

 

17.4

 

 

 

14,580

 

 

 

4.0

 

 

 

18,225

 

 

 

5.0