Consolidated Balance Sheets - USD ($)	Mar. 31, 2022	Jun. 30, 2021
Assets
Cash and due from banks	$ 1,637,000	$ 1,708,000
Short-term investments	35,628,000	38,970,000
Total cash and cash equivalents	37,265,000	40,678,000
Certificates of deposit	980,000	980,000
Securities available for sale, at fair value	231,000	2,294,000
Securities held to maturity, at amortized cost, fair value of $128,089 at March 31, 2022 and $107,391 at June 30, 2021	134,719,000	105,114,000
Federal Home Loan Bank stock, at cost	453,000	453,000
Loans, net of allowance for loan losses of $1,747 at March 31, 2022 and $1,722 at June 30, 2021	172,758,000	174,433,000
Premises and equipment, net	3,310,000	3,459,000
Accrued interest receivable	1,211,000	1,146,000
Bank-owned life insurance	10,068,000	9,250,000
Deferred tax asset	955,000	665,000
Other Assets	589,000	382,000
Total Assets	362,539,000	338,854,000
Deposits
Non-interest bearing	29,228,000	30,129,000
Interest bearing	254,752,000	254,505,000
Total deposits	283,980,000	284,634,000
Short-term borrowings	115,000	918,000
Mortgagors' escrow accounts	1,540,000	1,572,000
Accrued expenses and other liabilities	3,245,000	3,085,000
Total liabilities	288,880,000	290,209,000
Stockholders' Equity
Preferred Stock, $.01 par value, 10,000,000 and -0- shares authorized as of March 31, 2022 and June 30, 2021, respectively, none issued and outstanding as of March 31, 2022 and June 30, 2021	0	0
Common Stock, $.01 par value, 90,000,000 and -0- shares authorized as of March 31, 2022 and June 30, 2021, respectively; 6,521,642 and -0- issued and outstanding as of March 31, 2022 and June 30, 2021	65,000	0
Additional Paid in Capital	27,720,000	0
Retained earnings	48,406,000	48,628,000
Accumulated other comprehensive income	4,000	17,000
Unearned compensation - ESOP, 253,621 and -0- shares unallocated at March 31, 2022 and June 30, 2021, respectively	(2,536,000)	0
Total stockholders' equity	73,659,000	48,645,000
Total liabilities and stockholders' equity	$ 362,539,000	$ 338,854,000