Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
Assets
Cash and due from banks	$ 1,609	$ 1,708
Short-term investments	30,058	38,970
Total cash and cash equivalents	31,667	40,678
Certificates of deposit	0	980
Securities available for sale, at fair value	199	2,294
Securities held to maturity, at amortized cost, fair value of $133,593 and $107,391 at June 30, 2022 and 2021, respectively	145,239	105,114
Federal Home Loan Bank stock, at cost	191	453
Loans, net of allowance for loan losses of $1,747 and $1,722 at June 30, 2022 and 2021, respectively	172,593	174,433
Premises and equipment, net	3,334	3,459
Accrued interest receivable	1,265	1,146
Bank-owned life insurance	10,144	9,250
Deferred tax asset	1,079	665
Other Assets	472	382
Total Assets	366,183	338,854
Deposits
Non-interest bearing	31,168	31,486
Interest bearing	255,907	253,188
Total deposits	287,075	284,674
Short-term borrowings	0	918
Mortgagors' escrow accounts	1,555	1,572
Accrued expenses and other liabilities	3,303	3,045
Total liabilities	291,933	290,209
Commitments and Contingencies (Note 10)
Stockholders' Equity
Preferred Stock, $.01 par value, 10,000,000 and -0- shares authorized as of March 31, 2022 and June 30, 2021, respectively, none issued and outstanding as of March 31, 2022 and June 30, 2021	0	0
Common Stock, $.01 par value, 90,000,000 and -0- shares authorized as of March 31, 2022 and June 30, 2021, respectively; 6,521,642 and -0- issued and outstanding as of March 31, 2022 and June 30, 2021	65	0
Additional Paid in Capital	27,720	0
Retained earnings	48,970	48,628
Accumulated other comprehensive income	0	17
Unearned compensation - ESOP, 250,536 and -0- shares unallocated at June 30, 2022 and 2021, respectively	(2,505)	0
Total stockholders' equity	74,250	48,645
Total liabilities and stockholders' equity	$ 366,183	$ 338,854