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Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Interest and dividend income:    
Interest and fees on loans $ 6,502 $ 7,099
Interest and dividends on securities:    
Taxable 2,153 1,777
Tax exempt 466 557
Interest on short-term investments and certificates of deposit 103 49
Total interest and dividend income 9,224 9,482
Interest expense:    
Deposits 1,012 2,017
Short-term borrowings 8 59
Total interest expense 1,020 2,076
Net interest income 8,204 7,406
Provision for loan losses 26 60
Net interest income, after provision for loan losses 8,178 7,346
Non-interest income:    
Customer service fees 127 115
Income on bank-owned life insurance 259 235
Gain on sale and call of securities 56 0
Other income 253 293
Total non-interest income 695 643
Non-interest expense:    
Salaries and employee benefits 4,097 3,994
Occupancy and equipment 883 831
Advertising 139 101
Data processing 350 348
Deposit insurance 90 85
Charitable Foundation 1,554 0
Other general and administrative 1,370 992
Total non-interest expense 8,483 6,351
Income (loss) before income taxes 390 1,638
Provision (benefit) for income taxes (52) 246
Net income (loss) $ 442 $ 1,392
Earnings (loss) per share:    
Earnings Per Share, Basic $ 0.08  
Earnings Per Share, Diluted $ 0.08  
Weighted Average Shares:    
Basic and diluted 5,886,929  
Basic and diluted 5,886,929