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MINIMUM REGULATORY CAPITAL REQUIREMENTS (Tables)
9 Months Ended
Mar. 31, 2022
Regulatory Capital Requirements Under Banking Regulations Abstract [Abstract]  
Summary of Bank's Actual Capital Amounts and Ratios

The Bank’s actual capital amounts and ratios as of March 31, 2022 and June 30, 2021 are also presented in the table.

 

 

Actual

 

 

Minimum Capital Requirement

 

 

Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions

 

(Dollars in thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

March 31, 2022

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk weighted assets)

 

$

64,655

 

 

 

35.0

%

 

$

14,797

 

 

 

8.0

%

 

$

18,496

 

 

 

10.0

%

Common equity Tier 1 capital (to risk weighted assets)

 

 

62,908

 

 

 

34.0

 

 

 

8,323

 

 

 

4.5

 

 

 

12,023

 

 

 

6.5

 

Tier 1 capital (to risk weighted assets)

 

 

62,908

 

 

 

34.0

 

 

 

11,098

 

 

 

6.0

 

 

 

14,797

 

 

 

8.0

 

Tier 1 capital (to adjusted total assets)

 

 

62,908

 

 

 

17.4

 

 

 

14,479

 

 

 

4.0

 

 

 

18,099

 

 

 

5.0

 

June 30, 2021

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk weighted assets)

 

$

50,350

 

 

 

29.7

%

 

$

13,585

 

 

 

8.0

%

 

$

16,981

 

 

 

10.0

%

Common equity Tier 1 capital (to risk weighted assets)

 

 

48,628

 

 

 

28.6

 

 

 

7,641

 

 

 

4.5

 

 

 

11,038

 

 

 

6.5

 

Tier 1 capital (to risk weighted assets)

 

 

48,628

 

 

 

28.6

 

 

 

10,189

 

 

 

6.0

 

 

 

13,585

 

 

 

8.0

 

Tier 1 capital (to adjusted total assets)

 

 

48,628

 

 

 

14.4

 

 

 

13,519

 

 

 

4.0

 

 

 

16,898

 

 

 

5.0