COMMITMENTS AND CONTINGENCIES (Tables)

12 Months Ended

Jun. 30, 2022

Commitments and Contingencies Disclosure [Abstract]

Loan Commitments

At June 30, 2022 and 2021, the following financial instruments were outstanding whose contract amounts represent credit risk:

(Dollars in thousands)	June 30, 2022		June 30, 2021
Commitments to grant loans	$	5,551	$	1,460
Unadvanced funds on construction loans		460		-
Unadvanced funds on equity lines of credit		4,305		4,237
Unadvanced funds on commercial and other lines of credit		1,188		1,422

Schedule of Future Minimum Rental Payments for Operating Leases

future minimum rent commitments for 2023 through 2027 and thereafter are as follows:

	Years ending
	June 30,
2023	$	117,400
2024		117,400
2025		117,400
2026		117,400
2027		113,400
Thereafter		633,267