PRKCM 2021-AFC2 Trust ABS-15G

Exhibit 99.13

Loan ID

Investor Loan ID

Seller Loan ID

Lender Application Date

Originator QM Status

Final QM Status

Originator QM Status Difference than Final QM Status?

Reason Why NonQM Final Status

QM DTI Threshold Met?

Higher Priced Mortgage Loan (HPML)?

Negatively Amortizing Loan?

Principal Deferment?

Interest Only Flag?

Prepayment Penalty?

Balloon Flag?

Adjustable Rate Balloon?

Loan Term Less Than 5 Years?

QM Points and Fees Threshold Exceeded?

QM Total Points and Fees

APR

ATR: Qualifying Payment Properly Considered?

ATR: Current Employment/Self-Employment Verified?

ATR: Balloon Qualifying Payment Properly Considered?

ATR: Reasonable Income or Assets Considered?

ATR: Subject PITIA Adequately Documented?

ATR: All Liabilities Including Alimony and Child Support in DTI?

ATR: Simultaneous Loan Calculated Properly

ATR: Credit History was Considered Properly?

ATR: Did Lender Document All ATR Factors?

ATR: Was an ATR/QM Residual Income Analysis Provided?

Residual Income

Residual Income Meets Guidelines?

Borrower 1 Employment Indicator

Borrower 2 Employment Indicator

Borrower 1 Foreign National Indicator

Borrower 2 Foreign National Indicator

Business Purpose Loan?

Business Purpose Verified?

434455387

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

US Citizen

Yes

Present

434455396

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

Foreign National

Yes

Present

434455397

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

Non Permanent Resident Alien

Yes

Present

434455398

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

Non Permanent Resident Alien

Yes

Present

434455399

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

US Citizen

Yes

Present

434455460

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

Not Employed

US Citizen

US Citizen

Yes

Present

434455636

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

US Citizen

Yes

Present

434455730

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

No

false

No

false

N

false

6467.5

4.165

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Employed

Permanent Resident Alien

Permanent Resident Alien

No

NA

434455858

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

Yes

false

No

false

N

false

No

No

9845

4.504

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434455864

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

Foreign National

No

NA

434455868

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

N/A

false

No

false

Y

false

35020

4.607

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

US Citizen

Yes

Present

434455888

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Yes

Yes

false

No

false

N

false

7070

4.837

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Non Permanent Resident Alien

