COMMITMENTS AND CONTINGENCIES - Additional Information (Details) - USD ($)	6 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Commitments and Contingencies Disclosure [Abstract]
Concentration risk, Credit risk, Financial instruments, Off balance sheet risk	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The commitments for construction loans and lines of credit may expire without being drawn upon. Therefore, the total commitment amounts do not necessarily represent future cash requirements.
Operating leases, Future minimum payments due, Next twelve months	$ 40,000
Operating leases, Future minimum payments, Due in two years	119,000
Operating leases, Future minimum payments, Due in three years	119,000
Operating leases, Future minimum payments, Due in four years	119,000
Operating leases, Future minimum payments, Due in five years	119,000
Operating leases, Future minimum payments, Due thereafter	747,000
Operating leases, Rent expense	$ 45,000	$ 45,000