The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EATON CORP PLC SHS G29183103   207,806 581 SH   SOLE   0 0 581
LINDE PLC SHS G54950103   269,693 544 SH   SOLE   0 0 544
AT&T INC COM 00206R102   208,583 7,195 SH   SOLE   0 0 7,195
ABBVIE INC COM 00287Y109   478,913 2,202 SH   SOLE   0 0 2,202
ADVANCED MICRO DEVICES INC COM 007903107   409,098 2,011 SH   SOLE   0 0 2,011
ALPHABET INC CAP STK CL C 02079K107   1,363,159 4,752 SH   SOLE   0 0 4,752
ALPHABET INC CAP STK CL A 02079K305   1,883,806 6,551 SH   SOLE   0 0 6,551
AMAZON COM INC COM 023135106   2,218,700 10,653 SH   SOLE   0 0 10,653
AMERICAN EXPRESS CO COM 025816109   228,977 757 SH   SOLE   0 0 757
AMPHENOL CORP CL A 032095101   224,398 1,776 SH   SOLE   0 0 1,776
APPLE INC COM 037833100   4,044,651 15,937 SH   SOLE   0 0 15,937
APPLIED MATLS INC COM 038222105   256,684 751 SH   SOLE   0 0 751
BANK AMERICA CORP COM 060505104   288,551 5,919 SH   SOLE   0 0 5,919
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,019,738 2,128 SH   SOLE   0 0 2,128
BROADCOM INC COM 11135F101   1,550,026 5,008 SH   SOLE   0 0 5,008
CATERPILLAR INC COM 149123101   405,948 573 SH   SOLE   0 0 573
CHEVRON CORPORATION COM 166764100   283,246 1,369 SH   SOLE   0 0 1,369
CISCO SYS INC COM 17275R102   302,446 3,898 SH   SOLE   0 0 3,898
CITIGROUP INC COM NEW 172967424   220,015 1,940 SH   SOLE   0 0 1,940
COCA COLA CO COM 191216100   268,076 3,525 SH   SOLE   0 0 3,525
COSTCO WHOLESALE CORPORATION COM 22160K105   504,194 506 SH   SOLE   0 0 506
EXXON MOBIL CORP COM 30231G102   688,480 4,058 SH   SOLE   0 0 4,058
META PLATFORMS INC CL A 30303M102   1,410,873 2,466 SH   SOLE   0 0 2,466
GE VERNOVA INC COM 36828A101   284,565 326 SH   SOLE   0 0 326
GE AEROSPACE COM NEW 369604301   385,076 1,357 SH   SOLE   0 0 1,357
GILEAD SCIENCES INC COM 375558103   208,916 1,499 SH   SOLE   0 0 1,499
GOLDMAN SACHS GROUP INC COM 38141G104   301,172 356 SH   SOLE   0 0 356
HOME DEPOT INC COM 437076102   269,361 819 SH   SOLE   0 0 819
INTERNATIONAL BUSINESS MACHS COM 459200101   325,772 1,344 SH   SOLE   0 0 1,344
INTUITIVE SURGICAL INC COM NEW 46120E602   209,289 454 SH   SOLE   0 0 454
ISHARES TR CORE S&P500 ETF 464287200   14,657,748 22,440 SH   SOLE   0 0 22,440
ISHARES TR CORE US AGGBD ET 464287226   14,228,369 143,330 SH   SOLE   0 0 143,330
ISHARES TR MSCI EAFE ETF 464287465   315,381 3,247 SH   SOLE   0 0 3,247
ISHARES TR CORE S&P MCP ETF 464287507   1,403,611 20,785 SH   SOLE   0 0 20,785
ISHARES TR CORE S&P US VLU 464287663   7,691,444 75,222 SH   SOLE   0 0 75,222
ISHARES TR CORE S&P US GWT 464287671   7,585,183 48,902 SH   SOLE   0 0 48,902
ISHARES TR RUSSELL 3000 ETF 464287689   1,671,025 4,508 SH   SOLE   0 0 4,508
ISHARES TR CORE S&P SCP ETF 464287804   722,738 5,814 SH   SOLE   0 0 5,814
ISHARES TR NATIONAL MUN ETF 464288414   4,879,185 45,965 SH   SOLE   0 0 45,965
ISHARES TR EAFE VALUE ETF 464288877   701,641 9,437 SH   SOLE   0 0 9,437
ISHARES TR MSCI USA QLT FCT 46432F339   13,724,521 71,553 SH   SOLE   0 0 71,553
ISHARES TR CORE MSCI EAFE 46432F842   13,580,858 150,015 SH   SOLE   0 0 150,015
ISHARES INC CORE MSCI EMKT 46434G103   3,541,696 50,777 SH   SOLE   0 0 50,777
ISHARES TR ESG AWR MSCI USA 46435G425   677,260 4,789 SH   SOLE   0 0 4,789
ISHARES TR ESG AW MSCI EAFE 46435G516   335,817 3,512 SH   SOLE   0 0 3,512
ISHARES TR 0-3 MNTH TREASRY 46436E718   6,793,845 67,493 SH   SOLE   0 0 67,493
JPMORGAN CHASE & CO COM 46625H100   967,492 3,289 SH   SOLE   0 0 3,289
JOHNSON & JOHNSON COM 478160104   493,280 2,018 SH   SOLE   0 0 2,018