No

NA

434455914

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

Yes

Yes

false

No

false

N

false

No

No

5295

4.465

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434455930

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

US Citizen

Yes

Present

434455998

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

US Citizen

Yes

Present

434456012

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

Not Employed

US Citizen

Permanent Resident Alien

Yes

Present

434456016

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

N/A

false

No

false

Y

false

10782.5

4.483

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

US Citizen

No

NA

434456020

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

Permanent Resident Alien

Yes

Present

434456024

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

US Citizen

No

NA

434456026

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

N/A

false

No

false

Y

false

3501

4.469

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

Permanent Resident Alien

Yes

Present

434456050

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

Yes

false

No

false

N

false

6920

4.523

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456067

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

US Citizen

Yes

Present

434456075

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

No

false

No

false

N

false

No

No

10187.75

4.219

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456079

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

No

false

No

false

N

false

6995

4.247

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456095

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

Yes

false

No

false

N

false

11945

4.591

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456097

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Yes

No

false

No

false

N

false

15048.13

4.22

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456102

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

No

false

No

false

N

false

No

No

6090

4.139

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Not Employed

US Citizen

Permanent Resident Alien

No

NA

434456107

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

US Citizen

No

NA

434456132

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

US Citizen

No

NA

434456137

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Yes

No

false

No

false

N

false

8295

4.109

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456143

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

Non Permanent Resident Alien

Yes

Present

434456146

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Yes

No

false

No

false

N

false

No

No

11195

4.21

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456179

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

No

false

No

false

N

false

No

No

7651.45

4.158

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456196

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

US Citizen

Yes

Present

434455577

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

No

false

No

false

N

false

No

No

15352.5

4.485

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456037

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Yes

No

false

No

false

N

false

No

No

11195

4.164

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456053

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

N/A

false

No

false

N

false

8175

4.757

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

No

NA

434456103

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

Not Employed

US Citizen

US Citizen

Yes

Present

434456117

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

No

false

No

false

N

false

11607.5

4.404

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Employed

Permanent Resident Alien

Permanent Resident Alien

No

NA

434456135

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

No

false

No

false

N

false

No

No

29885

4.179

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456140

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

No

false

No

false

N

false

No

No

8890

4.166

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Permanent Resident Alien

No

NA

434456147

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

N/A

false

No

false

Y

false

No

No

10474.8

4.641

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

US Citizen

Yes

Present

434456154

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

No

false

No

false

N

false

15920

4.136

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Employed

US Citizen

Permanent Resident Alien

No

NA

434456182

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

Permanent Resident Alien

Yes

Present

434455366

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

No

false

No

false

N

false

4249.5

4.112

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Permanent Resident Alien

No

NA

434455414

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

Yes

false

No

false

N

false

3855

5.166

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Permanent Resident Alien

No

NA

434455892

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

N/A

false

No

false

N

false

No

No

12152.44

4.332

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Foreign National

No

NA

434455954

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

Yes

false

No

false

N

false

No

No

4431

4.853

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Permanent Resident Alien

No

NA

434455964

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

No

false

No

false

N

false

No

No

4970

4.071

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Permanent Resident Alien

No

NA

434456082

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

No

false

No

false

N

false

6170

4.059

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456100

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

Yes

false

No

false

N

false

6995

4.33

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456101

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Interest Only

Yes

No

false

No

false

N

false

No

No

10292.63

3.781

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456129

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

N/A

false

No

false

N

false

No

No

11615

4.145

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Permanent Resident Alien

No

NA

434456133

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

No

false

No

false

N

false

7713.75

3.913

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456148

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

Yes

false

No

false

N

false

No

No

10461.5

4.543

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Permanent Resident Alien

No

NA

434456180

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

Yes

false

No

false

N

false

No

No

7630.8

5.029

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Non Permanent Resident Alien

No

NA

434456181

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

Yes

false

No

false

N

false

4301.25

4.975

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Permanent Resident Alien

No

NA

434455347

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

Yes

false

No

false

N

false

3326

4.847

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Permanent Resident Alien

No

NA

434455626

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

false

No

false

N

false

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434455667

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

No

false

No

false

N

false

No

No

24165

3.965

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434455867

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

Yes

No

false

No

false

N

false

8295

4.23

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434455972

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

No

false

No

false

N

false

11607.5

5.138

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456066

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

No

false

No

false

N

false

No

No

11664.7

4.295

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456090

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Qualifying DTI Exceeds 43%

No

No

false

No

false

N

false

11246.25

4.194

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456099

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

Yes

false

No

false

N

false

2870

4.826

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456142

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

No

false

No

false

N

false

No

No

9170

4.255

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456149

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

Yes

false

No

false

N

false

6971.2

4.563

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Not Employed

Non Permanent Resident Alien

Non Permanent Resident Alien

No

NA

434456152

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

N/A

false

No

false

N

false

10234.88

5.315

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456153

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

No

false

No

false

N

false

6317.5

4.23

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456158

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

No

false

No

false

N

false

No

No

11795

4.313

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456161

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

No

false

No

false

N

false

No

No

10670

4.637

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456162

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Qualifying DTI Exceeds 43%

No

Yes

false

No

false

N

false

2290

4.438

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456185

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

No

No

false

No

false

N

false

6997

4.175

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Permanent Resident Alien

No

NA

434456166

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

US Citizen

No

NA

434456167

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

N/A

false

No

false

Y

false

24290

4.474

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

US Citizen

No

NA

434456168

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

US Citizen

No

NA

434455450

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

US Citizen

Yes

Present

434455831

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

N/A

false

No

false

Y

false

No

No

40518

4.907

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

US Citizen

Yes

Present

434456006

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

US Citizen

Yes

Present

434456111

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

Non Permanent Resident Alien

Yes

Present

434455400

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

Foreign National

Yes

Present

434455417

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

N/A

false

No

false

Y

false

No

No

8520

4.106

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

US Citizen

Yes

Present

434455694

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

US Citizen

Yes

Present

434456033

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

Permanent Resident Alien

Yes

Present

434456136

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

Permanent Resident Alien

Yes

Present

434456151

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

US Citizen

Yes

Present

434456159

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

Permanent Resident Alien

Yes

Present

434456164

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

US Citizen

Yes

Present

434456171

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

N/A

false

No

false

Y

false

No

No

14307.2

4.195

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

Non Permanent Resident Alien

Yes

Present

434456177

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

US Citizen

Yes

Present

434455562

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

US Citizen

Yes

Present

434455870

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

US Citizen

Yes

Present

434456072

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

Permanent Resident Alien

Yes

Present

434456076

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

Permanent Resident Alien

Yes

Present

434456105

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

Permanent Resident Alien

Yes

Present

434456115

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Not Employed

Non Permanent Resident Alien

Yes

Present

434456139

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

US Citizen

Yes

Present

434456094

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

N/A

false

No

false

Y

false

No

No

22065

4.58

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

US Citizen

US Citizen

Yes

Present

434455687

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

Appendix Q Documentation

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

US Citizen

Yes

Present

434455811

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

US Citizen

Yes

Present

434456169

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

No

false

No

false

N

false

15549.75

4.257

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Permanent Resident Alien

No

NA

434456170

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

N/A

false

No

false

N

false

11563.8

4.238

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456138

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

Yes

false

No

false

N

false

20363.76

5.738

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Permanent Resident Alien

No

NA

434455512

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

Yes

Yes

false

No

false

N

false

6875

4.669

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Non Permanent Resident Alien

No

NA

434456145

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Yes

No

false

No

false

N

false

22595

4.144

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456165

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Qualifying DTI Exceeds 43%

No

Yes

false

No

false

N

false

3683.75

4.745

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

US Citizen

No

NA

434456084

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

Permanent Resident Alien

Yes

Present

434456134

XXX

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

false

No

false

Y

false

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Employed

Permanent Resident Alien

Yes

Present