Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Cash flows from operating activities
Net income (loss)	$ 442,000	$ 1,392,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	26,000	60,000
Gain on sales of securities available for sale, net	(56,000)	0
Amortization of securities, net	581,000	444,000
Increase in cash surrender value of bank-owned life insurance	(259,000)	(235,000)
Depreciation and amortization, net	255,000	270,000
Contribution of stock to charitable foundation	1,303,000	0
Deferred income tax (expense) benefit	(407,000)	63,000
ESOP expense	51,000	0
Net change in:
Accrued interest receivable	(119,000)	(28,000)
Other, net	67,000	49,000
Net cash (used in) provided by operating activities	1,884,000	2,015,000
Cash flows from investing activities:
Purchases of certificates of deposit	980,000	0
Activity in securities available for sale:
Maturities, prepayments and calls	89,000	103,000
Purchases	0	(1,982,000)
Sales	2,031,000	0
Activity in securities held to maturity:
Maturities, prepayments and calls	22,246,000	25,848,000
Purchases	(62,944,000)	(39,341,000)
Loan originations and payments, net	1,814,000	12,346,000
Additions to premises and equipment	(130,000)	(213,000)
Purchase of bank-owned life insurance	(635,000)	0
Redemption of Federal Home Loan Bank Stock	262,000	213,000
Net cash (used in) provided by investing activities	(36,287,000)	(3,026,000)
Cash flows from financing activities:
Net increase in deposits	2,401,000	7,166,000
Net decrease in short-term borrowings	(918,000)	491,000
Proceeds from sale of common stock, net	26,482,000	0
Repayments of long-term debt	0	(3,294,000)
Common stock purchased by ESOP	(2,556,000)	0
Net decrease in mortgagors' escrow accounts	(17,000)	(38,000)
Net cash provided by financing activities	25,392,000	4,325,000
Net change in cash and cash equivalents	(9,011,000)	3,314,000
Cash and cash equivalents at beginning of year	40,678,000	37,364,000
Cash and cash equivalents at end of year	31,667,000	40,678,000
Supplemental information:
Interest paid on deposits, short term borrowings and long-term debt	1,020,000	2,082,000
Income taxes paid	$ 381,000	$ 152,000