KLA CORP COM NEW 482480100   275,341 187 SH   SOLE   0 0 187
LAM RESEARCH CORP COM NEW 512807306   335,874 1,572 SH   SOLE   0 0 1,572
ELI LILLY & CO COM 532457108   855,386 930 SH   SOLE   0 0 930
MASTERCARD INCORPORATED CL A 57636Q104   482,672 966 SH   SOLE   0 0 966
MCDONALDS CORP COM 580135101   357,098 1,149 SH   SOLE   0 0 1,149
MERCK & CO INC COM 58933Y105   268,608 2,233 SH   SOLE   0 0 2,233
MICROSOFT CORP COM 594918104   2,959,879 7,996 SH   SOLE   0 0 7,996
MICRON TECHNOLOGY INC COM 595112103   373,989 1,107 SH   SOLE   0 0 1,107
MORGAN STANLEY COM NEW 617446448   214,435 1,303 SH   SOLE   0 0 1,303
NETFLIX INC. COM 64110L106   574,977 5,980 SH   SOLE   0 0 5,980
NEXTERA ENERGY INC COM 65339F101   252,448 2,718 SH   SOLE   0 0 2,718
NVIDIA CORPORATION COM 67066G104   4,565,966 26,181 SH   SOLE   0 0 26,181
ORACLE CORP COM 68389X105   277,597 1,887 SH   SOLE   0 0 1,887
PALANTIR TECHNOLOGIES INC CL A 69608A108   303,385 2,074 SH   SOLE   0 0 2,074
PHILIP MORRIS INTL INC COM 718172109   229,327 1,387 SH   SOLE   0 0 1,387
RTX CORPORATION COM 75513E101   336,803 1,746 SH   SOLE   0 0 1,746
SPDR SERIES TRUST STATE STREET SPD 78464A201   1,196,745 12,386 SH   SOLE   0 0 12,386
SPDR SERIES TRUST STATE STREET SPD 78464A300   1,269,286 13,420 SH   SOLE   0 0 13,420
SPDR SERIES TRUST STATE STREET SPD 78464A409   4,030,465 41,165 SH   SOLE   0 0 41,165
SPDR SERIES TRUST STATE STREET SPD 78464A508   4,184,374 73,955 SH   SOLE   0 0 73,955
SPDR SERIES TRUST STATE STREET SPD 78464A631   222,994 878 SH   SOLE   0 0 878
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   11,909,850 474,496 SH   SOLE   0 0 474,496
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   518,441 20,220 SH   SOLE   0 0 20,220
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   521,800 16,854 SH   SOLE   0 0 16,854
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   389,436 11,819 SH   SOLE   0 0 11,819
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,995,616 121,035 SH   SOLE   0 0 121,035
TJX COS INC NEW COM 872540109   259,513 1,625 SH   SOLE   0 0 1,625
TESLA INC COM 88160R101   1,758,749 4,731 SH   SOLE   0 0 4,731
UNITEDHEALTH GROUP INC COM 91324P102   212,684 786 SH   SOLE   0 0 786
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   14,875,864 69,171 SH   SOLE   0 0 69,171
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   237,990 1,768 SH   SOLE   0 0 1,768
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   5,340,962 72,528 SH   SOLE   0 0 72,528
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   22,187,459 346,246 SH   SOLE   0 0 346,246
VANGUARD WORLD FD ENERGY ETF 92204A306   225,644 1,304 SH   SOLE   0 0 1,304
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,884,733 108,876 SH   SOLE   0 0 108,876
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   259,746 2,368 SH   SOLE   0 0 2,368
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,334,648 66,840 SH   SOLE   0 0 66,840
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,161,637 1,944 SH   SOLE   0 0 1,944
VANGUARD INDEX FDS GROWTH ETF 922908736   538,999 1,234 SH   SOLE   0 0 1,234
VANGUARD INDEX FDS VALUE ETF 922908744   398,286 2,030 SH   SOLE   0 0 2,030
VERIZON COMMUNICATIONS INC COM 92343V104   211,593 4,215 SH   SOLE   0 0 4,215
VISA INC COM CL A 92826C839   541,312 1,791 SH   SOLE   0 0 1,791
WALMART INC COM 931142103   646,629 5,203 SH   SOLE   0 0 5,203
WELLS FARGO & CO COM 949746101   288,905 3,629 SH   SOLE   0 0 3,629